{"id":88900,"date":"2026-09-01T08:00:00","date_gmt":"2026-08-31T23:00:00","guid":{"rendered":"https:\/\/011330.jp\/finance\/?p=88900"},"modified":"2026-09-01T11:25:03","modified_gmt":"2026-09-01T02:25:03","slug":"acom-examination","status":"publish","type":"post","link":"https:\/\/011330.jp\/finance\/acom-examination.html","title":{"rendered":"\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306f\u901a\u308b\uff1f\u5be9\u67fb\u901a\u904e\u738740.1%\u306e\u5b9f\u614b\u3084\u4ed6\u793e\u3068\u306e\u6bd4\u8f03\u7d50\u679c\u3092\u89e3\u8aac"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u300c<b>\u30a2\u30b3\u30e0\u306e\u5be9\u67fb<\/b>\u306f\u901a\u308b\u306e\u3060\u308d\u3046\u304b\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u5be9\u67fb\u57fa\u6e96\u3084\u901a\u904e\u7387\u304c\u3088\u304f\u308f\u304b\u3089\u305a\u3001\u7533\u3057\u8fbc\u3080\u304b\u8ff7\u3063\u3066\u3044\u308b\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0a\u8a18\u306e\u3088\u3046\u306b\u3001\u7533\u8fbc\u524d\u306b\u4e0d\u5b89\u3092\u611f\u3058\u3066\u3044\u308b\u65b9\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\u5e744\u6708\u6642\u70b9\u306e\u5834\u5408\u3001\u30a2\u30b3\u30e0\u306e<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u5be9\u67fb\u901a\u904e\u7387\u306f40.1%<\/span><\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><div class=\"c-scrollHint\"><span>\u30b9\u30af\u30ed\u30fc\u30eb\u3067\u304d\u307e\u3059 <i class=\"icon-more_arrow\"><\/i><\/span><\/div>\n<figure data-table-scrollable=\"both\" data-cell1-fixed=\"both\" class=\"wp-block-table is-all-centered\"><table style=\"--table-width:600px;--swl-cell1-width:110px;font-size:13px;\" class=\"has-fixed-layout\"><thead><tr><th><\/th><th>2026\u5e744\u6708<\/th><th>2026\u5e745\u6708<\/th><th>2026\u5e746\u6708<\/th><th>2026\u5e747\u6708<\/th><\/tr><\/thead><tbody style=\"--tbody-th-color--bg:var(--color_main_thin);--tbody-th-color--txt:var(--swl-text_color--black)\"><tr><th>\u65b0\u898f\u7533\u8fbc\u6570<\/th><td>75,351<\/td><td>86,175<\/td><td>74,986<\/td><td>76,807<\/td><\/tr><tr><th>\u65b0\u5ba2\u6570<\/th><td>30,234<\/td><td>34,292<\/td><td>29,165<\/td><td>28,658<\/td><\/tr><tr><th>\u65b0\u898f\u8cb8\u4ed8\u7387<\/th><td data-has-cell-bg=\"1\" data-text-color=\"black\"><span class=\"swl-cell-bg has-swl-pale-04-background-color\" data-text-color=\"black\" aria-hidden=\"true\">&nbsp;<\/span><b>40.1%<\/b><\/td><td data-has-cell-bg=\"1\" data-text-color=\"black\">39.8<span class=\"swl-cell-bg has-swl-pale-04-background-color\" data-text-color=\"black\" aria-hidden=\"true\">&nbsp;<\/span>%<\/td><td data-has-cell-bg=\"1\" data-text-color=\"black\"><span class=\"swl-cell-bg has-swl-pale-04-background-color\" data-text-color=\"black\" aria-hidden=\"true\">&nbsp;<\/span>38.9%<\/td><td data-has-cell-bg=\"1\" data-text-color=\"black\">37.3%<span class=\"swl-cell-bg has-swl-pale-04-background-color\" data-text-color=\"black\" aria-hidden=\"true\">&nbsp;<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/pdf.irpocket.com\/C8572\/xoA3\/tx0r\/YiLd\/wnXD.pdf\" target=\"_blank\" rel=\"noopener\">\u30de\u30f3\u30b9\u30ea\u30fc\u30ec\u30dd\u30fc\u30c82027\u5e743\u6708\u671f\uff082026\u5e744\u6708\uff5e7\u6708\uff09\uff5c\u30a2\u30b3\u30e0\u682a\u5f0f\u4f1a\u793e<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u3067\u306f\u5e74\u53ce\u3084\u4fe1\u7528\u60c5\u5831\u3001\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u306a\u3069\u304c\u7dcf\u5408\u7684\u306b\u5224\u65ad\u3055\u308c\u307e\u3059\u304c\u3001\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308c\u3070\u7533\u8fbc\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u8a18\u4e8b\u3067\u306f<b><span class=\"swl-marker mark_yellow\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u57fa\u6e96\u30fb\u901a\u904e\u7387\u306e\u5b9f\u614b<\/span><\/b>\u3001\u7533\u8fbc\u304b\u3089\u501f\u5165\u307e\u3067\u306e\u6d41\u308c\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3042\u308f\u305b\u3066\u3001<b>\u5be9\u67fb\u843d\u3061\u306e\u539f\u56e0\u3068\u843d\u3061\u305f\u5f8c\u306e\u5bfe\u51e6\u6cd5<\/b>\u3084\u3001\u7533\u8fbc\u524d\u306b\u4f7f\u3048\u308b<b>3\u79d2\u8a3a\u65ad\u306e\u6d3b\u7528\u6cd5<\/b>\u3082\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u5be9\u67fb\u901a\u904e\u7387\u3084\u57fa\u6e96\u3092\u4e8b\u524d\u306b\u628a\u63e1\u3059\u308b\u3053\u3068\u3067\u3001\u7533\u8fbc\u524d\u306b\u81ea\u5206\u306e\u72b6\u6cc1\u3092\u6574\u7406\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\" data-colset=\"col1\"><div class=\"cap_box_ttl\"><span>\u3053\u306e\u8a18\u4e8b\u3067\u308f\u304b\u308b\u3053\u3068<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#acom-approval-rate-comparison\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u901a\u904e\u738740.1%\u306e\u5b9f\u614b\u3068\u4ed6\u793e\u3068\u306e\u6bd4\u8f03<\/a><\/li>\n\n\n\n<li><a href=\"#acom-screening-criteria\">\u5be9\u67fb\u3067\u91cd\u8996\u3055\u308c\u308b5\u3064\u306e\u8981\u7d20\u3068\u57fa\u6e96\u306e\u8a73\u7d30<\/a><\/li>\n\n\n\n<li><a href=\"#acom-screening-flow\">\u7533\u8fbc\u304b\u3089\u501f\u5165\u307e\u3067\u306e\u6d41\u308c\u3068\u5be9\u67fb\u6642\u9593\u306e\u76ee\u5b89<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-accordion\">\n<details class=\"swell-block-accordion__item\" data-swl-acc=\"wrapper\"><summary class=\"swell-block-accordion__title\" data-swl-acc=\"header\"><span class=\"swell-block-accordion__label\">\u5f53\u30b5\u30a4\u30c8\u306e\u30b3\u30f3\u30c6\u30f3\u30c4\u5236\u4f5c<\/span><span class=\"swell-block-accordion__icon c-switchIconBtn\" data-swl-acc=\"icon\" aria-hidden=\"true\" data-opened=\"false\"><i class=\"__icon--closed icon-caret-down\"><\/i><i class=\"__icon--opened icon-caret-up\"><\/i><\/span><\/summary><div class=\"swell-block-accordion__body\" data-swl-acc=\"body\">\n<p class=\"wp-block-paragraph\">\u30bb\u30f3\u30c8\u30e9\u30eb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30d6\u30ed\u30b0\u3067\u306f\u3001\u5229\u7528\u8005\u306e\u7686\u69d8\u304c\u5b89\u5fc3\u3057\u3066\u5229\u7528\u3067\u304d\u308b\u6b63\u898f\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u307f\u3092\u53b3\u9078\u3057\u3066\u3054\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30d6\u30ed\u30b0\u306e\u30b3\u30f3\u30c6\u30f3\u30c4\u30dd\u30ea\u30b7\u30fc<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list -list-under-dashed is-style-num_circle\">\n<li><span class=\"swl-format-1\">\u8cb8\u91d1\u696d\u6cd5\u3092\u9806\u5b88\u3057\u305f\u8a18\u4e8b\u4f5c\u6210<br><\/span>\u2192<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=358AC1000000032\" target=\"_blank\" rel=\"noopener\">\u8cc3\u91d1\u696d\u6cd5<\/a>\u3067\u5b9a\u3081\u3089\u308c\u305f\u7bc4\u56f2\u3067\u306e\u30b3\u30f3\u30c6\u30f3\u30c4\u4f5c\u6210<\/li>\n\n\n\n<li><span class=\"swl-format-1\">\u4e2d\u7acb\u30fb\u516c\u6b63\u306a\u60c5\u5831\u306e\u63d0\u4f9b<br><\/span>\u2192\u30e6\u30fc\u30b6\u30fc\u306b\u8aa4\u89e3\u3092\u4e0e\u3048\u306a\u3044\u4e2d\u7acb\u304b\u3064\u516c\u6b63\u306a\u60c5\u5831\u63d0\u4f9b<\/li>\n\n\n\n<li><span class=\"swl-format-1\">\u5c02\u9580\u7684\u898b\u89e3\u306b\u57fa\u3065\u3044\u305f\u60c5\u5831\u306e\u63d0\u4f9b<br><\/span>\u2192\u516c\u7684\u306a\u5b66\u8853\u6587\u732e\u3084\u8abf\u67fb\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u305f\u60c5\u5831\u63d0\u4f9b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0b\u8a18\u306e\u540d\u7c3f\u3084\u8cc7\u6599\u5185\u306b\u8a18\u8f09\u306e\u3042\u308b\u3001\u6b63\u898f\u306e\u8cb8\u91d1\u696d\u8005\u306e\u307f\u53b3\u9078\u3057\u3066\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border -border01\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.j-fsa.or.jp\/association\/member_info\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5354\u4f1a\u54e1\u540d\u7c3f\u3010\u5354\u4f1a\u54e1\u60c5\u5831\u3011 | \u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/clearing.fsa.go.jp\/kashikin\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u767b\u9332\u8cb8\u91d1\u696d\u8005\u60c5\u5831\u691c\u7d22\u5165\u529b\u30da\u30fc\u30b8\uff5c\u91d1\u878d\u5e81<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.fsa.go.jp\/menkyo\/menkyoj\/kasi.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cb8\u91d1\u696d\u8005\u767b\u9332\u4e00\u89a7\uff5c\u91d1\u878d\u5e81<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u30b5\u30a4\u30c8\u306b\u63b2\u8f09\u4e2d\u306e\u91d1\u878d\u306b\u95a2\u3059\u308b\u60c5\u5831\u306f\u3001\u516c\u958b\u5f8c\u3082\u5b9a\u671f\u7684\u306b\u5185\u5bb9\u3092\u898b\u76f4\u3057\u6700\u65b0\u60c5\u5831\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a73\u7d30\u306a\u65b9\u91dd\u3084\u904b\u55b6\u76ee\u7684\u306b\u3064\u3044\u3066\u306f\u3001\u30bb\u30f3\u30c8\u30e9\u30eb\u306e\u91d1\u878d\u30b8\u30e3\u30f3\u30eb\u306b\u95a2\u3059\u308b<a href=\"https:\/\/011330.jp\/finance\/content-policy.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b3\u30f3\u30c6\u30f3\u30c4\u30dd\u30ea\u30b7\u30fc<\/a>\u3092\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div><\/details>\n<\/div>\n\n\n\n<div class=\"swell-block-capbox cap_box central-profile-box is-style-onborder_ttl\"><div class=\"cap_box_ttl\"><span><span style=\"font-size:14px\" class=\"swl-fz\"><span class=\"swl-format-1\"><span class=\"central-profile-name\">\u682a\u5f0f\u4f1a\u793e\u30bb\u30f3\u30c8\u30e9\u30eb<\/span><\/span><\/span><\/span><\/div><div class=\"cap_box_content\">\n<div class=\"wp-block-group central-profile-desc swl-fz u-fz-s\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">\u682a\u5f0f\u4f1a\u793e\u30bb\u30f3\u30c8\u30e9\u30eb\u306f\u3001\u662d\u548c48\u5e74\uff081973\u5e74\uff09\u306e\u5275\u696d\u3001\u8001\u8217\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u6cd5\u3092\u9806\u5b88\u3057\u4e00\u4eba\u3072\u3068\u308a\u306e\u72b6\u6cc1\u306b\u5bc4\u308a\u6dfb\u3063\u305f\u5bfe\u5fdc\u3092\u5f37\u307f\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u73fe\u5728\u306fWEB\u5b8c\u7d50\u3067\u304a\u7533\u8fbc\u307f\u304c\u53ef\u80fd\u3002\u516c\u5f0f\u30b5\u30a4\u30c8\u304b\u3089\u304a\u7533\u8fbc\u307f\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-button green_ is-style-btn_normal\" style=\"--the-fz:13px\"><a href=\"https:\/\/ac.w-aspkanri.com\/0244Ea256bY8dEd3\/cl\/?bId=h6113477\" target=\"_blank\" rel=\"noopener\" class=\"swell-block-button__link\"><span>\u304a\u7533\u8fbc\u307f\u306f\u3053\u3061\u3089<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-group central-profile-legal swl-fz u-fz-xs\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/011330.jp\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u682a\u5f0f\u4f1a\u793e\u30bb\u30f3\u30c8\u30e9\u30eb<br><\/a>\u767b\u9332\u756a\u53f7\uff1a<a href=\"https:\/\/www.fsa.go.jp\/menkyo\/menkyoj\/kasi.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u56db\u56fd\u8ca1\u52d9\u5c40\u9577\uff0810\uff09\uff08\u767b\u9332\u6709\u52b9\u671f\u9593\uff1a2023\u5e743\u670831\u65e5\uff5e2029\u5e743\u670830\u65e5\uff09\u7b2c00083\u53f7<\/a><br>\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u4f1a\u54e1\uff1a<a href=\"https:\/\/www.j-fsa.or.jp\/doc\/association\/member_info\/list\/38ehime.