{"id":87928,"date":"2026-07-24T10:00:00","date_gmt":"2026-07-24T01:00:00","guid":{"rendered":"https:\/\/011330.jp\/finance\/?p=87928"},"modified":"2026-07-24T19:08:08","modified_gmt":"2026-07-24T10:08:08","slug":"cardloan-examination","status":"publish","type":"post","link":"https:\/\/011330.jp\/finance\/cardloan-examination.html","title":{"rendered":"\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u5be9\u67fb\u3068\u306f\u4f55\u304b\uff1f\u5be9\u67fb\u9805\u76ee\u30fb\u6d41\u308c\u30fb\u843d\u3061\u305f\u6642\u306e\u5bfe\u51e6\u6cd5\u3092\u89e3\u8aac"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u300c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3067\u4f55\u3092\u898b\u3089\u308c\u308b\u306e\u304b\u5206\u304b\u3089\u306a\u3044\u300d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u904e\u53bb\u306b\u5ef6\u6ede\u3057\u305f\u3053\u3068\u304c\u3042\u308b\u3051\u3069\u3001\u5be9\u67fb\u306b\u901a\u308b\u3060\u308d\u3046\u304b\u300d<\/p>\n\n\n\n<p 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class=\"wp-block-paragraph\"><b>\u5be9\u67fb\u306e\u4ed5\u7d44\u307f\u3092\u6b63\u3057\u304f\u7406\u89e3\u3057\u305f\u3046\u3048\u3067\u3001\u6e96\u5099\u3092\u6574\u3048\u3066\u304b\u3089\u7533\u3057\u8fbc\u307f\u307e\u3057\u3087\u3046\u3002<\/b><\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u3053\u306e\u8a18\u4e8b\u3067\u308f\u304b\u308b\u3053\u3068<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#three-screening-criteria\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u5be9\u67fb\u3067\u91d1\u878d\u6a5f\u95a2\u304c\u78ba\u8a8d\u3059\u308b\u5e74\u53ce\u30fb\u4fe1\u7528\u60c5\u5831\u30fb\u4ed6\u793e\u501f\u5165\u306e3\u9805\u76ee<\/a><\/li>\n\n\n\n<li><a href=\"#application-to-contract-flow\">\u7533\u8fbc\u304b\u3089\u5951\u7d04\u307e\u3067\u306e\u6d41\u308c\u3068\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u9280\u884c\u7cfb\u306e\u5be9\u67fb\u6642\u9593\u306e\u9055\u3044<\/a><\/li>\n\n\n\n<li><a href=\"#loan-type-screening\">\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u9280\u884c\u30fb\u4fe1\u8ca9\u7cfb\u305d\u308c\u305e\u308c\u306e\u5be9\u67fb\u96e3\u6613\u5ea6\u3068\u7279\u5fb4<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h2 id=\"three-screening-criteria\" class=\"wp-block-heading\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u5be9\u67fb\u3067\u91d1\u878d\u6a5f\u95a2\u304c\u78ba\u8a8d\u3059\u308b3\u3064\u306e\u9805\u76ee<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/011330.jp\/finance\/wp-content\/uploads\/2026\/07\/cardloan-item-1024x683.webp\" alt=\"\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3067\u306e3\u3064\u306e\u9805\u76ee\u306e\u56f3\u89e3\" class=\"wp-image-88137\" style=\"width:600px\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3067\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u4e3b\u306b<b>3\u3064\u306e\u89b3\u70b9<\/b>\u304b\u3089\u7533\u8fbc\u8005\u306e\u8fd4\u6e08\u80fd\u529b\u3092\u8a55\u4fa1\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u53ce\u3084\u96c7\u7528\u5f62\u614b\u3068\u3044\u3063\u305f<b>\u5c5e\u6027\u60c5\u5831<\/b>\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u84c4\u7a4d\u3055\u308c\u305f<b>\u904e\u53bb\u306e\u53d6\u5f15\u5c65\u6b74<\/b>\u3001\u305d\u3057\u3066<b>\u4ed6\u793e\u501f\u5165\u306e\u4ef6\u6570\u3068\u6b8b\u9ad8<\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u5be9\u67fb\u3067\u78ba\u8a8d\u3055\u308c\u308b3\u3064\u306e\u8a55\u4fa1\u9805\u76ee<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#attribute-info\">\u5e74\u53ce\u30fb\u96c7\u7528\u5f62\u614b\u30fb\u52e4\u7d9a\u5e74\u6570\u306a\u3069\u5c5e\u6027\u60c5\u5831\u304c\u8fd4\u6e08\u80fd\u529b\u306e\u5224\u65ad\u6750\u6599\u306b\u306a\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#credit-bureau-history\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\uff08CIC\u30fbJICC\uff09\u306b\u8a18\u9332\u3055\u308c\u305f\u904e\u53bb\u306e\u501f\u5165\u30fb\u5ef6\u6ede\u5c65\u6b74\u3092\u7167\u4f1a\u3059\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#other-loans-limit\">\u4ed6\u793e\u501f\u5165\u4ef6\u6570\u3068\u6b8b\u9ad8\u306f\u7dcf\u91cf\u898f\u5236\u306e\u4e0a\u9650\u8a08\u7b97\u306b\u3082\u76f4\u7d50\u3059\u308b<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e3\u70b9\u306f\u4e92\u3044\u306b\u72ec\u7acb\u3057\u305f\u8a55\u4fa1\u9805\u76ee\u3067\u306f\u306a\u304f\u3001\u7d44\u307f\u5408\u308f\u305b\u3066\u5224\u65ad\u3055\u308c\u308b\u305f\u3081\u3001<b><span class=\"swl-marker mark_yellow\">1\u9805\u76ee\u304c\u5f31\u304f\u3066\u3082\u4ed6\u306e\u9805\u76ee\u3067\u30ab\u30d0\u30fc\u3067\u304d\u308b<\/span><\/b>\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306e\u4ed5\u7d44\u307f\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3057\u3066\u304a\u304f\u3068\u3001\u4e8b\u524d\u306b\u6e96\u5099\u3067\u304d\u308b\u3053\u3068\u304c\u660e\u78ba\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"attribute-info\" class=\"wp-block-heading\">\u5e74\u53ce\u30fb\u96c7\u7528\u5f62\u614b\u30fb\u52e4\u7d9a\u5e74\u6570\u306a\u3069\u5c5e\u6027\u60c5\u5831\u304c\u8fd4\u6e08\u80fd\u529b\u306e\u5224\u65ad\u6750\u6599\u306b\u306a\u308b<\/h3>\n\n\n\n<p 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class=\"cap_box_ttl\"><span>\u5be9\u67fb\u3067\u4f7f\u308f\u308c\u308b\u4e3b\u306a\u5c5e\u6027\u60c5\u5831<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u5e74\u53ce<\/b>\uff1a\u91d1\u984d\u3060\u3051\u3067\u306a\u304f\u5b89\u5b9a\u6027\u3082\u8a55\u4fa1\u3055\u308c\u308b<\/li>\n\n\n\n<li><b>\u96c7\u7528\u5f62\u614b<\/b>\uff1a\u6b63\u793e\u54e1\u30fb\u5951\u7d04\u793e\u54e1\u30fb\u30d1\u30fc\u30c8\u306a\u3069\u3067\u8a55\u4fa1\u304c\u7570\u306a\u308b<\/li>\n\n\n\n<li><b>\u52e4\u7d9a\u5e74\u6570<\/b>\uff1a\u77ed\u3044\u3068\u8ee2\u8077\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u3068\u5224\u65ad\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308b<\/li>\n\n\n\n<li><b>\u5c45\u4f4f\u5f62\u614b<\/b>\uff1a\u6301\u3061\u5bb6\u30fb\u8cc3\u8cb8\u30fb\u5bb6\u8cc3\u306e\u6709\u7121\u304c\u6708\u652f\u51fa\u306e\u628a\u63e1\u306b\u4f7f\u308f\u308c\u308b<\/li>\n\n\n\n<li><b>\u5bb6\u65cf\u69cb\u6210<\/b>\uff1a\u6276\u990a\u5bb6\u65cf\u306e\u6709\u7121\u304c\u8fd4\u6e08\u4f59\u529b\u306e\u5224\u65ad\u6750\u6599\u306b\u306a\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u53ce\u306b\u3064\u3044\u3066\u306f\u3001\u9ad8\u3044\u307b\u3069\u6709\u5229\u306b\u50cd\u304f\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u91d1\u984d\u306e\u7d76\u5bfe\u5024\u3060\u3051\u3067\u306a\u304f<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u5b89\u5b9a\u6027<\/span><\/b>\u3082\u8a55\u4fa1\u306e\u5bfe\u8c61\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b63\u793e\u54e1\u3068\u5951\u7d04\u793e\u54e1\u3067\u306f\u540c\u3058\u5e74\u53ce\u3067\u3082\u8a55\u4fa1\u304c\u7570\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u3001<b><span class=\"swl-marker mark_yellow\">\u52e4\u7d9a\u5e74\u6570\u304c\u77ed\u3044\u3068\u8ee2\u8077\u30ea\u30b9\u30af\u304c\u9ad8\u3044<\/span><\/b>\u3068\u5224\u65ad\u3055\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p 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class=\"wp-block-paragraph\">\u5c5e\u6027\u60c5\u5831\u306f\u77ed\u671f\u9593\u3067\u5927\u304d\u304f\u5909\u3048\u3089\u308c\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u73fe\u5728\u306e\u72b6\u6cc1\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3057\u305f\u3046\u3048\u3067\u7533\u8fbc\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"credit-bureau-history\" class=\"wp-block-heading\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\uff08CIC\u30fbJICC\uff09\u306b\u8a18\u9332\u3055\u308c\u305f\u904e\u53bb\u306e\u501f\u5165\u30fb\u5ef6\u6ede\u5c65\u6b74\u3092\u7167\u4f1a\u3059\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3068\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306e\u5229\u7528\u5c65\u6b74\u3092\u4e00\u5143\u7ba1\u7406\u3059\u308b\u7b2c\u4e09\u8005\u6a5f\u95a2\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u3084\u9280\u884c\u304c\u52a0\u76df\u3057\u3066\u304a\u308a\u3001\u5be9\u67fb\u6642\u306b\u306f\u7533\u8fbc\u8005\u306e\u540c\u610f\u306e\u3082\u3068\u3067\u60c5\u5831\u304c\u7167\u4f1a\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">CIC\u3067\u306f\u3001\u52a0\u76df\u4f1a\u54e1\u306b\u5bfe\u3057\u3066\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u3084\u30ed\u30fc\u30f3\u306e\u7533\u8fbc\u66f8\u30fb\u5951\u7d04\u66f8\u306b\u8a18\u8f09\u3059\u308b\u7533\u8fbc\u30fb\u5951\u7d04\u7d04\u6b3e\u3068\u5225\u306b\u3001\u4fe1\u7528\u60c5\u5831\u306e\u767b\u9332\u30fb\u5229\u7528\u306b\u4fc2\u308b\u540c\u610f\u4e8b\u9805\u3092\u8a18\u8f09\u3057\u305f\u66f8\u9762\u7b49\u3092\u63d0\u793a\u30fb\u4ea4\u4ed8\u7b49\u3057\u3001\u6d88\u8cbb\u8005\u306e\u540c\u610f\u3092\u5f97\u308b\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u52a0\u76df\u4f1a\u54e1\u306f\u3001\u6cd5\u4ee4\u3067\u5b9a\u3081\u308b\u5834\u5408\u3092\u9664\u304d\u3001\u3042\u3089\u304b\u3058\u3081\u540c\u610f\u3092\u5f97\u3066\u4fe1\u7528\u60c5\u5831\u3092\u7167\u4f1a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/www.cic.co.jp\/cic\/use.html\" target=\"_blank\" rel=\" noopener\">\u4fe1\u7528\u60c5\u5831\u306e\u5229\u7528\uff5c\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306eCIC<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3b\u306a\u6a5f\u95a2\u306f<b><span class=\"swl-inline-color has-swl-deep-01-color\">CIC<\/span><\/b>\u3068<b><span class=\"swl-inline-color has-swl-deep-01-color\">JICC<\/span><\/b>\u306e2\u3064\u3067\u3001CIC\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u7cfb\u3001JICC\u306f\u6d88\u8cbb\u8005\u91d1\u878d\u7cfb\u306e\u60c5\u5831\u3092\u591a\u304f\u4fdd\u6709\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n<div class=\"c-scrollHint\"><span>\u30b9\u30af\u30ed\u30fc\u30eb\u3067\u304d\u307e\u3059 <i class=\"icon-more_arrow\"><\/i><\/span><\/div>\n<figure data-table-scrollable=\"both\" data-cell1-fixed=\"both\" class=\"wp-block-table min_width20_ is-all-centered\"><table style=\"--table-width:700px;--swl-cell1-width:150px;font-size:13px;\"><thead><tr><th>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2<\/th><th>\u4e3b\u306a\u52a0\u76df\u696d\u8005<\/th><th>\u5ef6\u6ede\u60c5\u5831\u306e\u4fdd\u6709\u671f\u9593<\/th><\/tr><\/thead><tbody><tr><th>CIC<\/th><td>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e<br>\u6d88\u8cbb\u8005\u91d1\u878d<\/td><td>\u5b8c\u6e08\u5f8c5\u5e74\u9593<\/td><\/tr><tr><th>JICC<\/th><td>\u6d88\u8cbb\u8005\u91d1\u878d<br>\u4fe1\u8ca9\u4f1a\u793e<\/td><td>\u5b8c\u6e08\u5f8c5\u5e74\u9593<\/td><\/tr><tr><th>KSC<br>\uff08\u5168\u56fd\u9280\u884c\u500b\u4eba<br>\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\uff09<\/th><td>\u9280\u884c<br>\u4fe1\u7528\u91d1\u5eab<\/td><td>\u5b8c\u6e08\u5f8c5\u5e74\u9593<br>\uff08\u5b98\u5831\u60c5\u5831\u306f5\u5e74\uff5e7\u5e74\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a18\u9332\u3055\u308c\u3066\u3044\u308b\u5185\u5bb9\u306f\u3001\u904e\u53bb\u306e\u501f\u5165\u6b8b\u9ad8\u30fb\u8fd4\u6e08\u72b6\u6cc1\u30fb\u5ef6\u6ede\u306e\u6709\u7121\u30fb\u5b8c\u6e08\u5c65\u6b74\u306a\u3069\u3001\u591a\u5c90\u306b\u308f\u305f\u308b\u5185\u5bb9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ef6\u6ede\u306e\u8a18\u9332\u306f\u3001\u5ef6\u6ede\u304c\u89e3\u6d88\u3055\u308c\u305f\u3042\u3068\u3082<b><span class=\"swl-marker mark_yellow\">\u4e00\u5b9a\u671f\u9593\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u6b8b\u308a\u7d9a\u3051\u307e\u3059<\/span><\/b>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CIC\u3067\u306f\u5ef6\u6ede\u60c5\u5831\u304c\u89e3\u6d88\u5f8c<b>5\u5e74\u9593<\/b>\u3001JICC\u3067\u306f\u5b8c\u6e08\u5f8c<b>5\u5e74\u9593<\/b>\u4fdd\u6709\u3055\u308c\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_info wp-block-paragraph\">\u904e\u53bb\u306b\u5ef6\u6ede\u30fb\u50b5\u52d9\u6574\u7406\u30fb\u81ea\u5df1\u7834\u7523\u306e\u8a18\u9332\u304c\u3042\u308b\u5834\u5408\u3001\u305d\u306e\u60c5\u5831\u304c\u4fdd\u6709\u671f\u9593\u5185\u3067\u3042\u308c\u3070\u5be9\u67fb\u306b\u5927\u304d\u304f\u5f71\u97ff\u3057\u307e\u3059\u3002\u4fdd\u6709\u671f\u9593\u304c\u7d4c\u904e\u3059\u308b\u307e\u3067\u306f\u3001\u5be9\u67fb\u901a\u904e\u304c\u96e3\u3057\u3044\u72b6\u614b\u304c\u7d9a\u304f\u3068\u8003\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u304c\u6c17\u306b\u306a\u308b\u5834\u5408\u306f\u3001CIC\u3084JICC\u306e\u516c\u5f0f\u30b5\u30a4\u30c8\u304b\u3089\u958b\u793a\u8acb\u6c42\u3092\u884c\u3044\u3001\u73fe\u5728\u306e\u72b6\u614b\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u7533\u8fbc\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"other-loans-limit\" class=\"wp-block-heading\">\u4ed6\u793e\u501f\u5165\u4ef6\u6570\u3068\u6b8b\u9ad8\u306f\u7dcf\u91cf\u898f\u5236\u306e\u4e0a\u9650\u8a08\u7b97\u306b\u3082\u76f4\u7d50\u3059\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ed6\u793e\u501f\u5165\u3068\u306f\u3001\u7533\u8fbc\u5148\u4ee5\u5916\u306e\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u73fe\u5728\u501f\u308a\u3066\u3044\u308b\u91d1\u984d\u3068\u4ef6\u6570\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\u3068\u306f\u3001\u8cb8\u91d1\u696d\u6cd5\u306b\u57fa\u3065\u304f\u30eb\u30fc\u30eb\u3067\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3069\u306e\u8cb8\u91d1\u696d\u8005\u304b\u3089\u306e\u501f\u5165\u5408\u8a08\u984d\u3092<b><span class=\"swl-marker mark_yellow\">\u5e74\u53ce\u306e3\u5206\u306e1\u4ee5\u4e0b\u306b\u5236\u9650\u3059\u308b<\/span><\/b>\u5236\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u501f\u308a\u904e\u304e\u30fb\u8cb8\u3057\u904e\u304e\u3092\u9632\u3050\u305f\u3081\u306b\u8a2d\u3051\u3089\u308c\u305f\u65b0\u3057\u3044\u898f\u5236\u3067\u3059\u3002\u5177\u4f53\u7684\u306b\u306f\u3001\u8cb8\u91d1\u696d\u8005\u304b\u3089\u306e\u501f\u5165\u6b8b\u9ad8\u304c\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u5834\u5408\u306f\u3001\u65b0\u305f\u306a\u501f\u5165\u308c\u306f\u3067\u304d\u306a\u304f\u306a\u308b\u3001\u3068\u3044\u3046\u5185\u5bb9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/www.fsa.go.jp\/policy\/kashikin\/qa.html\" target=\"_blank\" rel=\" noopener\">\u8cb8\u91d1\u696d\u6cd5Q&amp;A\uff5c\u91d1\u878d\u5e81<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u53ce300\u4e07\u5186\u306e\u4eba\u3067\u3042\u308c\u3070\u3001\u8cb8\u91d1\u696d\u8005\u5168\u4f53\u304b\u3089\u306e\u501f\u5165\u6b8b\u9ad8\u306f\u6700\u5927<b>100\u4e07\u5186<\/b>\u307e\u3067\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u7dcf\u91cf\u898f\u5236\u306e\u8a08\u7b97\u4f8b<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>\u5e74\u53ce300\u4e07\u5186 \u2192 \u501f\u5165\u4e0a\u9650\u306f<b>100\u4e07\u5186<\/b>\uff08300\u4e07\u5186 \u00f7 3\uff09<\/li>\n\n\n\n<li>\u5e74\u53ce450\u4e07\u5186 \u2192 \u501f\u5165\u4e0a\u9650\u306f<b>150\u4e07\u5186<\/b>\uff08450\u4e07\u5186 \u00f7 3\uff09<\/li>\n\n\n\n<li>\u8907\u6570\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u5229\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u306f<b>\u6b8b\u9ad8\u306e\u5408\u8a08<\/b>\u304c\u57fa\u6e96\u306b\u306a\u308b<\/li>\n\n\n\n<li>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u3060\u304c\u3001\u72ec\u81ea\u57fa\u6e96\u3067\u4ed6\u793e\u501f\u5165\u3092\u5be9\u67fb\u306b\u53cd\u6620<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u5148\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u5be9\u67fb\u6642\u306b\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3092\u901a\u3058\u3066\u4ed6\u793e\u306e\u501f\u5165\u72b6\u6cc1\u3092\u78ba\u8a8d\u3057\u3001\u3053\u306e\u4e0a\u9650\u306b\u62b5\u89e6\u3057\u306a\u3044\u304b\u3092\u8a08\u7b97\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ef6\u6570\u306b\u3064\u3044\u3066\u3082\u8a55\u4fa1\u306b\u5f71\u97ff\u304c\u3042\u308a\u3001\u8907\u6570\u793e\u304b\u3089\u501f\u308a\u3066\u3044\u308b\u3068\u3044\u3046\u4e8b\u5b9f\u81ea\u4f53\u304c\u3001\u8fd4\u6e08\u7ba1\u7406\u80fd\u529b\u306b\u5bfe\u3059\u308b\u61f8\u5ff5\u6750\u6599\u306b\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u8cb8\u91d1\u696d\u6cd5\u4e0a\u306e\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u3067\u3059\u304c\u3001\u9280\u884c\u72ec\u81ea\u306e\u57fa\u6e96\u3067\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u3092\u5be9\u67fb\u306b\u53cd\u6620\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u3060\u304b\u3089\u3068\u3044\u3063\u3066\u3001\u4ed6\u793e\u501f\u5165\u304c\u591a\u3044\u72b6\u614b\u3067\u3082\u5fc5\u305a\u3057\u3082\u5be9\u67fb\u304c\u901a\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ed6\u793e\u501f\u5165\u306e\u6b8b\u9ad8\u304c\u5e74\u53ce\u306e3\u5206\u306e1\u306b\u8fd1\u3044\u72b6\u614b\u3067\u3042\u308c\u3070\u3001\u4e00\u90e8\u3092\u8fd4\u6e08\u3057\u3066\u304b\u3089\u7533\u8fbc\u3080\u624b\u9806\u3092\u53d6\u308a\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 