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u7b2c001473\u53f7<\/a><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<h2 id=\"acom-approval-rate-comparison\" class=\"wp-block-heading\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u901a\u904e\u738740.1%\u304c\u610f\u5473\u3059\u308b\u5b9f\u614b\u3068\u4ed6\u793e\u3068\u306e\u6bd4\u8f03<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/011330.jp\/finance\/wp-content\/uploads\/2026\/08\/acom-approval-rate-comparison.png\" alt=\"\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u901a\u904e\u738740.1%\u304c\u610f\u5473\u3059\u308b\u5b9f\u614b\u3068\u4ed6\u793e\u3068\u306e\u6bd4\u8f03\u7d50\u679c\u306e\u89e3\u8aac\" class=\"wp-image-88921\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u901a\u904e\u7387\u306f<b><span class=\"swl-inline-color has-swl-deep-01-color\">40.1%<\/span><\/b>\u3067\u3001\u5404\u6708\u3054\u3068\u306e\u6c7a\u7b97\u60c5\u5831\u306f\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u6570\u5024\u306f\u516c\u5f0f\u306e\u30de\u30f3\u30b9\u30ea\u30fc\u30ec\u30dd\u30fc\u30c8\u306b\u57fa\u3065\u304f\u6570\u5024\u3067\u3042\u308a\u3001\u672c\u8a18\u4e8b\u3067\u306f\u5be9\u67fb\u901a\u904e\u7387\u306e\u53c2\u8003\u6307\u6a19\u3068\u3057\u3066\u6271\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u901a\u904e\u7387\u306e\u5b9f\u614b\u3068\u4ed6\u793e\u6bd4\u8f03\u30fb\u4f4e\u4e0b\u8981\u56e0<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#approval-rate-4-in-10\">40.1%\u306f\u5358\u7d14\u8a08\u7b97\u3060\u306810\u4eba\u3042\u305f\u308a\u7d044\u4eba\u306b\u76f8\u5f53\u3059\u308b\u6c34\u6e96<\/a><\/li>\n\n\n\n<li><a href=\"#major-lenders-rate-comparison\">\u6d88\u8cbb\u8005\u91d1\u878d\u5927\u624b3\u793e\u306e\u901a\u904e\u7387\u6bd4\u8f03<\/a><\/li>\n\n\n\n<li><a href=\"#reasons-for-low-approval-rate\">\u901a\u904e\u7387\u304c\u4f4e\u3044\u80cc\u666f\u306b\u3042\u308b\u7dcf\u91cf\u898f\u5236\u3068\u4fe1\u7528\u60c5\u5831<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u904e\u7387\u306e\u6570\u5024\u3060\u3051\u3092\u898b\u308b\u3068\u300c\u534a\u6570\u4ee5\u4e0a\u304c\u843d\u3061\u308b\u300d\u3068\u611f\u3058\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u7533\u8fbc\u8005\u306b\u306f\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u3042\u308b\u65b9\u3084\u7dcf\u91cf\u898f\u5236\u306b\u62b5\u89e6\u3059\u308b\u65b9\u3082\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u65b0\u898f\u8cb8\u4ed8\u7387\u306f\u5168\u4f53\u306e\u5b9f\u7e3e\u5024\u3067\u3042\u308a\u3001\u500b\u5225\u306e\u5be9\u67fb\u7d50\u679c\u3092\u4e88\u6e2c\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u3067\u306f\u3001\u4ed6\u793e\u3068\u306e\u6bd4\u8f03\u3084\u901a\u904e\u7387\u306b\u5f71\u97ff\u3059\u308b\u8981\u56e0\u3092\u9806\u306b\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"approval-rate-4-in-10\" class=\"wp-block-heading\">40.1%\u306f\u5358\u7d14\u8a08\u7b97\u3060\u306810\u4eba\u3042\u305f\u308a\u7d044\u4eba\u306b\u76f8\u5f53\u3059\u308b\u6c34\u6e96<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u901a\u904e\u738740.1%\uff08\u203b1\uff09\u306f10\u4eba\u304c\u7533\u3057\u8fbc\u3093\u3060\u5834\u5408\u3001<b>\u7d044\u4eba\u304c\u5be9\u67fb\u3092\u901a\u904e\u3059\u308b<\/b>\u8a08\u7b97\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u6570\u5024\u306f\u30a2\u30b3\u30e0\u304c\u6bce\u6708\u516c\u8868\u3057\u3066\u3044\u308b\u30de\u30f3\u30b9\u30ea\u30fc\u30ec\u30dd\u30fc\u30c8\u306b\u8a18\u8f09\u3055\u308c\u3066\u304a\u308a\u3001\u76f4\u8fd1\u306e\u5b9f\u7e3e\u3068\u3057\u3066\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u30c7\u30fc\u30bf\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u904e\u7387\u304c40.1%\uff08\u203b1\uff09\u3068\u3044\u3046\u6c34\u6e96\u306f\u3001\u30a2\u30a4\u30d5\u30eb\u306e\u540c\u6642\u671f\u306e\u6570\u5024\u3092\u4e0a\u56de\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u30a2\u30b3\u30e0\u304c\u793a\u3059\u5be9\u67fb\u901a\u904e\u7387\u306e\u30dd\u30a4\u30f3\u30c8<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>10\u4eba\u7533\u3057\u8fbc\u3093\u3067\u7d044\u4eba\u304c\u901a\u904e\u3059\u308b\u6c34\u6e96<\/li>\n\n\n\n<li>\u7533\u8fbc\u8005\u306b\u306f\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u3042\u308b\u65b9\u3084\u7dcf\u91cf\u898f\u5236\u62b5\u89e6\u8005\u3082\u542b\u307e\u308c\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u8005\u306e\u4e2d\u306b\u306f\u3001\u4ed6\u793e\u3067\u8907\u6570\u306e\u501f\u5165\u304c\u3042\u308b\u65b9\u306a\u3069\u3082\u542b\u307e\u308c\u3066\u3044\u308b\u305f\u3081\u3001<b><span class=\"swl-marker mark_yellow\">\u30a2\u30b3\u30e0\u304c\u5b9a\u3081\u308b\u6761\u4ef6\u3092\u6e80\u305f\u3059\u65b9<\/span><\/b>\u3067\u3042\u308c\u3070\u5be9\u67fb\u3092\u901a\u904e\u3067\u304d\u308b\u53ef\u80fd\u6027\u306f\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u305f\u3060\u3057\u3001\u901a\u904e\u7387\u306f\u3042\u304f\u307e\u3067\u5168\u7533\u8fbc\u8005\u3092\u5bfe\u8c61\u3068\u3057\u305f\u5e73\u5747\u5024\u3067\u3059\u3002\u81ea\u8eab\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u7d50\u679c\u306f\u7570\u306a\u308b\u305f\u3081\u3001\u904e\u5ea6\u306a\u671f\u5f85\u3082\u904e\u5ea6\u306a\u4e0d\u5b89\u3082\u6301\u305f\u305a\u306b\u7533\u3057\u8fbc\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u7d50\u679c\u306e\u76ee\u5b89\u3068\u3057\u3066\u6d3b\u7528\u3057\u3064\u3064\u3001\u7533\u8fbc\u524d\u306b\u30a2\u30b3\u30e0\u306e3\u79d2\u8a3a\u65ad\u3067\u4e8b\u524d\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<details class=\"wp-block-details has-small-font-size is-layout-flow wp-block-details-is-layout-flow\"><summary>\u6ce8\u91c8<\/summary>\n<p class=\"wp-block-paragraph\">\u203b1\uff1a<a href=\"https:\/\/pdf.irpocket.com\/C8572\/xoA3\/tx0r\/YiLd\/wnXD.pdf\" target=\"_blank\" rel=\"noopener\">\u30de\u30f3\u30b9\u30ea\u30fc\u30ec\u30dd\u30fc\u30c82027\u5e743\u6708\u671f\uff082026\u5e744\u6708\uff5e7\u6708\uff09\uff5c\u30a2\u30b3\u30e0\u682a\u5f0f\u4f1a\u793e<\/a><\/p>\n<\/details>\n\n\n\n<h3 id=\"major-lenders-rate-comparison\" class=\"wp-block-heading\">\u6d88\u8cbb\u8005\u91d1\u878d\u5927\u624b3\u793e\u306e\u901a\u904e\u7387\u3092\u4e26\u3079\u308b\u3068\u4f4d\u7f6e\u3065\u3051\u304c\u898b\u3048\u3066\u304f\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u5927\u624b3\u793e\u306e\u5be9\u67fb\u901a\u904e\u7387\u3092\u4e26\u3079\u308b\u3068\u3001\u30a2\u30b3\u30e0\u306e\u7acb\u3061\u4f4d\u7f6e\u304c\u660e\u78ba\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5404\u793e\u304c\u516c\u8868\u3057\u3066\u3044\u308b\u76f4\u8fd1\u306e\u30c7\u30fc\u30bf\u304b\u3089\u308f\u304b\u308b\u3001<b>\u30a2\u30b3\u30e0\u30fb\u30d7\u30ed\u30df\u30b9\u30fb\u30a2\u30a4\u30d5\u30eb\u306e\u65b0\u898f\u8cb8\u4ed8\u7387<\/b>\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table min_width20_ is-all-centered\"><table style=\"--swl-cell1-width:130px;font-size:13px;\"><thead><tr><th>\u6d88\u8cbb\u8005\u91d1\u878d\u540d<\/th><th>\u5be9\u67fb\u901a\u904e\u7387<\/th><th>\u7533\u8fbc\u4ef6\u6570<\/th><th>\u65b0\u898f\u9867\u5ba2\u6570<br>\uff08\u65b0\u898f\u7372\u5f97\u4ef6\u6570\uff09<\/th><\/tr><\/thead><tbody style=\"--tbody-th-color--bg:var(--color_main_thin);--tbody-th-color--txt:var(--swl-text_color--black)\"><tr><th>\u30a2\u30b3\u30e0<\/th><td><b><span class=\"swl-inline-color has-swl-deep-01-color\">40.1%<\/span><\/b>\uff08\u203b1\uff09<\/td><td>75,351\u4ef6<\/td><td>30,234\u4ef6<\/td><\/tr><tr><th>\u30d7\u30ed\u30df\u30b9<\/th><td>\u975e\u516c\u8868<\/td><td>\u975e\u516c\u8868<\/td><td>\u975e\u516c\u8868<\/td><\/tr><tr><th>\u30a2\u30a4\u30d5\u30eb<\/th><td><b><span class=\"swl-inline-color has-swl-deep-01-color\">28.3\uff05<\/span><\/b>\uff08\u203b2\uff09<\/td><td>83,281\u4ef6<\/td><td>23,602\u4ef6<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<details class=\"wp-block-details has-small-font-size is-layout-flow wp-block-details-is-layout-flow\"><summary>\u6ce8\u91c8<\/summary>\n<p class=\"wp-block-paragraph\">\u203b1\uff1a<a href=\"https:\/\/pdf.irpocket.com\/C8572\/xoA3\/tx0r\/YiLd\/wnXD.pdf\" target=\"_blank\" rel=\"noopener\">\u30de\u30f3\u30b9\u30ea\u30fc\u30ec\u30dd\u30fc\u30c82027\u5e743\u6708\u671f\uff082026\u5e744\u6708\uff5e7\u6708\uff09\uff5c\u30a2\u30b3\u30e0\u682a\u5f0f\u4f1a\u793e<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u203b2\uff1a<a href=\"https:\/\/www.muninova.co.jp\/ir\/pdf\/MD202607.pdf\" target=\"_blank\" rel=\"noopener\">\u6708\u6b21\u30c7\u30fc\u30bf2027\u5e743\u6708\u671f\uff082026\u5e744\u6708\uff5e2026\u5e747\u6708\uff09\uff5c\u30e0\u30cb\u30ce\u30d0\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9<\/a><\/p>\n<\/details>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u901a\u904e\u7387\u3060\u3051\u3092\u898b\u3066\u3082\u3001\u30a2\u30b3\u30e0\u306f<b><span class=\"swl-marker mark_yellow\">\u30a2\u30a4\u30d5\u30eb\u3088\u308a\u6570\u5024\u304c\u9ad8\u3044<\/span><\/b>\u3068\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u4ef6\u6570\u30fb\u65b0\u898f\u9867\u5ba2\u6570\u306e\u90e8\u5206\u3067\u3082\u3001\u4ed6\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u306b\u8ca0\u3051\u306a\u3044\u6570\u5024\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u5be9\u67fb\u901a\u904e\u7387\u306f\u3042\u304f\u307e\u3067\u76ee\u5b89\u306e\u305f\u3081\u3001\u5358\u7d14\u306b\u6570\u5024\u304c\u9ad8\u304f\u3066\u3082\u5be9\u67fb\u3092\u901a\u904e\u3067\u304d\u308b\u304b\u306f\u5c5e\u6027\u60c5\u5831\u30fb\u4fe1\u7528\u60c5\u5831\u306e\u5185\u5bb9\u6b21\u7b2c\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u7121\u4e8b\u306b\u5be9\u67fb\u3092\u901a\u904e\u3067\u304d\u308b\u304b\u5fc3\u914d\u306a\u65b9\u306f\u3001\u4e0d\u5b89\u89e3\u6d88\u306e\u305f\u3081\u306b\u5404\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u901a\u904e\u7387\u3092\u4e00\u5ea6\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"reasons-for-low-approval-rate\" class=\"wp-block-heading\">\u901a\u904e\u7387\u304c\u4f4e\u3044\u80cc\u666f\u306b\u306f\u7dcf\u91cf\u898f\u5236\u3068\u4fe1\u7528\u60c5\u5831\u306e\u5be9\u67fb\u304c\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u901a\u904e\u7387\u304c100%\u306b\u5c4a\u304b\u306a\u3044\u4e3b\u306a\u7406\u7531\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\u3068\u4fe1\u7528\u60c5\u5831\u306e\u5be9\u67fb\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7dcf\u91cf\u898f\u5236\u3068\u306f\u3001\u8cb8\u91d1\u696d\u6cd5\u306b\u57fa\u3065\u304f\u5236\u5ea6\u3067\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u501f\u5165\u7dcf\u984d\u304c<b><span class=\"swl-marker mark_yellow\">\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u5834\u5408<\/span><\/b>\u306f\u65b0\u898f\u306e\u8cb8\u4ed8\u304c\u7981\u6b62\u3055\u308c\u308b\u30eb\u30fc\u30eb\u3067\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u904e\u5ea6\u306a\u501f\u5165\u308c\u304b\u3089\u6d88\u8cbb\u8005\u306e\u7686\u3055\u307e\u3092\u5b88\u308b\u305f\u3081\u306b\u3001\u5e74\u53ce\u306a\u3069\u3092\u57fa\u6e96\u306b\u3001\u305d\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u3051\u304c\u539f\u5247\u7981\u6b62\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u7dcf\u91cf\u898f\u5236\uff09\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/annual_income.php\" target=\"_blank\" rel=\"noopener\">\u304a\u501f\u5165\u308c\u306f\u5e74\u53ce\u306e3\u5206\u306e1\u307e\u3067\uff08\u7dcf\u91cf\u898f\u5236\u306b\u3064\u3044\u3066\uff09\u3010\u8cb8\u91d1\u696d\u754c\u306e\u72b6\u6cc1\u3011 | \u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u53ce300\u4e07\u5186\u306e\u65b9\u3067\u3042\u308c\u3070\u3001\u4ed6\u793e\u3092\u542b\u3081\u305f\u501f\u5165\u6b8b\u9ad8\u304c<b>100\u4e07\u5186<\/b>\u3092\u8d85\u3048\u308b\u3068\u3001\u30a2\u30b3\u30e0\u3092\u542b\u3080\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u8ffd\u52a0\u501f\u5165\u306f\u539f\u5247\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u306b\u3064\u3044\u3066\u306f\u3001\u904e\u53bb\u306e\u5ef6\u6ede\u3084\u50b5\u52d9\u6574\u7406\u306e\u8a18\u9332\u304c\u6b8b\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u5be9\u67fb\u62c5\u5f53\u8005\u304c\u30ea\u30b9\u30af\u3092\u9ad8\u3044\u3068\u5224\u65ad\u3057\u3066\u5426\u6c7a\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u4fe1\u7528\u60c5\u5831\u306e\u8a18\u9332\u671f\u9593\u306e\u76ee\u5b89<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>\u3010\u5ef6\u6ede\u3011\uff0861\u65e5\u4ee5\u4e0a\u307e\u305f\u306f3\u30f6\u6708\u4ee5\u4e0a\uff09<br>\u6700\u9577<b>5\u5e74\u9593<\/b><\/li>\n\n\n\n<li>\u3010\u4efb\u610f\u6574\u7406\u30fb\u500b\u4eba\u518d\u751f\u3011<br>\u624b\u7d9a\u304d\u5b8c\u4e86\u5f8c\u304b\u3089<b>5\u5e74\u4ee5\u5185<\/b><\/li>\n\n\n\n<li>\u3010\u81ea\u5df1\u7834\u7523\u3011<br>\u5951\u7d04\u671f\u9593\u4e2d\u307e\u305f\u306f\u5951\u7d04\u7d42\u4e86\u5f8c\u304b\u3089<b>5\u5e74\u4ee5\u5185<\/b><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u7570\u52d5\u60c5\u5831\u306e\u767b\u9332\u671f\u9593\u306f5\u5e74\u4ee5\u5185\u3067\u3042\u308a\u3001\u767b\u9332\u3055\u308c\u3066\u3044\u308b\u9593\u306f\u5be9\u67fb\u304c\u53b3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u7dcf\u91cf\u898f\u5236\u306b\u62b5\u89e6\u3059\u308b\u72b6\u614b\u3067\u306e\u7533\u8fbc\u306f\u3001\u5be9\u67fb\u306b\u901a\u3089\u306a\u3044\u3060\u3051\u3067\u306a\u304f\u4fe1\u7528\u60c5\u5831\u306b\u7533\u8fbc\u8a18\u9332\u304c\u6b8b\u3063\u3066\u3057\u307e\u3046\u305f\u3081\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002\u7533\u8fbc\u524d\u306b\u501f\u5165\u6b8b\u9ad8\u3068\u5e74\u53ce\u306e\u6bd4\u7387\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd4\u6e08\u80fd\u529b\u3068\u4fe1\u7528\u60c5\u5831\u306e\u72b6\u614b\u3092\u6574\u7406\u3057\u3066\u304b\u3089\u7533\u3057\u8fbc\u3081\u3070\u3001\u5be9\u67fb\u843d\u3061\u306e\u30ea\u30b9\u30af\u306f\u8efd\u6e1b\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h2 id=\"acom-screening-criteria\" class=\"wp-block-heading\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u57fa\u6e96\u3068\u5be9\u67fb\u3067\u91cd\u8996\u3055\u308c\u308b5\u3064\u306e\u8981\u7d20<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u3067\u306f\u3001\u7533\u8fbc\u8005\u306e<b>\u8fd4\u6e08\u80fd\u529b<\/b>\u3092\u8907\u6570\u306e\u89d2\u5ea6\u304b\u3089\u78ba\u8a8d\u3057\u305f\u3046\u3048\u3067\u3001\u878d\u8cc7\u306e\u53ef\u5426\u304c\u5224\u65ad\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u57fa\u6e96\u306f\u516c\u958b\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u304c\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u5171\u901a\u306e\u5224\u65ad\u8ef8\u3068\u3057\u3066\u3001<b><span