id=\"application-to-contract-flow\" class=\"wp-block-heading\">\u5be9\u67fb\u7533\u8fbc\u304b\u3089\u5951\u7d04\u307e\u3067\u306e\u6d41\u308c\u3068\u5404\u6bb5\u968e\u3067\u304b\u304b\u308b\u6642\u9593<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u7533\u8fbc\u304b\u3089\u5951\u7d04\u307e\u3067\u3001\u624b\u7d9a\u304d\u306f\u5927\u304d\u304f<b>3\u6bb5\u968e<\/b>\u306b\u5206\u304b\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u5165\u529b\u3001\u672c\u4eba\u78ba\u8a8d\u3068\u53ce\u5165\u8a3c\u660e\u306e\u66f8\u985e\u63d0\u51fa\u3001\u305d\u3057\u3066\u5728\u7c4d\u78ba\u8a8d\u3068\u5be9\u67fb\u7d50\u679c\u306e\u901a\u77e5\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u7533\u8fbc\u304b\u3089\u5951\u7d04\u307e\u3067\u306e3\u30b9\u30c6\u30c3\u30d7\u3068\u6240\u8981\u6642\u9593<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#document-submission\">Web\u7533\u8fbc\u5f8c\u306b\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3068\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306e\u63d0\u51fa\u304c\u6c42\u3081\u3089\u308c\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#employment-verification\">\u5728\u7c4d\u78ba\u8a8d\u306f\u8077\u5834\u3078\u306e\u96fb\u8a71\u304c\u57fa\u672c\u3060\u304c\u66f8\u985e\u63d0\u51fa\u3067\u4ee3\u66ff\u3067\u304d\u308b\u5834\u5408\u3082\u3042\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#review-result-timing\">\u5be9\u67fb\u7d50\u679c\u306e\u901a\u77e5\u306f\u6700\u77ed\u5373\u65e5\u3001\u9280\u884c\u7cfb\u306f\u6570\u65e5\u304b\u304b\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u5404\u6bb5\u968e\u3067\u3069\u308c\u304f\u3089\u3044\u306e\u6642\u9593\u304c\u304b\u304b\u308b\u304b\u3092\u4e8b\u524d\u306b\u628a\u63e1\u3057\u3066\u304a\u304f\u3068\u3001\u6025\u3044\u3067\u3044\u308b\u5834\u5408\u3068\u4f59\u88d5\u304c\u3042\u308b\u5834\u5408\u3067\u7533\u8fbc\u5148\u3092\u9078\u3073\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">\u6d88\u8cbb\u8005\u91d1\u878d\u7cfb<\/span><\/b>\u306f\u6700\u77ed\u5373\u65e5\u3067\u878d\u8cc7\u307e\u3067\u5b8c\u4e86\u3059\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u4e00\u65b9\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u9280\u884c\u7cfb<\/span><\/b>\u306f\u5be9\u67fb\u306b\u6570\u65e5\u304b\u30891\u9031\u9593\u7a0b\u5ea6\u304b\u304b\u308b\u3053\u3068\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u624b\u7d9a\u304d\u306e\u6d41\u308c\u3092\u9806\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"document-submission\" class=\"wp-block-heading\">Web\u7533\u8fbc\u5f8c\u306b\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3068\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306e\u63d0\u51fa\u304c\u6c42\u3081\u3089\u308c\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Web\u7533\u8fbc\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u5165\u529b\u304c\u5b8c\u4e86\u3057\u305f\u5f8c\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u7533\u8fbc\u5185\u5bb9\u3092\u88cf\u4ed8\u3051\u308b\u305f\u3081\u306e\u66f8\u985e\u63d0\u51fa\u3092\u6c42\u3081\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3068\u3057\u3066\u63d0\u51fa\u304c\u6c42\u3081\u3089\u308c\u308b\u4e3b\u306a\u66f8\u985e\u306f\u3001\u904b\u8ee2\u514d\u8a31\u8a3c\u30fb\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\u30fb\u30d1\u30b9\u30dd\u30fc\u30c8\u306e\u3044\u305a\u308c\u304b\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306b\u3064\u3044\u3066\u306f\u3001\u7533\u8fbc\u91d1\u984d\u304c<b>50\u4e07\u5186<\/b>\u3092\u8d85\u3048\u308b\u5834\u5408\u3001\u307e\u305f\u306f\u4ed6\u793e\u501f\u5165\u3068\u306e\u5408\u8a08\u304c<b>100\u4e07\u5186<\/b>\u3092\u8d85\u3048\u308b\u5834\u5408\u306b\u63d0\u51fa\u304c\u7fa9\u52d9\u3065\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u500b\u4eba\u304c\u501f\u5165\u308c\u3092\u3057\u3088\u3046\u3068\u3059\u308b\u5834\u5408\u306b\u304a\u3044\u3066\u3001\u2460\u3042\u308b\u8cb8\u91d1\u696d\u8005\u304b\u308950\u4e07\u5186\u3092\u8d85\u3048\u3066\u501f\u5165\u308c\u308b\u5834\u5408\u3001\u2461\u4ed6\u306e\u8cb8\u91d1\u696d\u8005\u304b\u3089\u501f\u5165\u308c\u3066\u3044\u308b\u5206\u3082\u5408\u308f\u305b\u3066\u5408\u8a08100\u4e07\u5186\u3092\u8d85\u3048\u3066\u501f\u5165\u308c\u308b\u5834\u5408\u3001\u306e\u3069\u3061\u3089\u304b\u306b\u5f53\u3066\u306f\u307e\u308b\u3068\u3001\u300c\u53ce\u5165\u3092\u8a3c\u660e\u3059\u308b\u66f8\u985e\u300d\u306e\u63d0\u51fa\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/proof.php\" target=\"_blank\" rel=\" noopener\">\u5e74\u53ce\u3092\u8a3c\u660e\u3059\u308b\u66f8\u985e\u3068\u306f\u3010\u8cb8\u91d1\u696d\u754c\u306e\u72b6\u6cc1\u3011 | \u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u6cd5\u7b2c13\u6761\u306e2\u306b\u3088\u308a\u3001\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u306f\u539f\u5247\u7981\u6b62\u3055\u308c\u3066\u304a\u308a\u3001\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306e\u63d0\u51fa\u306f\u3053\u306e\u7dcf\u91cf\u898f\u5236\u306e\u78ba\u8a8d\u306b\u5fc5\u8981\u306a\u624b\u7d9a\u304d\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u63d0\u51fa\u66f8\u985e\u306e\u7a2e\u985e\u3068\u63d0\u51fa\u6761\u4ef6<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u672c\u4eba\u78ba\u8a8d\u66f8\u985e<\/b>\uff1a\u904b\u8ee2\u514d\u8a31\u8a3c\u30fb\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\u30fb\u30d1\u30b9\u30dd\u30fc\u30c8\u306e\u3044\u305a\u308c\u304b<\/li>\n\n\n\n<li><b>\u53ce\u5165\u8a3c\u660e\u66f8\u985e\uff08\u63d0\u51fa\u7fa9\u52d9\u3042\u308a\uff09<\/b>\uff1a\u7533\u8fbc\u984d\u304c50\u4e07\u5186\u8d85\u3001\u307e\u305f\u306f\u4ed6\u793e\u501f\u5165\u3068\u306e\u5408\u8a08\u304c100\u4e07\u5186\u8d85\u306e\u5834\u5408<\/li>\n\n\n\n<li><b>\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306e\u7a2e\u985e<\/b>\uff1a\u6e90\u6cc9\u5fb4\u53ce\u7968\u30fb\u7d66\u4e0e\u660e\u7d30\uff08\u76f4\u8fd12\u301c3\u304b\u6708\u5206\uff09\u30fb\u78ba\u5b9a\u7533\u544a\u66f8<\/li>\n\n\n\n<li><b>\u63d0\u51fa\u65b9\u6cd5<\/b>\uff1a\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3067\u306e\u64ae\u5f71\u30a2\u30c3\u30d7\u30ed\u30fc\u30c9\u304c\u4e3b\u6d41\uff08\u90f5\u9001\u5bfe\u5fdc\u306f\u6e1b\u5c11\u50be\u5411\uff09<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u3068\u3057\u3066\u4e00\u822c\u7684\u306b\u8a8d\u3081\u3089\u308c\u308b\u306e\u306f\u3001\u6e90\u6cc9\u5fb4\u53ce\u7968\u30fb\u7d66\u4e0e\u660e\u7d30\u66f8\u30fb\u78ba\u5b9a\u7533\u544a\u66f8\u306a\u3069\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1a\u793e\u54e1\u3067\u3042\u308c\u3070<b><span class=\"swl-marker mark_yellow\">\u76f4\u8fd1\u306e\u7d66\u4e0e\u660e\u7d302\u301c3\u304b\u6708\u5206<\/span><\/b>\u3092\u7528\u610f\u3057\u3066\u304a\u304f\u3068\u3001\u63d0\u51fa\u3092\u6c42\u3081\u3089\u308c\u305f\u969b\u306b\u30b9\u30e0\u30fc\u30ba\u306b\u5bfe\u5fdc\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u66f8\u985e\u306e\u63d0\u51fa\u65b9\u6cd5\u306f\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3067\u306e\u64ae\u5f71\u30a2\u30c3\u30d7\u30ed\u30fc\u30c9\u304c\u4e3b\u6d41\u306b\u306a\u3063\u3066\u304a\u308a\u3001\u90f5\u9001\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u91d1\u878d\u6a5f\u95a2\u306f\u5c11\u306a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u63d0\u51fa\u66f8\u985e\u306b\u4e0d\u5099\u304c\u3042\u308b\u3068\u5be9\u67fb\u304c\u6b62\u307e\u308b\u305f\u3081\u3001<b>\u6c0f\u540d\u30fb\u4f4f\u6240\u30fb\u767a\u884c\u65e5<\/b>\u306e3\u70b9\u304c\u9bae\u660e\u306b\u5199\u3063\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u9001\u4ed8\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 id=\"employment-verification\" class=\"wp-block-heading\">\u5728\u7c4d\u78ba\u8a8d\u306f\u8077\u5834\u3078\u306e\u96fb\u8a71\u304c\u57fa\u672c\u3060\u304c\u66f8\u985e\u63d0\u51fa\u3067\u4ee3\u66ff\u3067\u304d\u308b\u5834\u5408\u3082\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u3068\u306f\u3001\u7533\u8fbc\u8005\u304c\u7533\u544a\u3057\u305f\u52e4\u52d9\u5148\u306b\u5b9f\u969b\u306b\u5728\u7c4d\u3057\u3066\u3044\u308b\u304b\u3092\u91d1\u878d\u6a5f\u95a2\u304c\u78ba\u8a8d\u3059\u308b\u624b\u7d9a\u304d\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u5247\u3068\u3057\u3066\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u62c5\u5f53\u8005\u304b\u3089\u52e4\u52d9\u5148\u306b\u96fb\u8a71\u3092\u304b\u3051\u308b\u65b9\u6cd5\u3067\u884c\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u96fb\u8a71\u306f\u500b\u4eba\u540d\u3067\u5165\u308a\u3001\u793e\u540d\u3084\u7528\u4ef6\u3092\u544a\u3052\u306a\u3044\u3088\u3046\u914d\u616e\u3057\u3066\u3044\u308b\u91d1\u878d\u6a5f\u95a2\u304c\u591a\u3044\u3082\u306e\u306e\u3001\u8077\u5834\u3078\u306e\u9023\u7d61\u81ea\u4f53\u3092\u907f\u3051\u305f\u3044\u65b9\u306b\u3068\u3063\u3066\u306f\u4e0d\u5b89\u8981\u7d20\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u66f8\u985e\u63d0\u51fa\u306b\u3088\u308b\u4ee3\u66ff\u624b\u6bb5\u3092\u8a2d\u3051\u3066\u3044\u308b\u91d1\u878d\u6a5f\u95a2\u3082\u3042\u308a\u3001\u5065\u5eb7\u4fdd\u967a\u8a3c\u30fb\u7d66\u4e0e\u660e\u7d30\u30fb\u793e\u54e1\u8a3c\u306a\u3069\u3092\u63d0\u51fa\u3059\u308b\u3053\u3068\u3067<b><span class=\"swl-marker mark_yellow\">\u96fb\u8a71\u9023\u7d61\u3092\u7701\u7565\u3067\u304d\u308b<\/span><\/b>\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u5728\u7c4d\u78ba\u8a8d\u306e\u65b9\u6cd5\u3068\u4ee3\u66ff\u624b\u6bb5<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u539f\u5247\uff1a\u91d1\u878d\u6a5f\u95a2\u306e\u62c5\u5f53\u8005\u304b\u3089\u52e4\u52d9\u5148\u3078\u96fb\u8a71\uff08\u500b\u4eba\u540d\u3067\u5165\u308a\u3001\u793e\u540d\u30fb\u7528\u4ef6\u306f\u975e\u901a\u77e5\u304c\u591a\u3044\uff09<\/li>\n\n\n\n<li>\u4ee3\u66ff\u624b\u6bb5\uff1a\u5065\u5eb7\u4fdd\u967a\u8a3c\u30fb\u7d66\u4e0e\u660e\u7d30\u30fb\u793e\u54e1\u8a3c\u306a\u3069\u306e\u66f8\u985e\u63d0\u51fa\u3067\u96fb\u8a71\u3092\u7701\u7565\u3067\u304d\u308b\u696d\u8005\u3042\u308a<\/li>\n\n\n\n<li>\u81ea\u55b6\u696d\u30fb\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\uff1a\u78ba\u5b9a\u7533\u544a\u66f8\u3084\u958b\u696d\u5c4a\u304c\u5728\u7c4d\u78ba\u8a8d\u306e\u4ee3\u308f\u308a\u306b\u306a\u308b\u3053\u3068\u304c\u591a\u3044<\/li>\n\n\n\n<li>\u4e8b\u524d\u78ba\u8a8d\uff1a\u66f8\u985e\u4ee3\u66ff\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u304b\u306f\u7533\u8fbc\u524d\u306b\u516c\u5f0f\u30b5\u30a4\u30c8\u3084\u96fb\u8a71\u3067\u78ba\u8a8d\u304c\u78ba\u5b9f<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u30a2\u30b3\u30e0\u3084\u30d7\u30ed\u30df\u30b9\u306a\u3069\u4e00\u90e8\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u3001\u66f8\u985e\u63d0\u51fa\u306b\u3088\u308b\u5728\u7c4d\u78ba\u8a8d\u306e\u4ee3\u66ff\u306b\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u3001\u8077\u5834\u3078\u306e\u96fb\u8a71\u9023\u7d61\u304c\u539f\u5247\u4e0d\u8981\u306a\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u66f8\u985e\u4ee3\u66ff\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u306f\u91d1\u878d\u6a5f\u95a2\u3054\u3068\u306b\u7570\u306a\u308b\u305f\u3081\u3001\u7533\u8fbc\u524d\u306b\u516c\u5f0f\u30b5\u30a4\u30c8\u3084\u96fb\u8a71\u3067\u78ba\u8a8d\u3057\u3066\u304a\u304f\u3068\u78ba\u5b9f\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u55b6\u696d\u30fb\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u5834\u5408\u306f\u78ba\u5b9a\u7533\u544a\u66f8\u3084\u958b\u696d\u5c4a\u304c\u5728\u7c4d\u78ba\u8a8d\u306e\u4ee3\u308f\u308a\u306b\u306a\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u4f1a\u793e\u54e1\u3068\u306f\u63d0\u51fa\u66f8\u985e\u306e\u7a2e\u985e\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u306e\u65b9\u6cd5\u3092\u4e8b\u524d\u306b\u8abf\u3079\u305f\u3046\u3048\u3067\u7533\u8fbc\u5148\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"review-result-timing\" class=\"wp-block-heading\">\u5be9\u67fb\u7d50\u679c\u306e\u901a\u77e5\u306f\u6700\u77ed\u5373\u65e5\u3001\u9280\u884c\u7cfb\u306f\u6570\u65e5\u304b\u304b\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u7d50\u679c\u306e\u901a\u77e5\u306b\u304b\u304b\u308b\u6642\u9593\u306f\u3001\u7533\u8fbc\u5148\u306e\u91d1\u878d\u6a5f\u95a2\u306e\u7a2e\u5225\u306b\u3088\u3063\u3066\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u7cfb\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u6700\u77ed\u6570\u5341\u5206\u304b\u3089\u6570\u6642\u9593\u3067\u5be9\u67fb\u7d50\u679c<\/span><\/b>\u304c\u51fa\u308b\u3082\u306e\u304c\u591a\u304f\u3001\u5373\u65e5\u878d\u8cc7\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u30b5\u30fc\u30d3\u30b9\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65b9\u3001\u9280\u884c\u7cfb\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5be9\u67fb\u306b\u6570\u65e5\u304b\u30891\u9031\u9593\u7a0b\u5ea6\u304b\u304b\u308b\u3053\u3068\u304c\u4e00\u822c\u7684\u3067\u3001\u6025\u304e\u306e\u8cc7\u91d1\u8abf\u9054\u306b\u306f\u5411\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n<div class=\"c-scrollHint\"><span>\u30b9\u30af\u30ed\u30fc\u30eb\u3067\u304d\u307e\u3059 <i class=\"icon-more_arrow\"><\/i><\/span><\/div>\n<figure data-table-scrollable=\"both\" data-cell1-fixed=\"both\" class=\"wp-block-table min_width20_ is-all-centered\"><table style=\"--table-width:700px;--swl-cell1-width:140px;font-size:13px;\"><thead><tr><th>\u7a2e\u5225<\/th><th>\u5be9\u67fb\u6240\u8981\u6642\u9593<\/th><th>\u5373\u65e5\u878d\u8cc7<\/th><\/tr><\/thead><tbody><tr><th>\u6d88\u8cbb\u8005\u91d1\u878d<\/th><td>\u6700\u77ed30\u5206\u301c\u6570\u6642\u9593<\/td><td>\u5bfe\u5fdc\u3042\u308a<br>\uff08\u5348\u524d\u4e2d\u7533\u8fbc\u304c\u76ee\u5b89\uff09<\/td><\/tr><tr><th>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3<\/th><td>\u6570\u65e5\u301c1\u9031\u9593\u7a0b\u5ea6<\/td><td>\u539f\u5247\u5bfe\u5fdc\u306a\u3057<\/td><\/tr><tr><th>\u4fe1\u8ca9\u7cfb<\/th><td>\u6570\u6642\u9593\u301c\u7fcc\u65e5\u7a0b\u5ea6<\/td><td>\u4e00\u90e8\u5bfe\u5fdc\u3042\u308a<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u901a\u904e\u5f8c\u306f\u5951\u7d04\u624b\u7d9a\u304d\u306b\u9032\u307f\u3001\u30ab\u30fc\u30c9\u306e\u53d7\u3051\u53d6\u308a\u65b9\u6cd5\u306b\u3088\u3063\u3066\u878d\u8cc7\u30bf\u30a4\u30df\u30f3\u30b0\u304c\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e97\u982d\u53d7\u3051\u53d6\u308a\u3067\u3042\u308c\u3070\u5be9\u67fb\u901a\u904e\u5f53\u65e5\u306b\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u90f5\u9001\u306e\u5834\u5408\u306f\u30ab\u30fc\u30c9\u5230\u7740\u307e\u3067\u6570\u65e5\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u300c\u5be9\u67fb\u306a\u3057\u300d\u300c\u5fc5\u305a\u501f\u308a\u3089\u308c\u308b\u300d\u3092\u8b33\u3046\u696d\u8005\u306f\u8cb8\u91d1\u696d\u6cd5\u306b\u9055\u53cd\u3057\u3066\u304a\u308a\u3001\u95c7\u91d1\u696d\u8005\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3059\u3002\u5be9\u67fb\u7d50\u679c\u3092\u6025\u3050\u3042\u307e\u308a\u3053\u3046\u3057\u305f\u696d\u8005\u3092\u5229\u7528\u3057\u306a\u3044\u3088\u3046\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5373\u65e5\u878d\u8cc7\u3092\u5e0c\u671b\u3059\u308b\u5834\u5408\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u7533\u8fbc\u304b\u3089\u66f8\u985e\u63d0\u51fa\u307e\u3067\u3092\u5348\u524d\u4e2d\u306b\u5b8c\u4e86<\/span><\/b>\u3055\u305b\u308b\u3053\u3068\u304c\u3001\u5f53\u65e5\u4e2d\u306b\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3046\u3048\u3067\u306e\u76ee\u5b89\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u6a5f\u95a2\u3054\u3068\u306e\u5be9\u67fb\u30b9\u30d4\u30fc\u30c9\u3068\u878d\u8cc7\u65b9\u6cd5\u3092\u4e8b\u524d\u306b\u6bd4\u8f03\u3057\u305f\u3046\u3048\u3067\u7533\u8fbc\u5148\u3092\u9078\u3093\u3067\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 