class=\"swl-marker mark_yellow\">\u5e74\u53ce\u30fb\u4fe1\u7528\u60c5\u5831\u30fb\u5728\u7c4d\u72b6\u6cc1\u30fb\u501f\u5165\u6b8b\u9ad8<\/span><\/b>\u306e4\u70b9\u304c\u7279\u306b\u91cd\u8996\u3055\u308c\u308b\u8981\u7d20\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u5be9\u67fb\u3067\u91cd\u8996\u3055\u308c\u308b5\u3064\u306e\u8981\u7d20<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#repayment-capacity\">\u8fd4\u6e08\u80fd\u529b\uff1a\u5e74\u53ce\u3068\u501f\u5165\u6b8b\u9ad8\u306e\u30d0\u30e9\u30f3\u30b9<\/a><\/li>\n\n\n\n<li><a href=\"#credit-history\">\u4fe1\u7528\u60c5\u5831\uff1a\u5ef6\u6ede\u30fb\u50b5\u52d9\u6574\u7406\u30fb\u591a\u91cd\u7533\u8fbc\u306e\u8a18\u9332<\/a><\/li>\n\n\n\n<li><a href=\"#employment-verification\">\u5728\u7c4d\u78ba\u8a8d\uff1a\u66f8\u985e\u78ba\u8a8d\u3078\u306e\u5207\u308a\u66ff\u3048\u6761\u4ef6<\/a><\/li>\n\n\n\n<li><a href=\"#total-volume-regulation\">\u7dcf\u91cf\u898f\u5236\uff1a\u5e74\u53ce\u306e3\u5206\u306e1\u30eb\u30fc\u30eb<\/a><\/li>\n\n\n\n<li><a href=\"#application-accuracy\">\u7533\u8fbc\u60c5\u5831\u306e\u6b63\u78ba\u6027\uff1a\u8a18\u8f09\u30df\u30b9\u306e\u5f71\u97ff<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u3089\u306e\u8981\u7d20\u306f\u5358\u72ec\u3067\u306f\u306a\u304f\u3001\u7d44\u307f\u5408\u308f\u305b\u3067<b>\u7dcf\u5408\u8a55\u4fa1<\/b>\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3068\u3048\u3070\u5e74\u53ce\u304c\u9ad8\u304f\u3066\u3082\u3001\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u304c\u591a\u3051\u308c\u3070\u5be9\u67fb\u7d50\u679c\u306b\u5f71\u97ff\u304c\u51fa\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9006\u306b\u3001\u30a2\u30eb\u30d0\u30a4\u30c8\u3084\u6d3e\u9063\u3068\u3044\u3063\u305f\u96c7\u7528\u5f62\u614b\u3067\u3042\u3063\u3066\u3082\u3001\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u3068\u826f\u597d\u306a\u4fe1\u7528\u60c5\u5831\u304c\u3042\u308c\u3070\u901a\u904e\u3067\u304d\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u3067\u306f\u3001\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u3067\u91cd\u8996\u3055\u308c\u308b5\u3064\u306e\u8981\u7d20\u3092\u9806\u306b\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"repayment-capacity\" class=\"wp-block-heading\">\u8fd4\u6e08\u80fd\u529b\u306f\u5e74\u53ce\u3068\u501f\u5165\u6b8b\u9ad8\u306e\u30d0\u30e9\u30f3\u30b9\u3067\u5224\u65ad\u3055\u308c\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd4\u6e08\u80fd\u529b\u306e\u8a55\u4fa1\u3067\u306f\u3001\u5e74\u53ce\u306e\u7d76\u5bfe\u5024\u3060\u3051\u3067\u306a\u304f\u3001\u73fe\u5728\u306e<b><span class=\"swl-marker mark_yellow\">\u501f\u5165\u6b8b\u9ad8\u3068\u306e\u6bd4\u7387<\/span><\/b>\u304c\u91cd\u8996\u3055\u308c\u308b\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6708\u53ce\u306b\u5bfe\u3057\u3066\u7121\u7406\u306a\u304f\u8fd4\u6e08\u3067\u304d\u308b\u91d1\u984d\u304b\u3069\u3046\u304b\u304c\u3001\u878d\u8cc7\u9650\u5ea6\u984d\u306e\u5224\u65ad\u57fa\u6e96\u3068\u306a\u308b\u70b9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u304c\u8a2d\u5b9a\u3059\u308b\u878d\u8cc7\u9650\u5ea6\u984d\u306f\u6700\u5927<b><span class=\"swl-inline-color has-swl-deep-01-color\">800\u4e07\u5186<\/span><\/b>\u3067\u3059\u304c\u3001\u5b9f\u969b\u306b\u501f\u308a\u3089\u308c\u308b\u91d1\u984d\u306f\u5e74\u53ce\u30fb\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u30fb\u4fe1\u7528\u60c5\u5831\u3092\u3082\u3068\u306b\u500b\u5225\u306b\u7b97\u51fa\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u8fd4\u6e08\u80fd\u529b\u306e\u8a55\u4fa1\u30dd\u30a4\u30f3\u30c8<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>\u5e74\u53ce\u306e\u7d76\u5bfe\u5024\u3060\u3051\u3067\u306a\u304f\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u3068\u306e\u6bd4\u7387\u304c\u91cd\u8996\u3055\u308c\u308b<\/li>\n\n\n\n<li>\u878d\u8cc7\u9650\u5ea6\u984d\u306f\u6700\u5927800\u4e07\u5186\u3060\u304c\u5e74\u53ce\u30fb\u6b8b\u9ad8\u30fb\u4fe1\u7528\u60c5\u5831\u3067\u500b\u5225\u7b97\u51fa<\/li>\n\n\n\n<li>\u30d1\u30fc\u30c8\u30fb\u30a2\u30eb\u30d0\u30a4\u30c8\u3067\u3082\u6bce\u6708\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308c\u3070\u7533\u8fbc\u5bfe\u8c61<\/li>\n\n\n\n<li>\u7d66\u4e0e\u660e\u7d30\u30fb\u6e90\u6cc9\u5fb4\u53ce\u7968\u3092\u624b\u5143\u306b\u7528\u610f\u3059\u308b\u3068\u5be9\u67fb\u304c\u30b9\u30e0\u30fc\u30ba<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u96c7\u7528\u5f62\u614b\u306b\u3064\u3044\u3066\u306f\u3001\u6b63\u793e\u54e1\u3067\u306a\u304f\u3066\u3082\u5be9\u67fb\u5bfe\u8c61\u3068\u306a\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d1\u30fc\u30c8\u3084\u30a2\u30eb\u30d0\u30a4\u30c8\u3067\u3082\u3001\u6bce\u6708\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308b\u3053\u3068\u304c\u78ba\u8a8d\u3067\u304d\u308c\u3070\u7533\u8fbc\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u306e\u5b89\u5b9a\u6027\u3092\u793a\u3059\u305f\u3081\u306b\u3001\u76f4\u8fd1\u306e\u7d66\u4e0e\u660e\u7d30\u3084\u6e90\u6cc9\u5fb4\u53ce\u7968\u3092\u7528\u610f\u3057\u3066\u304a\u304f\u3068\u5be9\u67fb\u304c\u30b9\u30e0\u30fc\u30ba\u306b\u9032\u307f\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"credit-history\" class=\"wp-block-heading\">\u4fe1\u7528\u60c5\u5831\u306b\u306f\u904e\u53bb\u306e\u5ef6\u6ede\u30fb\u50b5\u52d9\u6574\u7406\u30fb\u591a\u91cd\u7533\u8fbc\u304c\u8a18\u9332\u3055\u308c\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u306f\u3001\u904e\u53bb\u306e\u501f\u5165\u3084\u8fd4\u6e08\u306b\u95a2\u3059\u308b\u5c65\u6b74\u304c\u8a18\u9332\u3055\u308c\u3066\u3044\u308b\u72b6\u6cc1\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306f<b><span class=\"swl-inline-color has-swl-deep-01-color\">CIC\u30fbJICC<\/span><\/b>\u306e2\u6a5f\u95a2\u306b\u52a0\u76df\u3057\u3066\u304a\u308a\u3001\u5be9\u67fb\u6642\u306f\u5404\u6a5f\u95a2\u3067\u7533\u8fbc\u8005\u306e\u4fe1\u7528\u60c5\u5831\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u6cd5\u3067\u306f\u3001\u8907\u6570\u306e\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304c\u3042\u308b\u5834\u5408\u306b\u306f\u3001\u8cb8\u91d1\u696d\u8005\u304c\u5168\u3066\u306e\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3092\u5229\u7528\u3067\u304d\u3001\u9867\u5ba2\u306e\u7dcf\u501f\u5165\u6b8b\u9ad8\u3092\u628a\u63e1\u3067\u304d\u308b\u3088\u3046\u306b\u3001\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u9593\u3067\u306e\u60c5\u5831\u4ea4\u6d41\u304c\u7fa9\u52d9\u3065\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/www.cic.co.jp\/confidence\/exchange\/index.html\" target=\"_blank\" rel=\"noopener\">\u4fe1\u7528\u60c5\u5831\u306e\u4ea4\u6d41\uff5c\u4fe1\u7528\u60c5\u5831\u3068\u306f\uff5c\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306eCIC<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u904e\u53bb\u306b61\u65e5\u4ee5\u4e0a\u307e\u305f\u306f3\u30f6\u6708\u4ee5\u4e0a\u306e\u5ef6\u6ede\u304c\u3042\u308b\u5834\u5408\u3001\u305d\u306e\u8a18\u9332\u306f\u6700\u9577<b>5\u5e74\u9593<\/b>\u4fe1\u7528\u60c5\u5831\u306b\u6b8b\u308a\u307e\u3059\u3002\u5be9\u67fb\u306b\u304a\u3044\u3066\u5927\u304d\u306a\u30de\u30a4\u30ca\u30b9\u8a55\u4fa1\u3068\u306a\u308b\u305f\u3081\u3001\u5ef6\u6ede\u306e\u89e3\u6d88\u5f8c\u3082\u4e00\u5b9a\u671f\u9593\u306f\u5be9\u67fb\u901a\u904e\u304c\u96e3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u50b5\u52d9\u6574\u7406\uff08\u4efb\u610f\u6574\u7406\u30fb\u81ea\u5df1\u7834\u7523\u30fb\u500b\u4eba\u518d\u751f\uff09\u306e\u8a18\u9332\u306f\u3001\u5951\u7d04\u671f\u9593\u4e2d\u30fb\u624b\u7d9a\u304d\u5b8c\u4e86\u5f8c\u304b\u3089<b>5\u5e74\u9593<\/b>\u6b8b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u4fe1\u7528\u60c5\u5831\u306b\u6b8b\u308b\u8a18\u9332\u3068\u671f\u9593<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u5ef6\u6ede\uff0861\u65e5\u4ee5\u4e0a\uff09\uff1a\u6700\u95775\u5e74\u9593<\/li>\n\n\n\n<li>\u50b5\u52d9\u6574\u7406\uff08\u4efb\u610f\u6574\u7406\u30fb\u81ea\u5df1\u7834\u7523\u30fb\u500b\u4eba\u518d\u751f\uff09\uff1a5\u5e74\u7a0b\u5ea6<\/li>\n\n\n\n<li>\u77ed\u671f\u9593\u306e\u591a\u91cd\u7533\u8fbc\uff1a\u7533\u8fbc\u5c65\u6b74\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u5be9\u67fb\u306b\u60aa\u5f71\u97ff<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u671f\u9593\u4e2d\u306f\u3001\u30a2\u30b3\u30e0\u3092\u542b\u3080\u591a\u304f\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u5be9\u67fb\u901a\u904e\u304c\u56f0\u96e3\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305f\u3001\u77ed\u671f\u9593\u306b\u8907\u6570\u793e\u3078\u7533\u8fbc\u3092\u7e70\u308a\u8fd4\u3059\u884c\u70ba\u306f\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7533\u8fbc\u5c65\u6b74<\/span><\/b>\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8907\u6570\u306e\u7533\u8fbc\u5c65\u6b74\u304c\u91cd\u306a\u308b\u3068\u3001\u8cc7\u91d1\u7e70\u308a\u306b\u56f0\u3063\u3066\u3044\u308b\u3068\u5224\u65ad\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001\u5be9\u67fb\u306b\u60aa\u5f71\u97ff\u3092\u4e0e\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306b\u81ea\u8eab\u306e\u4fe1\u7528\u60c5\u5831\u3092\u78ba\u8a8d\u3057\u305f\u3044\u5834\u5408\u306f\u3001\u5404\u6a5f\u95a2\u306e\u958b\u793a\u8acb\u6c42\u30b5\u30fc\u30d3\u30b9\u3092\u5229\u7528\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 id=\"employment-verification\" class=\"wp-block-heading\">\u5728\u7c4d\u78ba\u8a8d\u306f\u539f\u5247\u3068\u3057\u3066\u66f8\u985e\u63d0\u51fa\u30fb\u7533\u544a\u5185\u5bb9\u306e\u78ba\u8a8d\u3067\u5b9f\u65bd\u3055\u308c\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u3068\u306f\u3001\u7533\u8fbc\u8005\u304c\u7533\u544a\u3057\u305f\u52e4\u52d9\u5148\u306b\u5b9f\u969b\u306b\u5728\u7c4d\u3057\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3059\u308b\u624b\u7d9a\u304d\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u3067\u306f\u52e4\u52d9\u5148\u3078\u306e\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u306f\u5b9f\u65bd\u305b\u305a\u3001<b><span class=\"swl-marker mark_yellow\">\u66f8\u9762\u3084\u7533\u544a\u5185\u5bb9<\/span><\/b>\u3067\u52e4\u52d9\u72b6\u6cc1\u3092\u78ba\u8a8d\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3067\u52e4\u52d9\u5148\u306b\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u306f\u304b\u304b\u3063\u3066\u304d\u307e\u3059\u304b\uff1f<br>\u4e00\u5207\u3001\u5b9f\u65bd\u3057\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/faq.acom.co.jp\/%E3%82%AB%E3%83%BC%E3%83%89%E3%83%AD%E3%83%BC%E3%83%B3%E3%81%AE%E5%AF%A9%E6%9F%BB%E3%81%A7%E5%8B%A4%E5%8B%99%E5%85%88%E3%81%AB%E5%9C%A8%E7%B1%8D%E7%A2%BA%E8%AA%8D%E3%81%AE%E9%9B%BB%E8%A9%B1%E3%81%AF%E3%81%8B%E3%81%8B%E3%81%A3%E3%81%A6%E3%81%8D%E3%81%BE%E3%81%99%E3%81%8B%EF%BC%9F-66ce9e7f450ea1001d5adc27\" target=\"_blank\" rel=\"noopener\">\u3088\u304f\u3042\u308b\u3054\u8cea\u554f\uff5c\u30a2\u30b3\u30e0\u516c\u5f0f\u30b5\u30a4\u30c8<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u5065\u5eb7\u4fdd\u967a\u8a3c\u30fb\u7d66\u4e0e\u660e\u7d30\u30fb\u6e90\u6cc9\u5fb4\u53ce\u7968\u306a\u3069\u3001\u52e4\u52d9\u5148\u304c\u8a18\u8f09\u3055\u308c\u305f\u66f8\u985e\u3092\u63d0\u51fa\u3059\u308b\u3053\u3068\u3067\u3001\u8077\u5834\u3078\u306e\u96fb\u8a71\u9023\u7d61\u306a\u3057\u306b\u5728\u7c4d\u78ba\u8a8d\u304c\u5b8c\u4e86\u3059\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u5728\u7c4d\u78ba\u8a8d\u3092\u66f8\u985e\u78ba\u8a8d\u306b\u5207\u308a\u66ff\u3048\u308b\u65b9\u6cd5<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>\u5065\u5eb7\u4fdd\u967a\u8a3c\u30fb\u7d66\u4e0e\u660e\u7d30\u30fb\u6e90\u6cc9\u5fb4\u53ce\u7968\u306a\u3069\u52e4\u52d9\u5148\u8a18\u8f09\u306e\u66f8\u985e\u3092\u63d0\u51fa<\/li>\n\n\n\n<li>\u7533\u8fbc\u6642\u307e\u305f\u306f\u5be9\u67fb\u62c5\u5f53\u8005\u304b\u3089\u306e\u9023\u7d61\u6642\u306b\u5207\u308a\u66ff\u3048\u3092\u7533\u3057\u51fa\u308b<\/li>\n\n\n\n<li>\u66f8\u985e\u5185\u5bb9\u304c\u4e0d\u9bae\u660e\u30fb\u7533\u544a\u3068\u4e0d\u4e00\u81f4\u306e\u5834\u5408\u306f\u3001\u96fb\u8a71\u78ba\u8a8d\u3092\u884c\u3046\u5834\u5408\u3042\u308a<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u66f8\u985e\u78ba\u8a8d\u3078\u306e\u5207\u308a\u66ff\u3048\u3092\u5e0c\u671b\u3059\u308b\u5834\u5408\u306f\u3001\u7533\u8fbc\u6642\u307e\u305f\u306f\u5be9\u67fb\u62c5\u5f53\u8005\u304b\u3089\u306e\u9023\u7d61\u6642\u306b\u7533\u3057\u51fa\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u66f8\u985e\u306e\u5185\u5bb9\u304c\u4e0d\u9bae\u660e\u306a\u5834\u5408\u3084\u3001\u7533\u544a\u5185\u5bb9\u3068\u66f8\u985e\u306e\u60c5\u5831\u304c\u4e00\u81f4\u3057\u306a\u3044\u5834\u5408\u306f\u3001\u96fb\u8a71\u3092\u304b\u3051\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u304c\u8077\u5834\u306b\u5165\u308b\u3053\u3068\u3092\u907f\u3051\u305f\u3044\u65b9\u306f\u3001\u7533\u8fbc\u524d\u306b\u30a2\u30b3\u30e0\u306e\u30ab\u30b9\u30bf\u30de\u30fc\u30bb\u30f3\u30bf\u30fc\u3078\u76f8\u8ac7\u3057\u305f\u3046\u3048\u3067\u3001\u5fc5\u8981\u66f8\u985e\u3092\u4e8b\u524d\u306b\u6e96\u5099\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"total-volume-regulation\" class=\"wp-block-heading\">\u7dcf\u91cf\u898f\u5236\u306b\u3088\u308a\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u501f\u5165\u306f\u539f\u5247\u3067\u304d\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\u3068\u306f\u3001\u8cb8\u91d1\u696d\u6cd5\u306b\u57fa\u3065\u304f\u501f\u5165\u4e0a\u9650\u306e\u30eb\u30fc\u30eb\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u501f\u5165\u7dcf\u984d\u304c\u3001<b><span