id=\"loan-type-screening\" class=\"wp-block-heading\">\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u9280\u884c\u30fb\u4fe1\u8ca9\u7cfb\u3067\u5be9\u67fb\u96e3\u6613\u5ea6\u3068\u57fa\u6e96\u304c\u7570\u306a\u308b<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5927\u304d\u304f<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u9280\u884c\u30fb\u4fe1\u8ca9\u7cfb<\/span><\/b>\u306e3\u7a2e\u985e\u306b\u5206\u985e\u3055\u308c\u3001\u305d\u308c\u305e\u308c\u5be9\u67fb\u306e\u96e3\u6613\u5ea6\u3068\u57fa\u6e96\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u540c\u3058\u300c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u300d\u3068\u3044\u3046\u540d\u79f0\u3067\u3082\u3001\u5be9\u67fb\u3092\u884c\u3046\u4e3b\u4f53\u304c\u9055\u3048\u3070\u3001\u91cd\u8996\u3059\u308b\u9805\u76ee\u3084\u7d50\u679c\u304c\u51fa\u308b\u307e\u3067\u306e\u6642\u9593\u3082\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>3\u7a2e\u985e\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u7279\u6027\u3068\u5411\u3044\u3066\u3044\u308b\u4eba<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#consumer-finance-features\">\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u72ec\u81ea\u5be9\u67fb\u3067\u5373\u65e5\u5bfe\u5fdc\u304c\u5f37\u307f\u3060\u304c\u91d1\u5229\u306f\u9ad8\u3081\u306b\u306a\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#bank-loan-features\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5be9\u67fb\u304c\u53b3\u3057\u3044\u5206\u3001\u4f4e\u91d1\u5229\u3067\u501f\u5165\u4e0a\u9650\u984d\u304c\u5927\u304d\u3044<\/a><\/li>\n\n\n\n<li><a href=\"#credit-company-history\">\u4fe1\u8ca9\u7cfb\u306f\u65e2\u5b58\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u5229\u7528\u5c65\u6b74\u304c\u5be9\u67fb\u306b\u5f71\u97ff\u3059\u308b<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u72ec\u81ea\u306e\u5be9\u67fb\u30b7\u30b9\u30c6\u30e0\u3067\u5373\u65e5\u5bfe\u5fdc\u3092\u5f37\u307f\u3068\u3057\u3001\u9280\u884c\u306f\u4fe1\u7528\u60c5\u5831\u3092\u53b3\u5bc6\u306b\u7167\u5408\u3057\u305f\u3046\u3048\u3067\u4f4e\u91d1\u5229\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u8ca9\u7cfb\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u5b9f\u7e3e\u3092\u5be9\u67fb\u306e\u6750\u6599\u306b\u52a0\u3048\u308b\u70b9\u304c\u7279\u5fb4\u3067\u3001\u3059\u3067\u306b\u305d\u306e\u30ab\u30fc\u30c9\u4f1a\u793e\u3068\u53d6\u5f15\u304c\u3042\u308b\u4eba\u306b\u3068\u3063\u3066\u306f\u6709\u5229\u306b\u50cd\u304f\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u306e\u72b6\u6cc1\u306b\u5408\u3063\u305f\u7a2e\u5225\u3092\u9078\u3076\u3053\u3068\u304c\u3001<b><span class=\"swl-marker mark_yellow\">\u7121\u99c4\u306a\u5be9\u67fb\u843d\u3061\u3092\u9632\u3050\u73fe\u5b9f\u7684\u306a\u624b\u9806<\/span><\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<h3 id=\"consumer-finance-features\" class=\"wp-block-heading\">\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u72ec\u81ea\u5be9\u67fb\u3067\u5373\u65e5\u5bfe\u5fdc\u304c\u5f37\u307f\u3060\u304c\u91d1\u5229\u306f\u9ad8\u3081\u306b\u306a\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u6700\u5927\u306e\u7279\u5fb4\u306f\u3001\u72ec\u81ea\u306e\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u30b7\u30b9\u30c6\u30e0\u306b\u3088\u308b\u5be9\u67fb\u3067\u3001<b>\u7533\u8fbc\u5f53\u65e5\u4e2d\u306b\u7d50\u679c\u304c\u51fa\u308b<\/b>\u30b9\u30d4\u30fc\u30c9\u611f\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9280\u884c\u3068\u306f\u7570\u306a\u308b\u5be9\u67fb\u57fa\u6e96\u3092\u63a1\u7528\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u5373\u65e5\u878d\u8cc7\u306b\u5bfe\u5fdc\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u96c7\u7528\u5f62\u614b\u306b\u3064\u3044\u3066\u3082\u3001\u6b63\u793e\u54e1\u306b\u9650\u3089\u305a\u30d1\u30fc\u30c8\u3084\u30a2\u30eb\u30d0\u30a4\u30c8\u3067\u3082\u7533\u8fbc\u3067\u304d\u308b\u4f1a\u793e\u304c\u591a\u304f\u3001<b><span class=\"swl-marker mark_yellow\">\u53ce\u5165\u306e\u5b89\u5b9a\u6027\u3092\u67d4\u8edf\u306b\u8a55\u4fa1\u3059\u308b<\/span><\/b>\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u6d88\u8cbb\u8005\u91d1\u878d\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u7279\u5fb4\u307e\u3068\u3081<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u5be9\u67fb\u30b9\u30d4\u30fc\u30c9<\/b>\uff1a\u6700\u77ed\u5373\u65e5\uff08\u72ec\u81ea\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u30b7\u30b9\u30c6\u30e0\u3092\u6d3b\u7528\uff09<\/li>\n\n\n\n<li><b>\u96c7\u7528\u5f62\u614b<\/b>\uff1a\u30d1\u30fc\u30c8\u30fb\u30a2\u30eb\u30d0\u30a4\u30c8\u3067\u3082\u7533\u8fbc\u53ef\u80fd\u306a\u4f1a\u793e\u304c\u591a\u3044<\/li>\n\n\n\n<li><b>\u91d1\u5229<\/b>\uff1a\u5e7415\u301c18%\u7a0b\u5ea6\uff08\u9280\u884c\u3088\u308a\u9ad8\u3081\uff09<\/li>\n\n\n\n<li><b>\u7dcf\u91cf\u898f\u5236<\/b>\uff1a\u8cb8\u91d1\u696d\u6cd5\u306e\u5bfe\u8c61\u3002\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u501f\u5165\u306f\u4e0d\u53ef<\/li>\n\n\n\n<li><b>\u5411\u3044\u3066\u3044\u308b\u4eba<\/b>\uff1a\u6025\u304e\u306e\u8cc7\u91d1\u8abf\u9054\u304c\u5fc5\u8981\u306a\u65b9\u3001\u9280\u884c\u5be9\u67fb\u306b\u4e0d\u5b89\u304c\u3042\u308b\u65b9<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65b9\u3067\u3001\u91d1\u5229\u306f<b>\u5e7415\u301c18%\u7a0b\u5ea6<\/b>\u306b\u8a2d\u5b9a\u3055\u308c\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3068\u6bd4\u3079\u308b\u3068\u501f\u5165\u30b3\u30b9\u30c8\u306f\u9ad8\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u8cb8\u91d1\u696d\u6cd5\u306e\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u3068\u306a\u308b\u305f\u3081\u3001\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u501f\u5165\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u8907\u6570\u793e\u304b\u3089\u306e\u501f\u5165\u6b8b\u9ad8\u304c\u5e74\u53ce\u306e3\u5206\u306e1\u306b\u8fd1\u3044\u5834\u5408\u306f\u3001\u5be9\u67fb\u304c\u901a\u3089\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6025\u304e\u306e\u8cc7\u91d1\u8abf\u9054\u304c\u5fc5\u8981\u306a\u5834\u5408\u3084\u3001\u9280\u884c\u5be9\u67fb\u306b\u4e0d\u5b89\u304c\u3042\u308b\u5834\u5408\u306f\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u9078\u629e\u80a2\u306b\u5165\u308c\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u91d1\u5229\u8ca0\u62c5\u3092\u6291\u3048\u308b\u305f\u3081\u306b\u3001\u501f\u5165\u984d\u3068\u8fd4\u6e08\u671f\u9593\u306f\u3042\u3089\u304b\u3058\u3081\u8a08\u753b\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"bank-loan-features\" class=\"wp-block-heading\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5be9\u67fb\u304c\u53b3\u3057\u3044\u5206\u3001\u4f4e\u91d1\u5229\u3067\u501f\u5165\u4e0a\u9650\u984d\u304c\u5927\u304d\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u306f<b>\u5e742\u301c14%\u7a0b\u5ea6<\/b>\u3067\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u6bd4\u3079\u308b\u3068\u501f\u5165\u30b3\u30b9\u30c8\u3092\u5927\u304d\u304f\u6291\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u501f\u5165\u4e0a\u9650\u984d\u3082<b>500\u4e07\u5186\u301c1,000\u4e07\u5186\u7a0b\u5ea6<\/b>\u306b\u8a2d\u5b9a\u3057\u3066\u3044\u308b\u9280\u884c\u304c\u591a\u304f\u3001\u307e\u3068\u307e\u3063\u305f\u8cc7\u91d1\u304c\u5fc5\u8981\u306a\u5834\u9762\u3067\u3082\u5bfe\u5fdc\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u5be9\u67fb\u3067\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e\u7167\u4f1a\u306b\u52a0\u3048\u3001\u7d66\u4e0e\u660e\u7d30\u3084\u6e90\u6cc9\u5fb4\u53ce\u7968\u306a\u3069\u306e\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306e\u63d0\u51fa\u3092\u6c42\u3081\u3089\u308c\u308b\u3053\u3068\u304c\u591a\u304f\u3001<b><span