class=\"swl-marker mark_yellow\">\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u3066\u306f\u306a\u3089\u306a\u3044<\/span><\/b>\u3068\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u53ce300\u4e07\u5186\u306e\u65b9\u3067\u3042\u308c\u3070\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u5168\u4f53\u3067\u306e\u501f\u5165\u4e0a\u9650\u306f<b>100\u4e07\u5186<\/b>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u7dcf\u91cf\u898f\u5236\u3068\u306f<\/span><\/div><div class=\"cap_box_content\">\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u6cd5\u306b\u57fa\u3065\u304f\u501f\u5165\u4e0a\u9650\u30eb\u30fc\u30eb\u3002\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u501f\u5165\u7dcf\u984d\u304c<b>\u5e74\u53ce\u306e3\u5206\u306e1<\/b>\u3092\u8d85\u3048\u308b\u5834\u5408\u3001\u65b0\u898f\u306e\u8cb8\u4ed8\u304c\u539f\u5247\u7981\u6b62\u3055\u308c\u308b\u3002\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5bfe\u8c61\u5916\u3060\u304c\u3001\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u3067\u306f\u9280\u884c\u501f\u5165\u6b8b\u9ad8\u3082\u8fd4\u6e08\u80fd\u529b\u8a55\u4fa1\u306b\u542b\u307e\u308c\u308b\u3002<\/p>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u4ed6\u793e\u3067\u306e\u501f\u5165\u6b8b\u9ad8\u304c\u3059\u3067\u306b\u5e74\u53ce\u306e3\u5206\u306e1\u306b\u9054\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u901a\u904e\u306f\u539f\u5247\u3068\u3057\u3066\u56f0\u96e3\u3067\u3059\u3002\u3053\u308c\u306f\u5be9\u67fb\u57fa\u6e96\u306e\u554f\u984c\u3067\u306f\u306a\u304f\u3001\u6cd5\u5f8b\u4e0a\u306e\u5236\u9650\u306b\u3088\u308b\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u8cb8\u91d1\u696d\u6cd5\u306e\u5bfe\u8c61\u5916\u306e\u305f\u3081\u3001\u7dcf\u91cf\u898f\u5236\u306f\u9069\u7528\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u3067\u306f\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u501f\u5165\u6b8b\u9ad8\u3082\u542b\u3081\u3066\u8fd4\u6e08\u80fd\u529b\u304c\u8a55\u4fa1\u3055\u308c\u308b\u305f\u3081\u3001\u9280\u884c\u3067\u306e\u501f\u5165\u304c\u591a\u3044\u5834\u5408\u3082\u5be9\u67fb\u7d50\u679c\u306b\u5f71\u97ff\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u73fe\u5728\u306e\u501f\u5165\u6b8b\u9ad8\u3068\u5e74\u53ce\u306e\u95a2\u4fc2\u3092\u4e8b\u524d\u306b\u6574\u7406\u3057\u305f\u3046\u3048\u3067\u7533\u8fbc\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"application-accuracy\" class=\"wp-block-heading\">\u7533\u8fbc\u60c5\u5831\u306e\u8a18\u8f09\u30df\u30b9\u304c\u5be9\u67fb\u7d50\u679c\u306b\u5f71\u97ff\u3059\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u30d5\u30a9\u30fc\u30e0\u306b\u5165\u529b\u3059\u308b\u60c5\u5831\u306f\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306e\u30c7\u30fc\u30bf\u3084\u5728\u7c4d\u78ba\u8a8d\u306e\u7d50\u679c\u3068<b>\u7167\u5408<\/b>\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u52e4\u52d9\u5148\u540d\u30fb\u5e74\u53ce\u30fb\u4f4f\u6240\u3068\u3044\u3063\u305f\u57fa\u672c\u60c5\u5831\u306b\u8aa4\u308a\u3084\u4e0d\u6574\u5408\u304c\u3042\u308b\u3068\u3001\u5be9\u67fb\u62c5\u5f53\u8005\u304b\u3089\u78ba\u8a8d\u306e\u9023\u7d61\u304c\u5165\u308a\u3001\u5be9\u67fb\u306b\u6642\u9593\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u610f\u56f3\u7684\u306a\u865a\u507d\u7533\u544a\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u5be9\u67fb\u5426\u6c7a\u3084\u5951\u7d04\u89e3\u9664<\/span><\/b>\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u907f\u3051\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u7533\u8fbc\u60c5\u5831\u306e\u8a18\u5165\u3067\u6ce8\u610f\u3059\u3079\u304d3\u70b9<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u5e74\u53ce\u306f\u624b\u53d6\u308a\u3067\u306f\u306a\u304f<b>\u7a0e\u8fbc\u307f\u5e74\u53ce<\/b>\u3092\u6b63\u78ba\u306b\u8a18\u5165\u3059\u308b<\/li>\n\n\n\n<li>\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u306f\u7533\u544a\u6f0f\u308c\u306a\u304f\u5168\u793e\u5206\u3092\u8a18\u5165\u3059\u308b<\/li>\n\n\n\n<li>\u52e4\u52d9\u5148\u540d\u30fb\u4f4f\u6240\u306a\u3069\u57fa\u672c\u60c5\u5831\u306e\u8aa4\u308a\u306f\u5be9\u67fb\u9045\u5ef6\u306e\u539f\u56e0\u306b\u306a\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u53ce\u306b\u3064\u3044\u3066\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u7a0e\u8fbc\u307f\u306e\u5e74\u53ce\u984d\u3092\u6b63\u78ba\u306b\u8a18\u5165<\/span><\/b>\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u624b\u53d6\u308a\u984d\u3068\u7a0e\u8fbc\u307f\u984d\u3092\u6df7\u540c\u3057\u3066\u8a18\u5165\u3059\u308b\u30df\u30b9\u304c\u8d77\u3053\u308a\u3084\u3059\u3044\u305f\u3081\u3001\u7d66\u4e0e\u660e\u7d30\u3084\u6e90\u6cc9\u5fb4\u53ce\u7968\u3092\u624b\u5143\u306b\u7f6e\u3044\u3066\u78ba\u8a8d\u3057\u306a\u304c\u3089\u5165\u529b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u306e\u7533\u544a\u6f0f\u308c\u306f\u3001\u4fe1\u7528\u60c5\u5831\u3068\u306e\u7167\u5408\u3067\u767a\u899a\u3057\u307e\u3059\u3002\u501f\u5165\u5148\u3068\u6b8b\u9ad8\u306f\u6b63\u78ba\u306b\u7533\u544a\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u7533\u544a\u5185\u5bb9\u3068\u4fe1\u7528\u60c5\u5831\u304c\u4e00\u81f4\u3057\u306a\u3044\u5834\u5408\u3001\u5be9\u67fb\u4e0a\u306e\u4fe1\u983c\u6027\u304c\u4f4e\u4e0b\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a18\u5165\u5185\u5bb9\u3092\u9001\u4fe1\u524d\u306b\u901a\u8aad\u3057\u3001\u6570\u5b57\u3084\u56fa\u6709\u540d\u8a5e\u306e\u8aa4\u308a\u304c\u306a\u3044\u304b\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u7533\u8fbc\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 id=\"acom-screening-flow\" class=\"wp-block-heading\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u6642\u9593\u3068\u7533\u8fbc\u304b\u3089\u501f\u5165\u307e\u3067\u306e\u6d41\u308c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306f\u3001Web\u7533\u8fbc\u3092\u9078\u3079\u3070<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u6700\u77ed20\u5206<\/span><\/b>\u3067\u7d50\u679c\u304c\u51fa\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u3053\u306e\u6700\u77ed\u6642\u9593\u306f\u3042\u304f\u307e\u3067\u5be9\u67fb\u56de\u7b54\u304c\u51fa\u308b\u307e\u3067\u306e\u76ee\u5b89\u3067\u3042\u308a\u3001\u66f8\u985e\u63d0\u51fa\u3084\u5951\u7d04\u624b\u7d9a\u304d\u304c\u5b8c\u4e86\u3059\u308b\u307e\u3067\u306b\u306f\u5225\u9014\u6642\u9593\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u7533\u8fbc\u304b\u3089\u501f\u5165\u307e\u3067\u306e\u6d41\u308c\u3068\u6642\u9593\u306e\u76ee\u5b89<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#web-application-20min\">Web\u7533\u8fbc\u306a\u3089\u6700\u77ed20\u5206\u3067\u5be9\u67fb\u56de\u7b54\u304c\u51fa\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#document-submission-delay\">\u66f8\u985e\u63d0\u51fa\u30fb\u5951\u7d04\u5b8c\u4e86\u307e\u3067\u6642\u9593\u304c\u304b\u304b\u308b\u30b1\u30fc\u30b9\u306e\u539f\u56e0<\/a><\/li>\n\n\n\n<li><a href=\"#weekend-late-night-screening\">\u571f\u65e5\u30fb\u6df1\u591c\u3067\u3082\u7533\u8fbc\u53ef\u80fd\u306a\u4ed5\u7d44\u307f\u3068\u6ce8\u610f\u70b9<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u304b\u3089\u501f\u5165\u307e\u3067\u306e\u6d41\u308c\u3092\u4e8b\u524d\u306b\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068\u3067\u3001\u6025\u304e\u306e\u8cc7\u91d1\u9700\u8981\u306b\u3082\u5bfe\u5fdc\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u571f\u65e5\u30fb\u6df1\u591c\u3067\u3082\u7533\u3057\u8fbc\u307f\u3067\u304d\u308b\u4ed5\u7d44\u307f\u304c\u6574\u3063\u3066\u3044\u308b\u4e00\u65b9\u3001\u6642\u9593\u5e2f\u306b\u3088\u3063\u3066\u306f\u5bfe\u5fdc\u3067\u304d\u306a\u3044\u624b\u7d9a\u304d\u3082\u3042\u308b\u305f\u3081\u3001\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u3092\u78ba\u8a8d\u3057\u305f\u3046\u3048\u3067\u7533\u8fbc\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"web-application-20min\" class=\"wp-block-heading\">Web\u7533\u8fbc\u306a\u3089\u6700\u77ed20\u5206\u3067\u5be9\u67fb\u56de\u7b54\u304c\u51fa\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Web\u7533\u8fbc\u3092\u9078\u3093\u3060\u5834\u5408\u3001\u5be9\u67fb\u56de\u7b54\u306f<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u6700\u77ed20\u5206<\/span><\/b>\u3067\u5c4a\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306f\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u4e0a\u3067\u7533\u8fbc\u304b\u3089\u5be9\u67fb\u307e\u3067\u5b8c\u7d50\u3059\u308b\u4ed5\u7d44\u307f\u3092\u6574\u3048\u3066\u304a\u308a\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u304c\u3042\u308c\u3070\u81ea\u5b85\u3084\u5916\u51fa\u5148\u304b\u3089\u3067\u3082\u624b\u7d9a\u304d\u3092\u9032\u3081\u3089\u308c\u307e\u3059\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u56de\u7b54\u304c\u6700\u77ed20\u5206\u3067\u51fa\u308b\u80cc\u666f\u306b\u306f\u3001\u30a2\u30b3\u30e0\u304c\u72ec\u81ea\u306e<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u30b7\u30b9\u30c6\u30e0<\/span><\/b>\u3092\u6d3b\u7528\u3057\u3066\u3044\u308b\u70b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u60c5\u5831\u3068\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304b\u3089\u53d6\u5f97\u3057\u305f\u30c7\u30fc\u30bf\u3092\u7167\u5408\u3057\u3001\u8fd4\u6e08\u80fd\u529b\u306e\u6709\u7121\u3092\u77ed\u6642\u9593\u3067\u5224\u5b9a\u3059\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u7533\u8fbc\u5185\u5bb9\u306e\u78ba\u8a8d\u306b\u6642\u9593\u304c\u304b\u304b\u308b\u5834\u5408\u3084\u3001\u66f8\u985e\u306e\u8ffd\u52a0\u63d0\u51fa\u304c\u5fc5\u8981\u3068\u5224\u65ad\u3055\u308c\u305f\u5834\u5408\u306f\u300120\u5206\u3092\u8d85\u3048\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u56de\u7b54\u5f8c\u306f\u3001\u5951\u7d04\u624b\u7d9a\u304d\u3078\u3068\u9032\u307f\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-step\" data-num-style=\"circle\">\n<div class=\"swell-block-step__item\"><div class=\"swell-block-step__number u-bg-main\"><span class=\"__label\">STEP<\/span><\/div><div class=\"swell-block-step__title u-fz-l\">Web\u7533\u8fbc\uff08\u30b9\u30de\u30db\u30fbPC\u304b\u3089\uff09<\/div><div class=\"swell-block-step__body\">\n<p class=\"wp-block-paragraph\">\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3092\u624b\u5143\u306b\u7528\u610f\u3057\u3066\u30a2\u30b3\u30e0\u516c\u5f0f\u30b5\u30a4\u30c8\u304b\u3089\u7533\u8fbc\u30d5\u30a9\u30fc\u30e0\u306b\u5165\u529b\u3059\u308b\u3002<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-step__item\"><div class=\"swell-block-step__number u-bg-main\"><span class=\"__label\">STEP<\/span><\/div><div class=\"swell-block-step__title u-fz-l\">\u5be9\u67fb\u56de\u7b54\uff08\u6700\u77ed20\u5206\uff09<\/div><div class=\"swell-block-step__body\">\n<p class=\"wp-block-paragraph\">\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u30b7\u30b9\u30c6\u30e0\u3068\u4fe1\u7528\u60c5\u5831\u7167\u4f1a\u306b\u3088\u308a\u3001\u6700\u77ed20\u5206\u3067\u5be9\u67fb\u7d50\u679c\u304c\u901a\u77e5\u3055\u308c\u308b\u3002<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-step__item\"><div class=\"swell-block-step__number u-bg-main\"><span class=\"__label\">STEP<\/span><\/div><div class=\"swell-block-step__title u-fz-l\">\u5951\u7d04\u624b\u7d9a\u304d\uff08\u96fb\u5b50\u5951\u7d04\u63a8\u5968\uff09<\/div><div class=\"swell-block-step__body\">\n<p class=\"wp-block-paragraph\">Web\u4e0a\u3067\u96fb\u5b50\u5951\u7d04\u3092\u5b8c\u7d50\u3055\u305b\u308b\u3002\u5e97\u8217\u30fb\u81ea\u52d5\u5951\u7d04\u6a5f\u3092\u9078\u3076\u5834\u5408\u306f\u79fb\u52d5\u6642\u9593\u304c\u52a0\u308f\u308b\u3002<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-step__item\"><div class=\"swell-block-step__number u-bg-main\"><span class=\"__label\">STEP<\/span><\/div><div class=\"swell-block-step__title