class=\"swl-marker mark_yellow\">\u5be9\u67fb\u5b8c\u4e86\u307e\u3067\u6570\u65e5\u304b\u304b\u308b<\/span><\/b>\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u7279\u5fb4\u307e\u3068\u3081<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u91d1\u5229<\/b>\uff1a\u5e742\u301c14%\u7a0b\u5ea6\uff08\u6d88\u8cbb\u8005\u91d1\u878d\u3088\u308a\u5927\u5e45\u306b\u4f4e\u3044\uff09<\/li>\n\n\n\n<li><b>\u501f\u5165\u4e0a\u9650\u984d<\/b>\uff1a500\u4e07\u5186\u301c1,000\u4e07\u5186\u7a0b\u5ea6<\/li>\n\n\n\n<li><b>\u5be9\u67fb\u671f\u9593<\/b>\uff1a\u6570\u65e5\u301c1\u9031\u9593\u7a0b\u5ea6\uff08\u4fe1\u7528\u60c5\u5831\u306e\u7167\u5408\u306b\u6642\u9593\u3092\u304b\u3051\u308b\uff09<\/li>\n\n\n\n<li><b>\u7dcf\u91cf\u898f\u5236<\/b>\uff1a\u5bfe\u8c61\u5916\u3060\u304c\u72ec\u81ea\u57fa\u6e96\u3067\u4ed6\u793e\u501f\u5165\u3092\u5be9\u67fb\u306b\u53cd\u6620<\/li>\n\n\n\n<li><b>\u5411\u3044\u3066\u3044\u308b\u4eba<\/b>\uff1a\u6025\u304c\u305a\u4f4e\u30b3\u30b9\u30c8\u3067\u501f\u308a\u305f\u3044\u65b9\u3001\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u306a\u3044\u65b9<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u8cb8\u91d1\u696d\u6cd5\u306e\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u3067\u3059\u304c\u3001\u5404\u9280\u884c\u304c\u72ec\u81ea\u306b\u5e74\u53ce\u306e\u57fa\u6e96\u3092\u8a2d\u3051\u3066\u3044\u308b\u305f\u3081\u3001\u4ed6\u793e\u501f\u5165\u304c\u591a\u3044\u5834\u5408\u306f\u5be9\u67fb\u843d\u3061\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u306b\u5ef6\u6ede\u3084\u50b5\u52d9\u6574\u7406\u306e\u8a18\u9332\u304c\u3042\u308b\u5834\u5408\u3001\u9280\u884c\u306f\u5be9\u67fb\u3092\u901a\u904e\u3055\u305b\u306a\u3044\u30b1\u30fc\u30b9\u304c\u5927\u534a\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u904e\u53bb\u306b\u91d1\u878d\u4e8b\u6545\u304c\u3042\u308b\u5834\u5408\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u4fe1\u7528\u60c5\u5831\u306e\u4fdd\u6709\u671f\u9593<\/span><\/b>\u304c\u7d4c\u904e\u3057\u305f\u3053\u3068\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u7533\u8fbc\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6025\u304c\u305a\u4f4e\u30b3\u30b9\u30c8\u3067\u501f\u308a\u305f\u3044\u5834\u5408\u306b\u3001\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u6709\u529b\u306a\u9078\u629e\u80a2\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"credit-company-history\" class=\"wp-block-heading\">\u4fe1\u8ca9\u7cfb\u306f\u65e2\u5b58\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u5229\u7528\u5c65\u6b74\u304c\u5be9\u67fb\u306b\u5f71\u97ff\u3059\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u8ca9\u7cfb\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3068\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u304c\u63d0\u4f9b\u3059\u308b\u30ed\u30fc\u30f3\u5546\u54c1\u3067\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u30bb\u30be\u30f3\u30fb\u30aa\u30ea\u30b3\u30fb\u30b8\u30e3\u30c3\u30af\u30b9<\/span><\/b>\u306a\u3069\u304c\u4ee3\u8868\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306e\u5927\u304d\u306a\u7279\u5fb4\u306f\u3001\u3059\u3067\u306b\u305d\u306e\u30ab\u30fc\u30c9\u4f1a\u793e\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u4fdd\u6709\u30fb\u5229\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u305d\u306e<b>\u652f\u6255\u3044\u5c65\u6b74\u304c\u5be9\u67fb\u6750\u6599\u306b\u52a0\u308f\u308b<\/b>\u70b9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u652f\u6255\u3044\u3092\u9577\u671f\u306b\u308f\u305f\u3063\u3066\u9045\u5ef6\u306a\u304f\u7d9a\u3051\u3066\u304d\u305f\u5b9f\u7e3e\u304c\u3042\u308c\u3070\u3001\u65b0\u898f\u306e\u4fe1\u7528\u60c5\u5831\u7167\u4f1a\u3060\u3051\u3067\u5224\u65ad\u3055\u308c\u308b\u5834\u5408\u3068\u6bd4\u3079\u3066\u3001<b><span class=\"swl-marker mark_yellow\">\u5be9\u67fb\u3067\u6709\u5229\u306b\u306a\u308b<\/span><\/b>\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u4fe1\u8ca9\u7cfb\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u7279\u5fb4\u307e\u3068\u3081<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u4ee3\u8868\u7684\u306a\u4f1a\u793e<\/b>\uff1a\u30bb\u30be\u30f3\u30fb\u30aa\u30ea\u30b3\u30fb\u30b8\u30e3\u30c3\u30af\u30b9\u306a\u3069<\/li>\n\n\n\n<li><b>\u5be9\u67fb\u306e\u7279\u5fb4<\/b>\uff1a\u65e2\u5b58\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u652f\u6255\u3044\u5c65\u6b74\u304c\u5be9\u67fb\u6750\u6599\u306b\u52a0\u308f\u308b<\/li>\n\n\n\n<li><b>\u91d1\u5229<\/b>\uff1a\u5e7410\u301c18%\u7a0b\u5ea6\uff08\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u306e\u4e2d\u9593\uff09<\/li>\n\n\n\n<li><b>\u5411\u3044\u3066\u3044\u308b\u4eba<\/b>\uff1a\u305d\u306e\u30ab\u30fc\u30c9\u4f1a\u793e\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u9577\u671f\u5229\u7528\u3057\u3066\u3044\u308b\u65b9<\/li>\n\n\n\n<li><b>\u6ce8\u610f\u70b9<\/b>\uff1a\u53d6\u5f15\u304c\u306a\u3044\u5834\u5408\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306e\u60c5\u5831\u306e\u307f\u3067\u5be9\u67fb\u3055\u308c\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u5229\u306f\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u306e\u4e2d\u9593\u306b\u4f4d\u7f6e\u3059\u308b\u3053\u3068\u304c\u591a\u304f\u3001<b>\u5e7410\u301c18%\u7a0b\u5ea6<\/b>\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u65e2\u5b58\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u4e00\u4f53\u578b\u306b\u306a\u3063\u3066\u3044\u308b\u5546\u54c1\u3067\u306f\u3001\u30ab\u30fc\u30c91\u679a\u3067\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u3068\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u306e\u4e21\u65b9\u3092\u7ba1\u7406\u3067\u304d\u308b\u305f\u3081\u3001\u5229\u7528\u660e\u7d30\u306e\u78ba\u8a8d\u3084\u8fd4\u6e08\u306e\u624b\u7d9a\u304d\u304c\u307e\u3068\u3081\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65b9\u3067\u3001\u305d\u306e\u30ab\u30fc\u30c9\u4f1a\u793e\u3068\u306e\u53d6\u5f15\u304c\u306a\u3044\u5834\u5408\u306f\u3001\u4ed6\u793e\u3068\u540c\u69d8\u306b\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306e\u60c5\u5831\u3092\u3082\u3068\u306b\u3057\u305f\u5be9\u67fb\u304c\u884c\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u8ca9\u7cfb\u3092\u691c\u8a0e\u3059\u308b\u969b\u306f\u3001\u3059\u3067\u306b\u4fdd\u6709\u3057\u3066\u3044\u308b\u30ab\u30fc\u30c9\u4f1a\u793e\u306e\u30ed\u30fc\u30f3\u5546\u54c1\u304b\u3089\u5148\u306b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 id=\"pre-application-tips\" class=\"wp-block-heading\">\u5be9\u67fb\u901a\u904e\u7387\u3092\u4e0a\u3052\u308b\u305f\u3081\u306b\u7533\u8fbc\u524d\u306b\u3067\u304d\u308b\u3053\u3068<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306e\u6e96\u5099\u304c\u3001\u5be9\u67fb\u7d50\u679c\u3092\u5de6\u53f3\u3059\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u6a5f\u95a2\u306e\u5be9\u67fb\u306f\u7533\u8fbc\u5f8c\u306b\u59cb\u307e\u308a\u307e\u3059\u304c\u3001\u7533\u8fbc\u524d\u306e\u884c\u52d5\u304c<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u4fe1\u7528\u60c5\u5831<\/span><\/b>\u3084\u501f\u5165\u6b8b\u9ad8\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u3044\u308b\u305f\u3081\u3001\u6e96\u5099\u6bb5\u968e\u304b\u3089\u5be9\u67fb\u3092\u610f\u8b58\u3057\u305f\u884c\u52d5\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u7533\u8fbc\u524d\u306b\u78ba\u8a8d\u3059\u3079\u304d4\u3064\u306e\u5be9\u67fb\u843d\u3061\u8981\u56e0\u3068\u5bfe\u7b56<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#multiple-applications-risk\">\u4ed6\u793e\u3078\u306e\u8907\u6570\u540c\u6642\u7533\u8fbc\u306f\u4fe1\u7528\u60c5\u5831\u306b\u8a18\u9332\u3055\u308c\u30b9\u30b3\u30a2\u3092\u4e0b\u3052\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#delinquency-waiting-period\">\u5ef6\u6ede\u30fb\u6ede\u7d0d\u304c\u3042\u308b\u5834\u5408\u306f\u5b8c\u6e08\u304b\u3089\u4e00\u5b9a\u671f\u9593\u3092\u7a7a\u3051\u3066\u304b\u3089\u7533\u3057\u8fbc\u3080<\/a><\/li>\n\n\n\n<li><a href=\"#total-volume-regulation\">\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u501f\u5165\u6b8b\u9ad8\u306f\u7dcf\u91cf\u898f\u5236\u3067\u5426\u6c7a\u306e\u539f\u56e0\u306b\u306a\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#application-accuracy\">\u7533\u8fbc\u60c5\u5831\u306e\u8a18\u5165\u30df\u30b9\u3084\u865a\u507d\u7533\u544a\u306f\u5be9\u67fb\u843d\u3061\u306e\u76f4\u63a5\u7684\u306a\u539f\u56e0\u306b\u306a\u308b<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u3001\u8907\u6570\u793e\u3078\u306e\u540c\u6642\u7533\u8fbc\u30fb\u5ef6\u6ede\u6b74\u306e\u3042\u308b\u72b6\u614b\u3067\u306e\u7533\u8fbc\u30fb\u7dcf\u91cf\u898f\u5236\u306b\u62b5\u89e6\u3059\u308b\u6b8b\u9ad8\u30fb\u7533\u8fbc\u60c5\u5831\u306e\u8a18\u5165\u30df\u30b9\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u5be9\u67fb\u843d\u3061\u306e\u4e3b\u8981\u56e0<\/span><\/b>\u3068\u3057\u3066\u91d1\u878d\u6a5f\u95a2\u304c\u5171\u901a\u3057\u3066\u6319\u3052\u308b\u9805\u76ee\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u3089\u306f\u4e8b\u524d\u306b\u628a\u63e1\u3057\u3066\u5bfe\u51e6\u3067\u304d\u308b\u3082\u306e\u3070\u304b\u308a\u3067\u3059\u306e\u3067\u3001\u7533\u8fbc\u524d\u306b\u4e00\u5ea6\u81ea\u5206\u306e\u72b6\u6cc1\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"multiple-applications-risk\" class=\"wp-block-heading\">\u4ed6\u793e\u3078\u306e\u8907\u6570\u540c\u6642\u7533\u8fbc\u306f\u4fe1\u7528\u60c5\u5831\u306b\u8a18\u9332\u3055\u308c\u30b9\u30b3\u30a2\u3092\u4e0b\u3052\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306b\u7533\u3057\u8fbc\u3080\u3068\u3001\u305d\u306e\u4e8b\u5b9f\u304c<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2<\/span><\/b>\u306b\u7533\u8fbc\u60c5\u5831\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8907\u6570\u793e\u306b\u540c\u6642\u7533\u8fbc\u3059\u308b\u3068\u3001\u77ed\u671f\u9593\u306b\u7533\u8fbc\u5c65\u6b74\u304c\u96c6\u4e2d\u3059\u308b\u305f\u3081\u3001\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u300c\u8907\u6570\u793e\u306b\u65ad\u3089\u308c\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u300d\u300c\u8cc7\u91d1\u7e70\u308a\u304c\u6025\u306b\u60aa\u5316\u3057\u3066\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u300d\u3068\u5224\u65ad\u3055\u308c\u308b\u6750\u6599\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u7533\u8fbc\u60c5\u5831\u306f\u5be9\u67fb\u7d50\u679c\u306b\u95a2\u308f\u3089\u305a<b>6\u304b\u6708\u9593<\/b>\u8a18\u9332\u3055\u308c\u308b\u305f\u3081\u3001\u5be9\u67fb\u306b\u901a\u3089\u306a\u304b\u3063\u305f\u5834\u5408\u3067\u3082\u5c65\u6b74\u306f\u6b8b\u308b\u72b6\u614b\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u72b6\u614b\u306f\u3001\u696d\u754c\u5185\u3067\u306f<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7533\u8fbc\u30d6\u30e9\u30c3\u30af<\/span><\/b>\u3068\u547c\u3070\u308c\u3001\u5be9\u67fb\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u7533\u8fbc\u30d6\u30e9\u30c3\u30af\u3092\u907f\u3051\u308b\u305f\u3081\u306e\u884c\u52d5\u6307\u91dd<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u7533\u8fbc\u306f1\u793e\u305a\u3064\u884c\u3044\u3001\u7d50\u679c\u304c\u51fa\u3066\u304b\u3089\u6b21\u306e\u7533\u8fbc\u306b\u9032\u3080<\/li>\n\n\n\n<li>\u5be9\u67fb\u306b\u901a\u3089\u306a\u304b\u3063\u305f\u5834\u5408\u306f\u6700\u4f4e3\u301c6\u304b\u6708\u306e\u9593\u9694\u3092\u7a7a\u3051\u308b<\/li>\n\n\n\n<li>\u7533\u8fbc\u60c5\u5831\u306f\u5be9\u67fb\u7d50\u679c\u306b\u95a2\u308f\u3089\u305a6\u304b\u6708\u9593\u8a18\u9332\u3055\u308c\u308b<\/li>\n\n\n\n<li>\u77ed\u671f\u9593\u306e\u8907\u6570\u7533\u8fbc\u306f\u300c\u8cc7\u91d1\u7e70\u308a\u306e\u60aa\u5316\u300d\u3068\u5224\u65ad\u3055\u308c\u308b\u6750\u6599\u306b\u306a\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u3092\u53d7\u3051\u308b\u969b\u306f\u30011\u793e\u305a\u3064\u7d50\u679c\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u6b21\u306e\u7533\u8fbc\u306b\u9032\u3080\u3088\u3046\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eee\u306b1\u793e\u76ee\u3067\u5be9\u67fb\u304c\u901a\u3089\u306a\u304b\u3063\u305f\u5834\u5408\u3067\u3082\u3001\u6700\u4f4e\u3067\u3082<b>3\u304b\u6708\u304b\u30896\u304b\u6708<\/b>\u306e\u9593\u9694\u3092\u7a7a\u3051\u3066\u304b\u3089\u6b21\u306e\u7533\u8fbc\u3092\u884c\u3046\u3053\u3068\u3067\u3001\u7533\u8fbc\u60c5\u5831\u306e\u5f71\u97ff\u3092\u8584\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u7533\u8fbc\u5148\u30921\u793e\u306b\u7d5e\u3063\u3066\u5be9\u67fb\u306b\u81e8\u3080\u3060\u3051\u3067\u3001<b><span class=\"swl-marker mark_yellow\">\u4fe1\u7528\u60c5\u5831\u4e0a\u306e\u4e0d\u5229\u3092\u907f\u3051\u3089\u308c\u307e\u3059<\/span><\/b>\u3002<\/p>\n\n\n\n<h3 id=\"delinquency-waiting-period\" class=\"wp-block-heading\">\u5ef6\u6ede\u30fb\u6ede\u7d0d\u304c\u3042\u308b\u5834\u5408\u306f\u5b8c\u6e08\u304b\u3089\u4e00\u5b9a\u671f\u9593\u3092\u7a7a\u3051\u3066\u304b\u3089\u7533\u3057\u8fbc\u3080<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u904e\u53bb\u306b\u5ef6\u6ede\u3084\u6ede\u7d0d\u304c\u3042\u3063\u305f\u5834\u5408\u3001\u305d\u306e\u8a18\u9332\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e00\u5b9a\u671f\u9593\u4fdd\u6709\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b8c\u6e08\u5f8c\u3059\u3050\u306b\u7533\u3057\u8fbc\u3093\u3067\u3082\u3001\u5ef6\u6ede\u60c5\u5831\u304c\u6b8b\u3063\u3066\u3044\u308b\u72b6\u614b\u3067\u306f\u5be9\u67fb\u3067\u5426\u6c7a\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u5ef6\u6ede\u30fb\u6ede\u7d0d\u60c5\u5831\u306e\u4fdd\u6709\u671f\u9593\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u304c\u3001<b><span class=\"swl-marker mark_yellow\">\u5b8c\u6e08\u304b\u30895\u5e74\u7a0b\u5ea6\u304c\u76ee\u5b89<\/span><\/b>\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u5ef6\u6ede\u30fb\u6ede\u7d0d\u5f8c\u306e\u7533\u8fbc\u30bf\u30a4\u30df\u30f3\u30b0\u306e\u76ee\u5b89<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>CIC\u30fbJICC<\/b>\uff1a\u5ef6\u6ede\u60c5\u5831\u306e\u4fdd\u6709\u671f\u9593\u306f\u5b8c\u6e08\u5f8c5\u5e74\u4ee5\u5185<\/li>\n\n\n\n<li><b>\u7533\u8fbc\u306e\u30bf\u30a4\u30df\u30f3\u30b0<\/b>\uff1a\u5b8c\u6e08\u304b\u30895\u5e74\u304c\u7d4c\u904e\u3057\u305f\u5f8c\u304c\u76ee\u5b89<\/li>\n\n\n\n<li><b>\u78ba\u8a8d\u65b9\u6cd5<\/b>\uff1a\u5404\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u958b\u793a\u8acb\u6c42\uff08CIC\u30fbJICC\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u5bfe\u5fdc\uff09<\/li>\n\n\n\n<li><b>\u6ce8\u610f<\/b>\uff1a\u5b8c\u6e08\u76f4\u5f8c\u306e\u7533\u8fbc\u306f\u5ef6\u6ede\u60c5\u5831\u304c\u6b8b\u3063\u3066\u3044\u308b\u305f\u3081\u5426\u6c7a\u30ea\u30b9\u30af\u304c\u9ad8\u3044<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">CIC<\/span><\/b>\uff08\u5272\u8ce6\u8ca9\u58f2\u6cd5\u30fb\u8cb8\u91d1\u696d\u6cd5\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\uff09\u3068<b><span class=\"swl-inline-color