u-fz-l\">\u501f\u5165\uff08ATM\u30fb\u30b3\u30f3\u30d3\u30cbATM\uff09<\/div><div class=\"swell-block-step__body\">\n<p class=\"wp-block-paragraph\">\u5951\u7d04\u5b8c\u4e86\u5f8c\u3001\u30a2\u30b3\u30e0ATM\u307e\u305f\u306f\u30b3\u30f3\u30d3\u30cbATM\u304b\u3089\u501f\u5165\u3067\u304d\u308b\u3002<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Web\u4e0a\u3067\u306e\u5951\u7d04\u304c\u5b8c\u4e86\u3059\u308c\u3070\u3001\u30a2\u30b3\u30e0\u306eATM\u3084\u30b3\u30f3\u30d3\u30cbATM\u304b\u3089\u501f\u5165\u3067\u304d\u307e\u3059\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u6700\u77ed20\u5206\u3068\u3044\u3046\u6642\u9593\u3092\u6d3b\u304b\u3059\u306b\u306f\u3001\u7533\u8fbc\u524d\u306b\u904b\u8ee2\u514d\u8a31\u8a3c\u306a\u3069\u306e<b><span class=\"swl-marker mark_yellow\">\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3092\u624b\u5143\u306b\u7528\u610f<\/span><\/b>\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"document-submission-delay\" class=\"wp-block-heading\">\u66f8\u985e\u63d0\u51fa\u304b\u3089\u5951\u7d04\u5b8c\u4e86\u307e\u3067\u306b\u6642\u9593\u304c\u304b\u304b\u308b\u30b1\u30fc\u30b9\u306e\u539f\u56e0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u56de\u7b54\u304c\u51fa\u305f\u5f8c\u3067\u3082\u3001\u5951\u7d04\u5b8c\u4e86\u307e\u3067\u6642\u9593\u304c\u304b\u304b\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3b\u306a\u539f\u56e0\u306f\u3001\u8ffd\u52a0\u66f8\u985e\u306e\u63d0\u51fa\u3092\u6c42\u3081\u3089\u308c\u308b\u30b1\u30fc\u30b9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u8a3c\u660e\u66f8\u306e\u63d0\u51fa\u304c\u5fc5\u8981\u3068\u5224\u65ad\u3055\u308c\u305f\u5834\u5408\u3001\u66f8\u985e\u3092\u6e96\u5099\u3057\u3066\u63d0\u51fa\u3059\u308b\u307e\u3067\u306e\u6642\u9593\u304c\u5951\u7d04\u5b8c\u4e86\u3092\u9045\u3089\u305b\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u3067\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u501f\u5165\u5e0c\u671b\u984d\u304c50\u4e07\u5186\u3092\u8d85\u3048\u308b\u5834\u5408<\/span><\/b>\u3084\u3001\u4ed6\u793e\u501f\u5165\u3068\u5408\u7b97\u3057\u3066100\u4e07\u5186\u3092\u8d85\u3048\u308b\u5834\u5408\u306b\u53ce\u5165\u8a3c\u660e\u66f8\u306e\u63d0\u51fa\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u53ce\u5165\u8a3c\u660e\u66f8\u304c\u5fc5\u8981\u306b\u306a\u308b\u4e3b\u306a\u30b1\u30fc\u30b9<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>\u501f\u5165\u5e0c\u671b\u984d\u304c<b>50\u4e07\u5186\u3092\u8d85\u3048\u308b<\/b>\u5834\u5408<\/li>\n\n\n\n<li>\u4ed6\u793e\u501f\u5165\u3068\u5408\u7b97\u3057\u3066<b>100\u4e07\u5186\u3092\u8d85\u3048\u308b<\/b>\u5834\u5408<\/li>\n\n\n\n<li>\u5728\u7c4d\u78ba\u8a8d\u3092\u66f8\u985e\u78ba\u8a8d\u306b\u5207\u308a\u66ff\u3048\u305f\u5834\u5408\uff08\u66f8\u985e\u6e96\u5099\u30fb\u63d0\u51fa\u30fb\u78ba\u8a8d\u306e\u5de5\u7a0b\u304c\u52a0\u308f\u308b\uff09<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u53ce\u5165\u8a3c\u660e\u66f8\u304c\u5fc5\u8981\u306a\u30b1\u30fc\u30b9\u306b\u8a72\u5f53\u3059\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u66f8\u985e\u3092\u7528\u610f\u3057\u3066\u3044\u306a\u3044\u3068\u3001\u624b\u7d9a\u304d\u304c\u5927\u5e45\u306b\u9045\u308c\u307e\u3059\u3067\u3057\u3087\u3046\u3002\u7533\u8fbc\u524d\u306b\u81ea\u8eab\u306e\u501f\u5165\u72b6\u6cc1\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305f\u3001\u5728\u7c4d\u78ba\u8a8d\u304c\u96fb\u8a71\u3067\u306f\u306a\u304f\u66f8\u985e\u78ba\u8a8d\u306b\u5207\u308a\u66ff\u3048\u3089\u308c\u305f\u5834\u5408\u3082\u3001\u66f8\u985e\u306e\u6e96\u5099\u30fb\u63d0\u51fa\u30fb\u78ba\u8a8d\u3068\u3044\u3046\u5de5\u7a0b\u304c\u52a0\u308f\u308b\u305f\u3081\u3001\u624b\u7d9a\u304d\u306b\u6642\u9593\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5951\u7d04\u65b9\u6cd5\u306b\u3088\u3063\u3066\u3082\u6240\u8981\u6642\u9593\u306f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Web\u4e0a\u3067\u306e<b>\u96fb\u5b50\u5951\u7d04<\/b>\u3092\u9078\u3079\u3070\u5e97\u8217\u306b\u51fa\u5411\u304f\u5fc5\u8981\u304c\u306a\u304f\u3001\u624b\u7d9a\u304d\u3092\u30b9\u30e0\u30fc\u30ba\u306b\u9032\u3081\u3089\u308c\u307e\u3059\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65b9\u3001\u81ea\u52d5\u5951\u7d04\u6a5f\u3067\u306e\u5951\u7d04\u3092\u9078\u3093\u3060\u5834\u5408\u306f\u3001\u8a2d\u7f6e\u5e97\u8217\u3078\u306e\u79fb\u52d5\u6642\u9593\u304c\u52a0\u308f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6025\u304e\u306e\u5834\u5408\u306f\u96fb\u5b50\u5951\u7d04\u3092\u9078\u629e\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 id=\"weekend-late-night-screening\" class=\"wp-block-heading\">\u571f\u65e5\u30fb\u6df1\u591c\u3067\u3082\u7533\u8fbc\u53ef\u80fd\u306a\u4ed5\u7d44\u307f\u3068\u6ce8\u610f\u70b9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306f\u571f\u65e5\u30fb\u795d\u65e5\u3092\u542b\u3080<b>24\u6642\u9593\u4f53\u5236<\/b>\u3067\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u7533\u3057\u8fbc\u307f\u3092\u53d7\u3051\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6df1\u591c\u3084\u65e9\u671d\u306b\u3057\u304b\u6642\u9593\u304c\u3068\u308c\u306a\u3044\u65b9\u3082\u3001\u90fd\u5408\u306e\u826f\u3044\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u7533\u8fbc\u624b\u7d9a\u304d\u3092\u9032\u3081\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001<b><span class=\"swl-format-1\">\u591c\u9593\u306e\u7533\u8fbc\u307f\u306f<\/span>\u5be9\u67fb\u56de\u7b54\u304c\u7fcc\u65e5\u306b\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059<\/b>\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u7533\u8fbc\u30bf\u30a4\u30df\u30f3\u30b0\u5225\u306e\u6ce8\u610f\u70b9<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u3010\u5348\u524d\u301c\u663c\u9803\u3011<\/b><br>\u5373\u65e5\u501f\u5165\u3092\u72d9\u3046\u306e\u306b\u304a\u3059\u3059\u3081\u306a\u30bf\u30a4\u30df\u30f3\u30b0<\/li>\n\n\n\n<li><b>\u3010\u591c\u9593\u3011<\/b><br>\u7533\u8fbc\u81ea\u4f53\u306f\u53ef\u80fd\u3060\u304c\u3001\u6642\u9593\u5e2f\u306b\u3088\u3063\u3066\u306f\u5373\u65e5\u878d\u8cc7\u306b\u5bfe\u5fdc\u3067\u304d\u306a\u3044\u5834\u5408\u304c\u3042\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u591c\u9593\u306b\u7533\u3057\u8fbc\u3093\u3060\u5834\u5408\u3001\u5be9\u67fb\u56de\u7b54\u304c\u7fcc\u65e5\u4ee5\u964d\u306b\u306a\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002\u5373\u65e5\u501f\u5165\u3092\u5e0c\u671b\u3059\u308b\u306a\u3089\u3001<b><span class=\"swl-marker mark_yellow\">\u5e73\u65e5\u306e\u5348\u524d\u4e2d\u304b\u3089\u663c\u9803\u306b\u7533\u8fbc\u3080<\/span><\/b>\u306e\u304c\u78ba\u5b9f\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30b3\u30f3\u30d3\u30cbATM\u3067\u306e\u501f\u5165\u306f\u3001ATM\u306e\u7a3c\u50cd\u6642\u9593\u5185\u3067\u3042\u308c\u3070\u571f\u65e5\u30fb\u6df1\u591c\u3067\u3082\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5951\u7d04\u5b8c\u4e86\u5f8c\u3067\u3042\u308c\u3070\u3001\u6642\u9593\u5e2f\u3092\u6c17\u306b\u305b\u305a\u501f\u5165\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3068\u501f\u5165\u5e0c\u671b\u65e5\u3092\u9006\u7b97\u3057\u305f\u3046\u3048\u3067\u624b\u7d9a\u304d\u3092\u9032\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 id=\"acom-3sec-diagnosis-vs-screening\" class=\"wp-block-heading\">\u7533\u8fbc\u524d\u306b\u4f7f\u3048\u308b\u30a2\u30b3\u30e0\u306e3\u79d2\u8a3a\u65ad\u3068\u672c\u5be9\u67fb\u306e\u9055\u3044<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306b\u306f\u7533\u8fbc\u524d\u306b\u501f\u5165\u53ef\u80fd\u304b\u3069\u3046\u304b\u3092\u78ba\u8a8d\u3067\u304d\u308b<b><span class=\"swl-inline-color has-swl-deep-01-color\">3\u79d2\u8a3a\u65ad<\/span><\/b>\u3068\u3044\u3046\u6a5f\u80fd\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u30013\u79d2\u8a3a\u65ad\u3068\u672c\u5be9\u67fb\u306f\u4ed5\u7d44\u307f\u304c\u6839\u672c\u7684\u306b\u7570\u306a\u308b\u305f\u3081\u3001<b><span class=\"swl-marker mark_yellow\">\u8a3a\u65ad\u7d50\u679c\u3092\u305d\u306e\u307e\u307e\u5be9\u67fb\u901a\u904e\u306e\u898b\u8fbc\u307f<\/span><\/b>\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3053\u3068\u306b\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>3\u79d2\u8a3a\u65ad\u3068\u672c\u5be9\u67fb\u306e\u9055\u3044\u3092\u6b63\u3057\u304f\u7406\u89e3\u3059\u308b<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#3sec-no-credit-check\">3\u79d2\u8a3a\u65ad\u306f\u4fe1\u7528\u60c5\u5831\u3092\u7167\u4f1a\u3057\u306a\u3044\u7c21\u6613\u30c1\u30a7\u30c3\u30af<\/a><\/li>\n\n\n\n<li><a href=\"#diagnosis-ok-screening-fail\">\u8a3a\u65ad\u300c\u501f\u5165\u53ef\u80fd\u300d\u3067\u3082\u672c\u5be9\u67fb\u3067\u843d\u3061\u308b\u5834\u5408\u304c\u3042\u308b\u7406\u7531<\/a><\/li>\n\n\n\n<li><a href=\"#credit-disclosure-request\">\u7533\u8fbc\u524d\u306e\u81ea\u5df1\u8a3a\u65ad\u3068\u3057\u3066\u4fe1\u7528\u60c5\u5831\u306e\u958b\u793a\u8acb\u6c42\u3082\u6709\u52b9<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">3\u79d2\u8a3a\u65ad\u306f\u5165\u529b\u3057\u305f\u5c5e\u6027\u60c5\u5831\uff08\u5e74\u53ce\u30fb\u96c7\u7528\u5f62\u614b\u306a\u3069\uff09\u3092\u3082\u3068\u306b\u7c21\u6613\u7684\u306a\u5224\u5b9a\u3092\u884c\u3046\u306e\u306b\u5bfe\u3057\u3001\u672c\u5be9\u67fb\u3067\u306f<b>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e\u7167\u4f1a\u3084\u5728\u7c4d\u72b6\u6cc1\u306e\u78ba\u8a8d<\/b>\u304c\u52a0\u308f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306b\u81ea\u5206\u306e\u72b6\u6cc1\u3092\u6574\u7406\u3059\u308b\u305f\u3081\u306e\u30c4\u30fc\u30eb\u3068\u3057\u3066\u6d3b\u7528\u3057\u306a\u304c\u3089\u3001\u672c\u5be9\u67fb\u3068\u306e\u9055\u3044\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"3sec-no-credit-check\" class=\"wp-block-heading\">3\u79d2\u8a3a\u65ad\u306f\u4fe1\u7528\u60c5\u5831\u3092\u7167\u4f1a\u3057\u306a\u3044\u7c21\u6613\u30c1\u30a7\u30c3\u30af\u306b\u3068\u3069\u307e\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">3\u79d2\u8a3a\u65ad\u306f\u3001\u6c0f\u540d\u30fb\u5e74\u53ce\u30fb\u96c7\u7528\u5f62\u614b\u306a\u3069\u306e\u5c5e\u6027\u60c5\u5831\u3092\u5165\u529b\u3059\u308b\u3060\u3051\u3067\u3001\u501f\u5165\u306e\u53ef\u5426\u3092\u6570\u79d2\u3067\u78ba\u8a8d\u3067\u304d\u308b\u6a5f\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u8a3a\u65ad\u3067\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e\u7167\u4f1a\u304c\u884c\u308f\u308c\u306a\u3044\u305f\u3081\u3001\u8a3a\u65ad\u3092\u5229\u7528\u3057\u3066\u3082<b>\u4fe1\u7528\u60c5\u5831\u306b\u8a18\u9332\u304c\u6b8b\u308a\u307e\u305b\u3093<\/b>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u904e\u53bb\u306b\u4ed6\u793e\u306e\u5be9\u67fb\u306b\u843d\u3061\u305f\u5c65\u6b74\u304c\u3042\u308b\u65b9\u3084\u3001\u4fe1\u7528\u60c5\u5831\u3078\u306e\u5f71\u97ff\u3092\u6c17\u306b\u3057\u3066\u3044\u308b\u65b9\u3067\u3082\u3001\u6c17\u8efd\u306b\u8a66\u305b\u308b\u70b9\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5224\u5b9a\u306b\u4f7f\u308f\u308c\u308b\u60c5\u5831\u306f\u7533\u8fbc\u8005\u304c\u81ea\u5df1\u7533\u544a\u3057\u305f\u5185\u5bb9\u306e\u307f\u3067\u3042\u308a\u3001\u5b9f\u969b\u306e\u4fe1\u7528\u60c5\u5831\u3084\u5728\u7c4d\u72b6\u6cc1\u306f\u53c2\u7167\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002<\/p>\n\n\n<div class=\"c-scrollHint\"><span>\u30b9\u30af\u30ed\u30fc\u30eb\u3067\u304d\u307e\u3059 <i class=\"icon-more_arrow\"><\/i><\/span><\/div>\n<figure data-table-scrollable=\"both\" data-cell1-fixed=\"both\" class=\"wp-block-table min_width20_ is-all-centered\"><table style=\"--table-width:600px;--swl-cell1-width:150px;font-size:13px;\"><thead><tr><th>\u6bd4\u8f03\u9805\u76ee<\/th><th>3\u79d2\u8a3a\u65ad<\/th><th>\u672c\u5be9\u67fb<\/th><\/tr><\/thead><tbody style=\"--tbody-th-color--bg:var(--color_main_thin);--tbody-th-color--txt:var(--swl-text_color--black)\"><tr><th>\u4fe1\u7528\u60c5\u5831\u7167\u4f1a<\/th><td>\u306a\u3057<\/td><td>\u3042\u308a<br>\uff08CIC\u30fbJICC\uff09<\/td><\/tr><tr><th>\u5728\u7c4d\u78ba\u8a8d<\/th><td>\u306a\u3057<\/td><td>\u3042\u308a<br>\uff08\u96fb\u8a71\u307e\u305f\u306f\u66f8\u985e\uff09<\/td><\/tr><tr><th>\u4fe1\u7528\u60c5\u5831\u3078\u306e\u8a18\u9332<\/th><td>\u6b8b\u3089\u306a\u3044<\/td><td>\u7167\u4f1a\u5c65\u6b74\u304c6\u30f6\u6708\u6b8b\u308b<\/td><\/tr><tr><th>\u5224\u5b9a\u306e\u6839\u62e0<\/th><td>\u81ea\u5df1\u7533\u544a\u306e\u5c5e\u6027\u60c5\u5831\u306e\u307f<\/td><td>\u4fe1\u7528\u60c5\u5831\u30fb\u5728\u7c4d\u30fb\u7533\u8fbc\u5185\u5bb9\u306e<br>\u7dcf\u5408\u8a55\u4fa1<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u305d\u306e\u305f\u3081\u30013\u79d2\u8a3a\u65ad\u306e\u7d50\u679c\u306f\u3042\u304f\u307e\u3067<b><span class=\"swl-marker mark_yellow\">\u5165\u529b\u60c5\u5831\u306b\u57fa\u3065\u304f\u53c2\u8003\u5024<\/span><\/b>\u3067\u3042\u308a\u3001\u672c\u5be9\u67fb\u306e\u7d50\u679c\u3092\u4e88\u6e2c\u3059\u308b\u3082\u306e\u3067\u306f\u306a\u3044\u70b9\u3092\u7406\u89e3\u3057\u305f\u3046\u3048\u3067\u5229\u7528\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">3\u79d2\u8a3a\u65ad\u3067\u300c\u501f\u5165\u53ef\u80fd\u300d\u3068\u8868\u793a\u3055\u308c\u305f\u5834\u5408\u3067\u3082\u3001\u672c\u5be9\u67fb\u3067\u306f\u4fe1\u7528\u60c5\u5831\u3084\u5728\u7c4d\u72b6\u6cc1\u304c\u78ba\u8a8d\u3055\u308c\u308b\u305f\u3081\u3001\u7d50\u679c\u304c\u7570\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a3a\u65ad\u7d50\u679c\u306b\u95a2\u308f\u3089\u305a\u3001\u672c\u5be9\u67fb\u306b\u9032\u3080\u524d\u306b\u81ea\u8eab\u306e\u4fe1\u7528\u60c5\u5831\u3084\u501f\u5165\u6b8b\u9ad8\u306e\u72b6\u6cc1\u3092\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u3001\u7533\u8fbc\u5f8c\u306e\u60f3\u5b9a\u5916\u3092\u9632\u3050\u3046\u3048\u3067\u6709\u52b9\u3067\u3059\u3002<\/p>\n\n\n\n<h3 id=\"diagnosis-ok-screening-fail\" class=\"wp-block-heading\">\u8a3a\u65ad\u7d50\u679c\u304c\u300c\u501f\u5165\u53ef\u80fd\u300d\u3067\u3082\u672c\u5be9\u67fb\u3067\u843d\u3061\u308b\u5834\u5408\u304c\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">3\u79d2\u8a3a\u65ad\u3067\u300c\u501f\u5165\u53ef\u80fd\u300d\u3068\u8868\u793a\u3055\u308c\u3066\u3082\u3001\u672c\u5be9\u67fb\u3067\u5426\u6c7a\u3055\u308c\u308b\u30b1\u30fc\u30b9\u306f\u5b9f\u969b\u306b\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u5be9\u67fb\u3067\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\uff08<b><span class=\"swl-inline-color has-swl-deep-01-color\">CIC\u30fbJICC<\/span><\/b>\uff09\u3078\u306e\u7167\u4f1a\u304c\u884c\u308f\u308c\u3001\u904e\u53bb\u306e\u5ef6\u6ede\u8a18\u9332\u3084\u73fe\u5728\u306e\u501f\u5165\u6b8b\u9ad8\u304c\u8a73\u7d30\u306b\u78ba\u8a8d\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3\u79d2\u8a3a\u65ad\u306e\u5224\u5b9a\u306b\u4f7f\u308f\u308c\u308b\u5e74\u53ce\u3084\u96c7\u7528\u5f62\u614b\u306e\u60c5\u5831\u306f\u81ea\u5df1\u7533\u544a\u3067\u3042\u308b\u305f\u3081\u3001\u4fe1\u7528\u60c5\u5831\u306b\u5ef6\u6ede\u5c65\u6b74\u304c\u3042\u308b\u5834\u5408\u3084\u3001<b><span class=\"swl-marker mark_yellow\">\u4ed6\u793e\u501f\u5165\u306e\u5408\u8a08\u304c\u5e74\u53ce\u306e3\u5206\u306e1\u306b\u8fd1\u3044<\/span><\/b>\u5834\u5408\u306b\u306f\u3001\u672c\u5be9\u67fb\u306e\u7d50\u679c\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305f\u3001\u5728\u7c4d\u78ba\u8a8d\u306e\u904e\u7a0b\u3067\u7533\u544a\u3057\u305f\u52e4\u52d9\u5148\u60c5\u5831\u3068\u306e\u9f5f\u9f6c\u304c\u751f\u3058\u305f\u5834\u5408\u306b\u3082\u3001\u5be9\u67fb\u7d50\u679c\u306b\u5f71\u97ff\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u7dcf\u91cf\u898f\u5236\u306b\u3088\u308a\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u501f\u5165\u5408\u8a08\u304c\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u5834\u5408\u306f\u30013\u79d2\u8a3a\u65ad\u306e\u7d50\u679c\u306b\u95a2\u308f\u3089\u305a\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3\u79d2\u8a3a\u65ad\u306f\u3042\u304f\u307e\u3067\u7533\u8fbc\u524d\u306e\u53c2\u8003\u60c5\u5831\u3068\u3057\u3066\u4f4d\u7f6e\u3065\u3051\u3001\u672c\u5be9\u67fb\u306e\u901a\u904e\u3092\u4fdd\u8a3c\u3059\u308b\u3082\u306e\u3067\u306f\u306a\u3044\u3068\u7406\u89e3\u3057\u305f\u3046\u3048\u3067\u7533\u8fbc\u306e\u5224\u65ad\u3092\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 id=\"credit-disclosure-request\" class=\"wp-block-heading\">\u7533\u8fbc\u524d\u306e\u81ea\u5df1\u8a3a\u65ad\u3068\u3057\u3066\u4fe1\u7528\u60c5\u5831\u306e\u958b\u793a\u8acb\u6c42\u3082\u6709\u52b9\u306a\u624b\u6bb5<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u3092\u4e8b\u524d\u306b\u78ba\u8a8d\u3057\u305f\u3044\u5834\u5408\u306f\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u958b\u793a\u8acb\u6c42<\/span><\/b>\u3068\u3044\u3046\u65b9\u6cd5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u958b\u793a\u8acb\u6c42\u3068\u306f\u3001<a href=\"https:\/\/www.cic.co.jp\/\" target=\"_blank\" rel=\"noopener\">CIC\uff08\u5272\u8ce6\u8ca9\u58f2\u6cd5\u30fb\u8cb8\u91d1\u696d\u6cd5\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\uff09<\/a>\u3084<a href=\"https:\/\/www.jicc.co.jp\/\" target=\"_blank\" rel=\"noopener\">JICC\uff08\u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff09<\/a>\u306b\u5bfe\u3057\u3066\u3001\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u306e\u5185\u5bb9\u3092\u78ba\u8a8d\u3067\u304d\u308b\u624b\u7d9a\u304d\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u958b\u793a\u8acb\u6c42\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u624b\u7d9a\u304d\u3067\u304d\u3001CIC\u306e\u5834\u5408\u306f<b>\u624b\u6570\u6599500\u5186<\/b>\u3067\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u3092\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u4fe1\u7528\u60c5\u5831\u306e\u958b\u793a\u8acb\u6c42\u3067\u308f\u304b\u308b\u3053\u3068<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u904e\u53bb\u306e\u5ef6\u6ede\u8a18\u9332\u306e\u6709\u7121\u3068\u671f\u9593<\/li>\n\n\n\n<li>\u73fe\u5728\u306e\u501f\u5165\u6b8b\u9ad8\uff08\u5168\u793e\u5408\u8a08\uff09<\/li>\n\n\n\n<li>\u904e\u53bb\u306e\u7533\u8fbc\u5c65\u6b74\uff08\u7167\u4f1a\u8a18\u9332\uff09<\/li>\n\n\n\n<li>\u50b5\u52d9\u6574\u7406\u306a\u3069\u306e\u4e8b\u6545\u60c5\u5831\u306e\u6709\u7121<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u78ba\u8a8d\u3067\u304d\u308b\u5185\u5bb9\u306f\u3001\u904e\u53bb\u306e\u5ef6\u6ede\u8a18\u9332\u30fb\u73fe\u5728\u306e\u501f\u5165\u6b8b\u9ad8\u30fb\u904e\u53bb\u306e\u7533\u8fbc\u5c65\u6b74\u306a\u3069\u3067\u3001\u5be9\u67fb\u3067\u53c2\u7167\u3055\u308c\u308b\u60c5\u5831\u306e\u5b9f\u614b\u3092\u81ea\u5206\u3067\u628a\u63e1\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7121\u7528\u306a\u5be9\u67fb\u843d\u3061\u3092\u9632\u304e\u3084\u3059\u304f\u306a\u308b\u306e\u306f\u3001\u7279\u306b\u904e\u53bb\u306b\u5ef6\u6ede\u3084\u50b5\u52d9\u6574\u7406\u306e\u7d4c\u9a13\u304c\u3042\u308b\u65b9\u304c\u3001<b><span class=\"swl-marker mark_yellow\">\u958b\u793a\u8acb\u6c42\u3067\u4fe1\u7528\u60c5\u5831\u306e\u72b6\u614b\u3092\u78ba\u8a8d<\/span><\/b>\u3057\u3066\u304b\u3089\u7533\u8fbc\u3092\u5224\u65ad\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u306a\u3044\u3053\u3068\u3092\u4e8b\u524d\u306b\u78ba\u8a8d\u3067\u304d\u308c\u3070\u3001\u672c\u5be9\u67fb\u306b\u5bfe\u3057\u3066\u3088\u308a\u6b63\u78ba\u306a\u898b\u901a\u3057\u3092\u6301\u3063\u3066\u81e8\u3081\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u958b\u793a\u8acb\u6c42\u306f\u5be9\u67fb\u3078\u306e\u5f71\u97ff\u304c\u306a\u3044\u305f\u3081\u3001\u7533\u8fbc\u524d\u306e\u72b6\u6cc1\u6574\u7406\u3068\u3057\u3066\u7a4d\u6975\u7684\u306b\u6d3b\u7528\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 id=\"part-arubaito-haken-shinsa\" class=\"wp-block-heading\">\u30a2\u30eb\u30d0\u30a4\u30c8\u30fb\u30d1\u30fc\u30c8\u30fb\u6d3e\u9063\u3067\u3082\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u3092\u901a\u904e\u3067\u304d\u308b\u6761\u4ef6<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306f\u3001<b>\u6b63\u793e\u54e1\u3067\u306a\u304f\u3066\u3082<\/b>\u7533\u8fbc\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d1\u30fc\u30c8\u3084\u30a2\u30eb\u30d0\u30a4\u30c8\u3001\u6d3e\u9063\u793e\u54e1\u3067\u3042\u3063\u3066\u3082\u3001<b><span class=\"swl-marker mark_yellow\">\u7d99\u7d9a\u7684\u306a\u53ce\u5165\u304c\u3042\u308b\u3068\u78ba\u8a8d\u3067\u304d\u308c\u3070<\/span><\/b>\u5be9\u67fb\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u96c7\u7528\u5f62\u614b\u5225\u306e\u5be9\u67fb\u901a\u904e\u6761\u4ef6<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#stable-income-employment-type\">\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308c\u3070\u96c7\u7528\u5f62\u614b\u306f\u7d76\u5bfe\u6761\u4ef6\u306b\u306a\u3089\u306a\u3044<\/a><\/li>\n\n\n\n<li><a href=\"#spouse-loan-housewife\">\u4e3b\u5a66\u30fb\u5b66\u751f\u306e\u65b9\u3082\u7533\u8fbc\u6761\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308c\u3070\u7533\u8fbc\u3067\u304d\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#unstable-income-loan-amount\">\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u5834\u5408\u306f\u501f\u5165\u5e0c\u671b\u984d\u3092\u5e74\u53ce\u306e\u7bc4\u56f2\u5185\u306b\u6291\u3048\u308b\u3068\u6709\u5229<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u3067\u91cd\u8996\u3055\u308c\u308b\u306e\u306f\u96c7\u7528\u5f62\u614b\u305d\u306e\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u6bce\u6708\u4e00\u5b9a\u984d\u306e\u8fd4\u6e08\u3092\u7d9a\u3051\u3089\u308c\u308b\u304b\u3069\u3046\u304b\u3068\u3044\u3046<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u8fd4\u6e08\u80fd\u529b<\/span><\/b>\u306e\u6709\u7121\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u96c7\u7528\u5f62\u614b\u306b\u3088\u3063\u3066\u5be9\u67fb\u6642\u306b\u78ba\u8a8d\u3055\u308c\u308b\u66f8\u985e\u3084\u3001\u878d\u8cc7\u53ef\u80fd\u984d\u306e\u4e0a\u9650\u304c\u5909\u308f\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u306e\u7a2e\u985e\u3084\u91d1\u984d\u306b\u5fdc\u3058\u3066\u501f\u5165\u5e0c\u671b\u984d\u3092\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u304c\u3001\u5be9\u67fb\u901a\u904e\u306e\u78ba\u7387\u3092\u9ad8\u3081\u308b\u3046\u3048\u3067\u91cd\u8981\u306a\u5224\u65ad\u8ef8\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"stable-income-employment-type\" class=\"wp-block-heading\">\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308c\u3070\u96c7\u7528\u5f62\u614b\u306f\u5be9\u67fb\u306e\u7d76\u5bfe\u6761\u4ef6\u306b\u306a\u3089\u306a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u3067\u306f\u3001\u96c7\u7528\u5f62\u614b\u3088\u308a\u3082<b><span class=\"swl-marker mark_yellow\">\u53ce\u5165\u306e\u7d99\u7d9a\u6027\u3068\u5b89\u5b9a\u6027<\/span><\/b>\u304c\u512a\u5148\u3057\u3066\u8a55\u4fa1\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d1\u30fc\u30c8\u3084\u30a2\u30eb\u30d0\u30a4\u30c8\u3067\u3042\u3063\u3066\u3082\u3001\u540c\u3058\u8077\u5834\u306b\u4e00\u5b9a\u671f\u9593\u7d99\u7d9a\u3057\u3066\u52e4\u52d9\u3057\u3066\u304a\u308a\u3001\u6bce\u6708\u306e\u53ce\u5165\u984d\u304c\u5b89\u5b9a\u3057\u3066\u3044\u308c\u3070\u3001\u5be9\u67fb\u5bfe\u8c61\u3068\u3057\u3066\u6271\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u306f\u66f8\u9762\u30fb\u7533\u544a\u5185\u5bb9\u3067\u5bfe\u5fdc\u3059\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3001\u52e4\u52d9\u5148\u306b\u96fb\u8a71\u3092\u304b\u3051\u308b\u3053\u3068\u306f\u539f\u5247\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u306e\u65b9\u6cd5\u306f\u7533\u8fbc\u72b6\u6cc1\u3084\u5be9\u67fb\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u5fc5\u305a\u66f8\u985e\u78ba\u8a8d\u306b\u5207\u308a\u66ff\u3048\u3089\u308c\u308b\u3068\u306f\u9650\u3089\u306a\u3044\u305f\u3081\u3001\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u6700\u65b0\u306e\u6761\u4ef6\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d3e\u9063\u793e\u54e1\u306e\u5834\u5408\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u6d3e\u9063\u5143<\/span><\/b>\u306e\u4f1a\u793e\u304c\u5728\u7c4d\u78ba\u8a8d\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u96c7\u7528\u5f62\u614b\u5225\u306e\u5728\u7c4d\u78ba\u8a8d\u306e\u5bfe\u8c61<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u6b63\u793e\u54e1\u30fb\u30d1\u30fc\u30c8\u30fb\u30a2\u30eb\u30d0\u30a4\u30c8<\/b>\uff1a\u52e4\u52d9\u5148\uff08\u8077\u5834\uff09\u304c\u5bfe\u8c61<\/li>\n\n\n\n<li><b>\u6d3e\u9063\u793e\u54e1<\/b>\uff1a\u6d3e\u9063\u5143\u4f1a\u793e\u304c\u5bfe\u8c61\uff08\u6d3e\u9063\u5148\u3078\u306e\u96fb\u8a71\u306f\u57fa\u672c\u306a\u3057\uff09<\/li>\n\n\n\n<li>\u66f8\u985e\u78ba\u8a8d\u3078\u306e\u5207\u308a\u66ff\u3048\u306f\u5065\u5eb7\u4fdd\u967a\u8a3c\u30fb\u7d66\u4e0e\u660e\u7d30\u7b49\u306e\u63d0\u51fa\u3067\u7533\u8acb\u53ef\u80fd<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d3e\u9063\u5148\u3067\u306f\u306a\u304f\u6d3e\u9063\u5143\u3078\u306e\u78ba\u8a8d\u3068\u306a\u308b\u305f\u3081\u3001\u6d3e\u9063\u5148\u306e\u8077\u5834\u306b\u96fb\u8a71\u304c\u5165\u308b\u3053\u3068\u306f\u57fa\u672c\u7684\u306b\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u304c\u5b89\u5b9a\u3057\u3066\u3044\u3066\u3082\u3001\u4ed6\u793e\u501f\u5165\u306e\u6b8b\u9ad8\u304c\u5e74\u53ce\u306e<b>3\u5206\u306e1<\/b>\u306b\u8fd1\u3044\u6c34\u6e96\u306b\u3042\u308b\u5834\u5408\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\u306b\u3088\u308a\u878d\u8cc7\u984d\u304c\u5236\u9650\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u501f\u5165\u5e0c\u671b\u984d\u3092\u8a2d\u5b9a\u3059\u308b\u524d\u306b\u3001\u73fe\u5728\u306e\u501f\u5165\u6b8b\u9ad8\u3068\u5e74\u53ce\u306e\u6bd4\u7387\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"spouse-loan-housewife\" class=\"wp-block-heading\">\u4e3b\u5a66\u30fb\u5b66\u751f\u306e\u65b9\u3082\u7533\u8fbc\u6761\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308c\u3070\u7533\u8fbc\u3067\u304d\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3b\u5a66\u30fb\u5b66\u751f\u3068\u3057\u3066\u751f\u6d3b\u3057\u3066\u3044\u308b\u65b9\u3082\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u3068\u8fd4\u6e08\u80fd\u529b<\/span><\/b>\u304c\u3042\u308b\u306a\u3089\u7533\u3057\u8fbc\u307f\u306f\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u5bfe\u7b56\u3092\u884c\u3063\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u4e3b\u5a66\u30fb\u5b66\u751f\u304c\u7533\u3057\u8fbc\u3080\u969b\u306e\u30dd\u30a4\u30f3\u30c8<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u7533\u8fbc\u6642\u306b\u7d66\u4e0e\u660e\u7d30\u306a\u3069\u306e<b>\u6bce\u6708\u306e\u53ce\u5165\u984d\u304c\u78ba\u8a8d\u3067\u304d\u308b\u66f8\u985e<\/b>\u3092\u63d0\u51fa\u3059\u308b<\/li>\n\n\n\n<li>\u52e4\u52d9\u5148\u306e\u6240\u5728\u5730\u30fb\u9023\u7d61\u5148\u3092\u306a\u308b\u3079\u304f\u8a73\u3057\u304f\u8a18\u5165\u3059\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u8cb8\u3057\u4ed8\u3051\u5bfe\u8c61\u3068\u306a\u308b\u306e\u306f\u3001\u5e74\u9f62\u304c20\u6b73\uff5e72\u6b73\u4ee5\u4e0b\u3067\u6bce\u6708\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u3092\u5f97\u3066\u3044\u308b\u65b9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u6642\u306b\u306f\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306e\u63d0\u51fa\u3092\u6c42\u3081\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u3001\u6e90\u6cc9\u5fb4\u53ce\u7968\u3084\u7d66\u4e0e\u660e\u7d30\u306a\u3069\u306e\u66f8\u985e\u3092\u6e96\u5099\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3061\u306a\u307f\u306b\u3001\u5e74\u91d1\u3084\u914d\u5076\u8005\u306e\u53ce\u5165\u306a\u3069\u306f\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u3068\u3057\u3066\u8a8d\u3081\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u3078\u306e\u7533\u3057\u8fbc\u307f\u3092\u8003\u3048\u3066\u3044\u308b\u5b66\u751f\u30fb\u4e3b\u5a66\u306e\u65b9\u306f\u3001\u6c17\u3092\u3064\u3051\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 id=\"unstable-income-loan-amount\" class=\"wp-block-heading\">\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u5834\u5408\u306f\u501f\u5165\u5e0c\u671b\u984d\u3092\u5e74\u53ce\u306e\u7bc4\u56f2\u5185\u306b\u6291\u3048\u308b\u3068\u6709\u5229<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u304c\u6708\u306b\u3088\u3063\u3066\u5909\u52d5\u3059\u308b\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3084\u3001\u52e4\u52d9\u6642\u9593\u304c\u4e0d\u898f\u5247\u306a\u30a2\u30eb\u30d0\u30a4\u30c8\u306e\u5834\u5408\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u501f\u5165\u5e0c\u671b\u984d\u306e\u8a2d\u5b9a\u304c\u5be9\u67fb\u7d50\u679c\u306b\u5f71\u97ff<\/span><\/b>\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u6cd5\u306e<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\u306b\u3088\u308a\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u501f\u5165\u7dcf\u984d\u306f\u5e74\u53ce\u306e<b>3\u5206\u306e1<\/b>\u304c\u4e0a\u9650\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e0c\u671b\u984d\u3092\u3053\u306e\u4e0a\u9650\u306b\u8fd1\u3044\u6c34\u6e96\u3067\u8a2d\u5b9a\u3059\u308b\u3068\u3001\u5be9\u67fb\u3067\u614e\u91cd\u306b\u5224\u65ad\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>\u5e0c\u671b\u984d\u306f\u5fc5\u8981\u6700\u4f4e\u9650\u306b\u8a2d\u5b9a\u3057\u3001\u7121\u7406\u306e\u306a\u3044\u8fd4\u6e08\u984d\u304b\u78ba\u8a8d\u3059\u308b<\/b>\u306e\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u5834\u5408\u306e\u501f\u5165\u5e0c\u671b\u984d\u306e\u76ee\u5b89<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>\u7dcf\u91cf\u898f\u5236\u306e\u4e0a\u9650\uff1a\u5e74\u53ce\u306e<b>3\u5206\u306e1<\/b><\/li>\n\n\n\n<li>\u5be9\u67fb\u306b\u4e0d\u5b89\u3092\u611f\u3058\u308b\u65b9\u306f\u3001\u5e0c\u671b\u984d\u3092\u5fc5\u8981\u6700\u4f4e\u9650\u306b\u304a\u3055\u3048\u308b<\/li>\n\n\n\n<li>\u4ed6\u793e\u3067\u306e\u501f\u5165\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u501f\u5165\u6b8b\u9ad8\u3082\u8003\u616e\u3057\u306a\u304c\u3089\u5e0c\u671b\u984d\u3092\u8a2d\u5b9a\u3059\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u501f\u5165\u5e0c\u671b\u984d\u3092\u5c11\u306a\u304f\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u306f\u3001\u5be9\u67fb\u901a\u904e\u5f8c\u306e\u6bce\u6708\u306e\u8fd4\u6e08\u8ca0\u62c5\u3092\u6291\u3048\u308b\u3053\u3068\u306b\u3082\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305f\u3001\u8907\u6570\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u501f\u5165\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u305d\u306e\u5408\u8a08\u984d\u304c\u7dcf\u91cf\u898f\u5236\u306e\u8a08\u7b97\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u3078\u306e\u7533\u8fbc\u524d\u306b\u3001\u4ed6\u793e\u501f\u5165\u306e\u6b8b\u9ad8\u3092\u628a\u63e1\u3057\u305f\u3046\u3048\u3067\u5e0c\u671b\u984d\u3092\u8a2d\u5b9a\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 id=\"audit-fail-causes-solutions\" class=\"wp-block-heading\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306b\u843d\u3061\u308b\u4e3b\u306a\u539f\u56e0\u3068\u843d\u3061\u305f\u5f8c\u306e\u5bfe\u51e6\u6cd5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306b\u843d\u3061\u305f\u5834\u5408\u3001<b>\u539f\u56e0\u3092\u628a\u63e1\u3057\u306a\u3044\u307e\u307e\u518d\u7533\u8fbc\u3057\u3066\u3082\u7d50\u679c\u304c\u5909\u308f\u3089\u306a\u3044\u53ef\u80fd\u6027\u304c\u9ad8\u3044<\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u843d\u3061\u308b\u539f\u56e0\u306f\u5927\u304d\u304f\u5206\u3051\u3066\u3001<b><span class=\"swl-marker mark_yellow\">\u4fe1\u7528\u60c5\u5831\u306e\u554f\u984c\u30fb\u501f\u5165\u6b8b\u9ad8\u306e\u904e\u591a\u30fb\u7533\u8fbc\u60c5\u5831\u306e\u4e0d\u5099<\/span><\/b>\u306e3\u3064\u306b\u96c6\u7d04\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u5be9\u67fb\u843d\u3061\u306e\u539f\u56e0\u5225\u30fb\u5bfe\u51e6\u6cd5\u306e\u9078\u3073\u65b9<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#bad-credit-history\">\u4fe1\u7528\u60c5\u5831\u306b\u7570\u52d5\u60c5\u5831\u304c\u3042\u308b\u5834\u5408\u306e\u5bfe\u51e6<\/a><\/li>\n\n\n\n<li><a href=\"#debt-consolidation-option\">\u4ed6\u793e\u501f\u5165\u304c\u591a\u3044\u5834\u5408\u306f\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u3092\u691c\u8a0e<\/a><\/li>\n\n\n\n<li><a href=\"#reapply-waiting-period\">\u518d\u7533\u8fbc\u306f\u524d\u56de\u306e\u7533\u8fbc\u5c65\u6b74\u304c\u6d88\u3048\u305f\u5f8c\u306b\u884c\u3046\u306e\u304c\u304a\u3059\u3059\u3081<\/a><\/li>\n\n\n\n<li><a href=\"#alternative-loan-selection\">\u30a2\u30b3\u30e0\u3067\u843d\u3061\u305f\u5f8c\u306e\u4ed6\u793e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u9078\u3073\u65b9<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u306e\u554f\u984c\u306f\u81ea\u5206\u3067\u306f\u6c17\u3065\u304d\u306b\u304f\u3044\u305f\u3081\u3001\u518d\u7533\u8fbc\u524d\u306b\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078<b>\u958b\u793a\u8acb\u6c42<\/b>\u3057\u3066\u73fe\u72b6\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u3001\u6b21\u306e\u884c\u52d5\u3092\u6c7a\u3081\u308b\u51fa\u767a\u70b9\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u501f\u5165\u6b8b\u9ad8\u306b\u3064\u3044\u3066\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\u3068\u3044\u3046\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u501f\u5165\u3092\u5236\u9650\u3059\u308b\u6cd5\u5f8b\u304c\u5b58\u5728\u3059\u308b\u305f\u3081\u3001\u4ed6\u793e\u6b8b\u9ad8\u304c\u591a\u3044\u72b6\u614b\u3067\u306f\u5be9\u67fb\u901a\u904e\u304c\u96e3\u3057\u3044\u72b6\u6cc1\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u3067\u306f\u3001\u5be9\u67fb\u306b\u843d\u3061\u308b\u4e3b\u306a\u539f\u56e0\u3054\u3068\u306b\u72b6\u6cc1\u306e\u6574\u7406\u65b9\u6cd5\u3068\u3001\u843d\u3061\u305f\u5f8c\u306b\u53d6\u308c\u308b\u5177\u4f53\u7684\u306a\u5bfe\u51e6\u6cd5\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"bad-credit-history\" class=\"wp-block-heading\">\u4fe1\u7528\u60c5\u5831\u306b\u7570\u52d5\u60c5\u5831\u304c\u3042\u308b\u72b6\u614b\u3067\u306f\u5be9\u67fb\u901a\u904e\u304c\u96e3\u3057\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u306b<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7570\u52d5\u60c5\u5831<\/span><\/b>\u304c\u767b\u9332\u3055\u308c\u3066\u3044\u308b\u5834\u5408\u3001\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u901a\u904e\u306f\u5b9f\u8cea\u7684\u306b\u56f0\u96e3\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7570\u52d5\u60c5\u5831\u3068\u306f\u3001\u5ef6\u6ede\u30fb\u50b5\u52d9\u6574\u7406\u30fb\u5f37\u5236\u89e3\u7d04\u3068\u3044\u3063\u305f\u8fd4\u6e08\u30c8\u30e9\u30d6\u30eb\u306e\u8a18\u9332\u306e\u3053\u3068\u3067\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e00\u5b9a\u671f\u9593\u6b8b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u7570\u52d5\u60c5\u5831\u306e\u767b\u9332\u671f\u9593\u306f\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u304c\u3001CIC\u3067\u306f5\u5e74\u9593\u3001JICC\u3067\u30825\u5e74\u9593\u304c\u76ee\u5b89\u3067\u3059\u3002\u3053\u306e\u671f\u9593\u4e2d\u306f\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5be9\u67fb\u304c\u901a\u308a\u306b\u304f\u3044\u72b6\u614b\u304c\u7d9a\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\uff2a\uff29\uff23\uff23\u306b\u767b\u9332\u3055\u308c\u3066\u3044\u308b\u4fe1\u7528\u60c5\u5831\u306f\u3001\u3069\u306e\u304f\u3089\u3044\u306e\u671f\u9593\u767b\u9332\u3055\u308c\u308b\u306e\u3067\u3059\u304b\uff1f<br>\u5951\u7d04\u7d99\u7d9a\u4e2d\u53ca\u3073\u5951\u7d04\u7d42\u4e86\u5f8c\uff15\u5e74\u4ee5\u5185\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/www.jicc.co.jp\/faq\/detail\/a095i000000LtgCAAS\" target=\"_blank\" rel=\"noopener\">\u300c\u958b\u793a\u7d50\u679c\u306e\u898b\u65b9\u300d\u306e\u3088\u304f\u3042\u308b\u8cea\u554f | \u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff08JICC\uff09\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306f<b>CIC<\/b>\u304a\u3088\u3073<b>JICC<\/b>\u306b\u52a0\u76df\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u7533\u8fbc\u6642\u306b\u3053\u308c\u3089\u306e\u6a5f\u95a2\u3078\u7167\u4f1a\u304c\u884c\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u904e\u53bb\u306b\u5ef6\u6ede\u3057\u305f\u8a18\u9332\u3084\u50b5\u52d9\u6574\u7406\u306e\u5c65\u6b74\u304c\u6b8b\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u7533\u8fbc\u8005\u306e\u8fd4\u6e08\u610f\u601d\u3084\u80fd\u529b\u306b\u7591\u7fa9\u304c\u751f\u3058\u308b\u3068\u5224\u65ad\u3055\u308c\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u7570\u52d5\u60c5\u5831\u306e\u767b\u9332\u671f\u9593\u3068\u5bfe\u5fdc\u7b56<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>CIC\u30fbJICC\uff1a\u5ef6\u6ede\u30fb\u50b5\u52d9\u6574\u7406\u306e\u8a18\u9332\u306f<b>5\u5e74\u9593<\/b>\u304c\u76ee\u5b89<\/li>\n\n\n\n<li>\u8a18\u9332\u304c\u6d88\u3048\u308b\u307e\u3067\u306f\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5be9\u67fb\u901a\u904e\u304c\u56f0\u96e3<\/li>\n\n\n\n<li>\u5f85\u6a5f\u671f\u9593\u4e2d\u306b\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u3092\u6e1b\u3089\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u6b21\u306e\u5be9\u67fb\u3078\u306e\u6e96\u5099\u306b\u306a\u308b<\/li>\n\n\n\n<li>\u958b\u793a\u8acb\u6c42\uff08\u624b\u6570\u65991,000\u5186\u524d\u5f8c\uff09\u3067\u73fe\u72b6\u3092\u4e8b\u524d\u78ba\u8a8d\u3067\u304d\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u306b\u4f55\u304c\u8a18\u9332\u3055\u308c\u3066\u3044\u308b\u304b\u306f\u3001\u5404\u6a5f\u95a2\u306e\u516c\u5f0f\u30b5\u30a4\u30c8\u304b\u3089\u30aa\u30f3\u30e9\u30a4\u30f3\u307e\u305f\u306f\u90f5\u9001\u3067<b>\u958b\u793a\u8acb\u6c42<\/b>\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u958b\u793a\u624b\u6570\u6599\u306f<b>1,000\u5186\u524d\u5f8c<\/b>\u3067\u3001\u7533\u8fbc\u524d\u306b\u73fe\u72b6\u3092\u628a\u63e1\u3059\u308b\u305f\u3081\u306e\u8cbb\u7528\u3068\u3057\u3066\u6349\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7570\u52d5\u60c5\u5831\u304c\u6d88\u3048\u308b\u307e\u3067\u306e\u671f\u9593\u306f\u5f85\u3064\u3057\u304b\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u305d\u306e\u9593\u306b\u501f\u5165\u6b8b\u9ad8\u3092\u6e1b\u3089\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u6b21\u306e\u5be9\u67fb\u306b\u5411\u3051\u305f\u6e96\u5099\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"debt-consolidation-option\" class=\"wp-block-heading\">\u4ed6\u793e\u501f\u5165\u304c\u591a\u3044\u5834\u5408\u306f\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u3067\u7dcf\u91cf\u898f\u5236\u3092\u89e3\u6d88\u3059\u308b\u9078\u629e\u80a2\u304c\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\u3068\u306f\u3001\u8cb8\u91d1\u696d\u8005\u304b\u3089\u306e\u501f\u5165\u7dcf\u984d\u3092\u5e74\u53ce\u306e3\u5206\u306e1\u4ee5\u5185\u306b\u6291\u3048\u308b\u3053\u3068\u3092\u5b9a\u3081\u305f\u8cb8\u91d1\u696d\u6cd5\u4e0a\u306e\u898f\u5236\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8907\u6570\u793e\u304b\u3089\u501f\u5165\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u6b8b\u9ad8\u306e\u5408\u8a08\u304c<b><span class=\"swl-marker mark_yellow\">\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u3066\u3044\u308b<\/span><\/b>\u3068\u3001\u30a2\u30b3\u30e0\u3092\u542b\u3080\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u306f\u539f\u5247\u3068\u3057\u3066\u65b0\u305f\u306a\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u72b6\u614b\u3092\u89e3\u6d88\u3059\u308b\u624b\u6bb5\u306e\u3072\u3068\u3064\u304c\u3001\u8907\u6570\u306e\u501f\u5165\u3092\u4e00\u672c\u5316\u3059\u308b<b>\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3<\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u306f\u3001\u8907\u6570\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3084\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u6b8b\u9ad8\u3092\u307e\u3068\u3081\u3066\u4e00\u793e\u306b\u96c6\u7d04\u3059\u308b\u3053\u3068\u3067\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u3092\u6574\u7406\u3057\u3084\u3059\u304f\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u81ea\u4f53\u306b\u3082\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u5c02\u7528\u306e\u5546\u54c1\u304c\u3042\u308a\u3001\u4ed6\u793e\u501f\u5165\u306e\u4e00\u672c\u5316\u3092\u76ee\u7684\u3068\u3057\u3066\u7533\u8fbc\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u3082\u5be9\u67fb\u304c\u884c\u308f\u308c\u308b\u305f\u3081\u3001\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u3042\u308b\u72b6\u614b\u3067\u306f\u5229\u7528\u3067\u304d\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u501f\u5165\u6b8b\u9ad8\u3092\u7740\u5b9f\u306b\u6e1b\u3089\u3057\u3066\u7dcf\u91cf\u898f\u5236\u306e\u67a0\u306b\u4f59\u88d5\u3092\u4f5c\u308b\u3053\u3068\u304c\u3001\u6b21\u306e\u5be9\u67fb\u901a\u904e\u306b\u5411\u3051\u305f\u73fe\u5b9f\u7684\u306a\u6e96\u5099\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305a\u306f\u81ea\u5206\u306e\u501f\u5165\u6b8b\u9ad8\u306e\u5408\u8a08\u3068\u5e74\u53ce\u306e3\u5206\u306e1\u306e\u91d1\u984d\u3092\u6bd4\u8f03\u3057\u3066\u3001\u73fe\u72b6\u306e\u7dcf\u91cf\u898f\u5236\u3078\u306e\u62b5\u89e6\u72b6\u6cc1\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"reapply-waiting-period\" class=\"wp-block-heading\">\u518d\u7533\u8fbc\u306f\u524d\u56de\u306e\u7533\u8fbc\u5c65\u6b74\u304c\u6d88\u3048\u305f\u5f8c\u306b\u884c\u3046\u306e\u304c\u304a\u3059\u3059\u3081<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306b\u843d\u3061\u305f\u76f4\u5f8c\u306b\u518d\u7533\u8fbc\u3057\u3066\u3082\u3001\u5be9\u67fb\u72b6\u6cc1\u304c\u5909\u308f\u3063\u3066\u3044\u306a\u3044\u9650\u308a\u540c\u3058\u7d50\u679c\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u843d\u3061\u306e\u8a18\u9332\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b<b>\u7167\u4f1a\u5c65\u6b74<\/b>\u3068\u3057\u3066\u6b8b\u308a\u3001\u77ed\u671f\u9593\u306b\u8907\u6570\u793e\u3078\u7533\u8fbc\u3080\u3068\u300c\u8cc7\u91d1\u7e70\u308a\u306b\u56f0\u3063\u3066\u3044\u308b\u300d\u3068\u307f\u306a\u3055\u308c\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u8907\u6570\u793e\u3078\u306e\u77ed\u671f\u9593\u7533\u8fbc\u306f\u3001\u4fe1\u7528\u60c5\u5831\u4e0a\u3067<b>\u7533\u8fbc\u30d6\u30e9\u30c3\u30af<\/b>\u3068\u547c\u3070\u308c\u308b\u72b6\u614b\u306b\u3064\u306a\u304c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u7167\u4f1a\u5c65\u6b74\u306fCIC\u3067\u306f6\u30f6\u6708\u9593\u53c2\u7167\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u518d\u7533\u8fbc\u306e\u76ee\u5b89\u3068\u3057\u3066\u3001\u6700\u4f4e\u3067\u3082<b>\u524d\u56de\u306e\u7533\u8fbc\u304b\u30896\u30f6\u6708<\/b>\u306f\u671f\u9593\u3092\u7a7a\u3051\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u518d\u7533\u8fbc\u524d\u306b\u6574\u3048\u308b\u3079\u304d3\u3064\u306e\u6761\u4ef6<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list 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class=\"wp-block-paragraph\">\u5728\u7c4d\u72b6\u6cc1\u304c\u5909\u308f\u3063\u305f\u30fb\u4ed6\u793e\u501f\u5165\u3092\u8fd4\u6e08\u3057\u3066\u6b8b\u9ad8\u304c\u6e1b\u3063\u305f\u3068\u3044\u3063\u305f\u5177\u4f53\u7684\u306a\u5909\u5316\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u518d\u7533\u8fbc\u306e\u6761\u4ef6\u304c\u6574\u3063\u305f\u3068\u5224\u65ad\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306b\u843d\u3061\u305f\u3053\u3068\u81ea\u4f53\u306f\u3001\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u3068\u3057\u3066\u6b8b\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u7167\u4f1a\u5c65\u6b74\u306f\u6b8b\u308b\u305f\u3081\u3001\u6b21\u306e\u7533\u8fbc\u30bf\u30a4\u30df\u30f3\u30b0\u306f\u614e\u91cd\u306b\u5224\u65ad\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"alternative-loan-selection\" class=\"wp-block-heading\">\u30a2\u30b3\u30e0\u3067\u843d\u3061\u305f\u5f8c\u306b\u691c\u8a0e\u3067\u304d\u308b\u4ed6\u793e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u9078\u3073\u65b9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306b\u843d\u3061\u305f\u5f8c\u3001\u3059\u3050\u306b\u5225\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3078\u7533\u8fbc\u3080\u524d\u306b\u3001<b>\u843d\u3061\u305f\u539f\u56e0\u3092\u6574\u7406\u3059\u308b\u3053\u3068\u304c\u5148\u6c7a<\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\u304c\u4fe1\u7528\u60c5\u5831\u306b\u3042\u308b\u5834\u5408\u306f\u3001\u4ed6\u793e\u3067\u3082\u540c\u69d8\u306e\u7d50\u679c\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u3001\u8907\u6570\u793e\u3078\u306e\u540c\u6642\u7533\u8fbc\u306f\u7167\u4f1a\u5c65\u6b74\u3092\u5897\u3084\u3059\u3060\u3051\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ed6\u793e\u3092\u691c\u8a0e\u3059\u308b\u969b\u306f\u3001\u5be9\u67fb\u57fa\u6e96\u3084\u5bfe\u8c61\u8005\u5c64\u304c\u81ea\u5206\u306e\u72b6\u6cc1\u306b\u5408\u3063\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9280\u884c\u7cfb\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u306f\u5be9\u67fb\u306e\u4ed5\u7d44\u307f\u3084\u7533\u8fbc\u6761\u4ef6\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u4e2d\u3067\u306f\u3001<b>\u30d7\u30ed\u30df\u30b9<\/b>\u3084<b>SMBC\u30e2\u30d3\u30c3\u30c8<\/b>\u3068\u3044\u3063\u305f\u5927\u624b\u304c\u540c\u69d8\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u304a\u308a\u3001<b><span class=\"swl-marker mark_yellow\">\u5be9\u67fb\u57fa\u6e96\u3084\u8cb8\u4ed8\u6761\u4ef6\u306a\u3069\u3092\u6bd4\u8f03<\/span><\/b>\u3057\u305f\u3046\u3048\u3067\u7533\u8fbc\u5148\u3092\u7d5e\u308a\u8fbc\u3080\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u843d\u3061\u306e\u539f\u56e0\u304c\u7dcf\u91cf\u898f\u5236\u306b\u3042\u308b\u5834\u5408\u306f\u3001\u307e\u305a\u501f\u5165\u6b8b\u9ad8\u3092\u6e1b\u3089\u3059\u3053\u3068\u3092\u512a\u5148\u3057\u3001\u4ed6\u793e\u7533\u8fbc\u306f\u6b8b\u9ad8\u524a\u6e1b\u5f8c\u306b\u884c\u3044\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u843d\u3061\u305f\u539f\u56e0\u3092\u4e00\u3064\u3072\u3068\u3064\u78ba\u8a8d\u3057\u3066\u5bfe\u51e6\u3059\u308b\u3053\u3068\u3067\u3001\u6b21\u306e\u7533\u8fbc\u306e\u7cbe\u5ea6\u304c\u4e0a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306b\u5404\u793e\u306e\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u7533\u8fbc\u6761\u4ef6\u3092\u78ba\u8a8d\u3057\u3001\u81ea\u5206\u306e\u53ce\u5165\u30fb\u501f\u5165\u72b6\u6cc1\u3068\u7167\u3089\u3057\u5408\u308f\u305b\u3066\u304b\u3089\u5224\u65ad\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 id=\"acom-faq\" class=\"wp-block-heading\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306b\u5be9\u67fb\u306b\u3064\u3044\u3066\u7591\u554f\u3092\u6301\u3064\u306e\u306f\u81ea\u7136\u306a\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u3084\u4ed6\u793e\u501f\u5165\u306e\u5f71\u97ff\u3001\u5be9\u67fb\u7d50\u679c\u304c\u51fa\u308b\u307e\u3067\u306e\u6642\u9593\u306a\u3069\u3001\u7533\u8fbc\u3092\u305f\u3081\u3089\u308f\u305b\u308b\u7591\u554f\u306f\u591a\u5c90\u306b\u308f\u305f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u30a2\u30b3\u30e0\u5be9\u67fb\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f5\u9078<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#zaiseki-kakunin\">\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u306a\u3057\u3067\u5be9\u67fb\u306f\u5b8c\u4e86\u3057\u307e\u3059\u304b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#tasha-kariire\">\u4ed6\u793e\u501f\u5165\u304c\u3042\u308b\u72b6\u614b\u3067\u3082\u5be9\u67fb\u306b\u901a\u308a\u307e\u3059\u304b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#shinsa-time\">\u5be9\u67fb\u7d50\u679c\u306f\u4f55\u5206\u3067\u5206\u304b\u308a\u307e\u3059\u304b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#credit-record\">\u5be9\u67fb\u843d\u3061\u306e\u8a18\u9332\u306f\u3044\u3064\u307e\u3067\u4fe1\u7528\u60c5\u5831\u306b\u6b8b\u308a\u307e\u3059\u304b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#shinsa-pass-tips\">\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u304f\u3059\u308b\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u3067\u306f\u3001\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306b\u95a2\u3057\u3066\u7279\u306b\u591a\u304f\u5bc4\u305b\u3089\u308c\u308b\u7591\u554f\u306b\u5bfe\u3057\u3066\u3001<b>\u516c\u5f0f\u30c7\u30fc\u30bf\u3068\u5236\u5ea6\u7684\u306a\u4e8b\u5b9f<\/b>\u3092\u3082\u3068\u306b\u56de\u7b54\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306e\u4ed5\u7d44\u307f\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3057\u305f\u3046\u3048\u3067\u3001\u7533\u8fbc\u3092\u5224\u65ad\u3059\u308b\u6750\u6599\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<dl class=\"swell-block-faq is-style-faq-stripe\" data-q=\"fill-main\" data-a=\"col-main\">\n<div class=\"swell-block-faq__item\" id=\"zaiseki-kakunin\"><dt class=\"faq_q\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306f\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u306a\u3057\u3067\u5b8c\u4e86\u3057\u307e\u3059\u304b\uff1f<\/dt><dd class=\"faq_a\">\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u304c\u5be9\u67fb\u3092\u884c\u3046\u969b\u3001\u52e4\u52d9\u5148\u3078\u306e\u96fb\u8a71\u9023\u7d61\u306f\u539f\u5247\u884c\u308f\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fc5\u901f\u306b\u624b\u7d9a\u304d\u3092\u5b8c\u4e86\u3067\u304d\u308c\u3070\u3001<b><span class=\"swl-marker 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class=\"wp-block-paragraph\">\u7533\u8fbc\u8005\u304b\u3089\u540c\u610f\u3092\u5f97\u306a\u3044\u72b6\u614b\u3067\u3001\u52e4\u52d9\u5148\u306b\u96fb\u8a71\u3092\u304b\u3051\u308b\u3053\u3068\u306f\u306a\u3044\u306e\u3067\u5b89\u5fc3\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u30a2\u30b3\u30e0\u3067\u306f\u96fb\u8a71\u9023\u7d61\u3092\u884c\u3046\u969b\u3001\u4f1a\u793e\u540d\u3067\u306f\u306a\u304f\u500b\u4eba\u540d\u3092\u540d\u4e57\u308a\u307e\u3059\u3002\u81ea\u5206\u4ee5\u5916\u306e\u793e\u54e1\u304c\u96fb\u8a71\u306b\u51fa\u305f\u3068\u3057\u3066\u3082\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u9023\u7d61\u3060\u3068\u30d0\u30ec\u308b\u53ef\u80fd\u6027\u306f\u4f4e\u3044\u3067\u3059\u3002<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"swell-block-faq__item\" id=\"tasha-kariire\"><dt 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class=\"faq_q\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u304f\u3059\u308b\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/dt><dd class=\"faq_a\">\n<p class=\"wp-block-paragraph\">\u30a2\u30b3\u30e0\u306e\u5be9\u67fb\u306b\u5411\u3051\u305f\u5bfe\u7b56\u3068\u3057\u3066\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u7533\u8fbc\u60c5\u5831\u3092\u6b63\u78ba\u306b\u8a18\u5165\u3059\u308b<\/span><\/b>\u306e\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u984d\u30fb\u52e4\u52d9\u5148\u30fb\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u306a\u3069\u306b\u865a\u507d\u3084\u8aa4\u308a\u304c\u3042\u308b\u3068\u3001\u66f8\u985e\u3068\u306e\u7167\u5408\u3067\u4e0d\u4e00\u81f4\u304c\u751f\u3058\u3001\u5be9\u67fb\u306e\u5370\u8c61\u304c\u60aa\u5316\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p 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