has-swl-deep-01-color\">JICC<\/span><\/b>\uff08\u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff09\u3067\u306f\u3001\u5ef6\u6ede\u60c5\u5831\u306e\u767b\u9332\u671f\u9593\u304c\u5b8c\u6e08\u5f8c5\u5e74\u4ee5\u5185\u3068\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3064\u307e\u308a\u3001\u5b8c\u6e08\u3057\u305f\u6642\u70b9\u3067\u306f\u306a\u304f\u3001\u5b8c\u6e08\u304b\u3089<b>5\u5e74\u304c\u7d4c\u904e\u3057\u305f\u5f8c<\/b>\u306b\u7533\u8fbc\u3080\u3053\u3068\u3067\u3001\u5ef6\u6ede\u60c5\u5831\u304c\u6d88\u3048\u305f\u72b6\u614b\u3067\u5be9\u67fb\u306b\u81e8\u3081\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u3092\u4e8b\u524d\u306b\u78ba\u8a8d\u3057\u305f\u3044\u5834\u5408\u306f\u3001\u5404\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306e\u7a93\u53e3\u3084\u30aa\u30f3\u30e9\u30a4\u30f3\u30b5\u30fc\u30d3\u30b9\u3067<b>\u958b\u793a\u8acb\u6c42<\/b>\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306b\u4fe1\u7528\u60c5\u5831\u3092\u78ba\u8a8d\u3057\u3001\u5ef6\u6ede\u8a18\u9332\u306e\u6709\u7121\u3068\u4fdd\u6709\u671f\u9593\u3092\u628a\u63e1\u3057\u3066\u304b\u3089\u7533\u8fbc\u5148\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"total-volume-regulation\" class=\"wp-block-heading\">\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u501f\u5165\u6b8b\u9ad8\u306f\u7dcf\u91cf\u898f\u5236\u3067\u5426\u6c7a\u306e\u539f\u56e0\u306b\u306a\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">\u8cb8\u91d1\u696d\u6cd5<\/span><\/b>\u306b\u5b9a\u3081\u3089\u308c\u305f\u7dcf\u91cf\u898f\u5236\u306b\u3088\u308a\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u501f\u5165\u6b8b\u9ad8\u306f\u5e74\u53ce\u306e<b>3\u5206\u306e1<\/b>\u3092\u8d85\u3048\u3066\u306f\u306a\u3089\u306a\u3044\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u53ce300\u4e07\u5186\u306e\u5834\u5408\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u306e\u501f\u5165\u7dcf\u984d\u304c<b>100\u4e07\u5186<\/b>\u3092\u8d85\u3048\u305f\u6642\u70b9\u3067\u3001\u65b0\u305f\u306a\u8cb8\u4ed8\u306f\u539f\u5247\u3068\u3057\u3066\u8a8d\u3081\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u4e0a\u9650\u306f\u7533\u8fbc\u8005\u306e\u53ce\u5165\u3068\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u3092\u5408\u7b97\u3057\u3066\u8a08\u7b97\u3055\u308c\u308b\u305f\u3081\u3001\u8907\u6570\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u5229\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u6b8b\u9ad8\u306e\u5408\u8a08\u304c\u57fa\u6e96\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u7dcf\u91cf\u898f\u5236\u306f\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306b\u306f\u76f4\u63a5\u9069\u7528\u3055\u308c\u307e\u305b\u3093\u304c\u3001\u9280\u884c\u3082<b><span class=\"swl-marker mark_yellow\">\u81ea\u4e3b\u898f\u5236\u3068\u3057\u3066\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u3092\u5be9\u67fb\u3067\u78ba\u8a8d<\/span><\/b>\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306b\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u306e\u5408\u8a08\u3092\u8a08\u7b97\u3057\u3001\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u3066\u3044\u306a\u3044\u304b\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d85\u3048\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u4e00\u90e8\u7e70\u308a\u4e0a\u3052\u8fd4\u6e08\u3067\u6b8b\u9ad8\u3092\u6e1b\u3089\u3057\u3066\u304b\u3089\u7533\u3057\u8fbc\u3080\u3053\u3068\u304c\u3001\u5be9\u67fb\u901a\u904e\u3078\u306e\u73fe\u5b9f\u7684\u306a\u624b\u9806\u3067\u3059\u3002<\/p>\n\n\n\n<h3 id=\"application-accuracy\" class=\"wp-block-heading\">\u7533\u8fbc\u60c5\u5831\u306e\u8a18\u5165\u30df\u30b9\u3084\u865a\u507d\u7533\u544a\u306f\u5be9\u67fb\u843d\u3061\u306e\u76f4\u63a5\u7684\u306a\u539f\u56e0\u306b\u306a\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u30d5\u30a9\u30fc\u30e0\u306b\u5165\u529b\u3059\u308b\u52e4\u52d9\u5148\u30fb\u5e74\u53ce\u30fb\u5c45\u4f4f\u5e74\u6570\u306a\u3069\u306e\u60c5\u5831\u306f\u3001\u5728\u7c4d\u78ba\u8a8d\u3084\u4fe1\u7528\u60c5\u5831\u7167\u5408\u306b\u3088\u3063\u3066\u91d1\u878d\u6a5f\u95a2\u304c\u4e8b\u5b9f\u78ba\u8a8d\u3092\u884c\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a18\u5165\u30df\u30b9\u304c\u3042\u3063\u305f\u5834\u5408\u3001<b><span class=\"swl-marker mark_yellow\">\u6545\u610f\u306e\u865a\u507d\u7533\u544a\u3068\u5224\u65ad\u3055\u308c\u308b\u30b1\u30fc\u30b9<\/span><\/b>\u304c\u3042\u308b\u305f\u3081\u3001\u5165\u529b\u5185\u5bb9\u306f\u7533\u8fbc\u524d\u306b\u5fc5\u305a\u898b\u76f4\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u7533\u8fbc\u60c5\u5831\u306e\u8a18\u5165\u3067\u7279\u306b\u6ce8\u610f\u3059\u3079\u304d\u9805\u76ee<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u5e74\u53ce<\/b>\uff1a\u6e90\u6cc9\u5fb4\u53ce\u7968\u30fb\u7d66\u4e0e\u660e\u7d30\u3068\u7167\u5408\u3055\u308c\u308b\u305f\u3081\u5b9f\u614b\u901a\u308a\u306b\u8a18\u5165\u3059\u308b<\/li>\n\n\n\n<li><b>\u52e4\u52d9\u5148\u540d\u79f0<\/b>\uff1a\u516c\u5f0f\u30b5\u30a4\u30c8\u3084\u540d\u523a\u306b\u8a18\u8f09\u3055\u308c\u305f\u6b63\u5f0f\u540d\u79f0\u3092\u4f7f\u7528\u3059\u308b<\/li>\n\n\n\n<li><b>\u52e4\u52d9\u5148\u96fb\u8a71\u756a\u53f7<\/b>\uff1a\u5728\u7c4d\u78ba\u8a8d\u3067\u4f7f\u7528\u3055\u308c\u308b\u305f\u3081\u6b63\u78ba\u306a\u756a\u53f7\u3092\u8a18\u5165\u3059\u308b<\/li>\n\n\n\n<li><b>\u5c45\u4f4f\u5e74\u6570\u30fb\u5bb6\u65cf\u69cb\u6210<\/b>\uff1a\u5b9f\u614b\u3068\u7570\u306a\u308b\u8a18\u5165\u306f\u865a\u507d\u7533\u544a\u3068\u5224\u65ad\u3055\u308c\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u5e74\u53ce\u306e\u7533\u544a\u306f\u3001\u5b9f\u969b\u306e\u6e90\u6cc9\u5fb4\u53ce\u7968\u3084\u7d66\u4e0e\u660e\u7d30\u3068\u7167\u5408\u3055\u308c\u308b\u305f\u3081\u3001\u5b9f\u614b\u3088\u308a\u9ad8\u304f\u7533\u544a\u3057\u3066\u3082\u5be9\u67fb\u66f8\u985e\u306e\u6bb5\u968e\u3067\u77db\u76fe\u304c\u767a\u899a\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u865a\u507d\u7533\u544a\u304c\u78ba\u8a8d\u3055\u308c\u305f\u5834\u5408\u3001\u5be9\u67fb\u843d\u3061\u306b\u3068\u3069\u307e\u3089\u305a\u3001\u5f53\u8a72\u91d1\u878d\u6a5f\u95a2\u3078\u306e<b>\u518d\u7533\u8fbc\u304c\u9577\u671f\u9593\u3067\u304d\u306a\u304f\u306a\u308b<\/b>\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u52e4\u52d9\u5148\u306e\u540d\u79f0\u3084\u96fb\u8a71\u756a\u53f7\u306f\u3001\u516c\u5f0f\u30b5\u30a4\u30c8\u3084\u540d\u523a\u306b\u8a18\u8f09\u3055\u308c\u305f<b>\u6b63\u5f0f\u540d\u79f0<\/b>\u3092\u4f7f\u7528\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u60c5\u5831\u3092\u6b63\u78ba\u306b\u8a18\u5165\u3059\u308b\u3053\u3068\u306f\u3001\u5be9\u67fb\u901a\u904e\u306e\u6761\u4ef6\u3067\u3042\u308b\u3068\u540c\u6642\u306b\u3001\u91d1\u878d\u6a5f\u95a2\u3068\u306e\u4fe1\u983c\u95a2\u4fc2\u3092\u7bc9\u304f\u6700\u521d\u306e\u30b9\u30c6\u30c3\u30d7\u3067\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h2 id=\"rejection-reasons-and-actions\" class=\"wp-block-heading\">\u5be9\u67fb\u306b\u843d\u3061\u308b\u4e3b\u306a\u7406\u7531\u3068\u843d\u3061\u305f\u5f8c\u306e\u5bfe\u51e6\u6cd5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u843d\u3061\u306e\u539f\u56e0\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u4fe1\u7528\u60c5\u5831\u30fb\u53ce\u5165\u30fb\u7533\u8fbc\u30bf\u30a4\u30df\u30f3\u30b0<\/span><\/b>\u306e3\u70b9\u306b\u96c6\u7d04\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u6a5f\u95a2\u304c\u5be9\u67fb\u3067\u8fd4\u6e08\u80fd\u529b\u3092\u5224\u65ad\u3059\u308b\u4ee5\u4e0a\u3001\u3053\u306e3\u70b9\u306e\u3044\u305a\u308c\u304b\u306b\u554f\u984c\u304c\u3042\u308c\u3070\u7d50\u679c\u306b\u5f71\u97ff\u304c\u51fa\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u5be9\u67fb\u843d\u3061\u306e\u539f\u56e0\u5225\u30fb\u5bfe\u51e6\u6cd5\u306e3\u30d1\u30bf\u30fc\u30f3<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#credit-history-impact\">\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304c\u3042\u308b\u72b6\u614b\u3067\u306f\u5b8c\u6e08\u5f8c\u3082\u4e00\u5b9a\u671f\u9593\u306f\u5be9\u67fb\u304c\u901a\u308a\u306b\u304f\u3044<\/a><\/li>\n\n\n\n<li><a href=\"#unstable-income-application\">\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u5834\u5408\u306f\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u3092\u63c3\u3048\u3066\u7533\u8fbc\u5148\u3092\u7d5e\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#reapplication-waiting-period\">\u5be9\u67fb\u843d\u3061\u5f8c\u306f\u6700\u4f4e6\u30f6\u6708\u3092\u76ee\u5b89\u306b\u671f\u9593\u3092\u7a7a\u3051\u3066\u304b\u3089\u518d\u7533\u8fbc\u3059\u308b<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306b\u843d\u3061\u305f\u5834\u5408\u3067\u3082\u3001\u539f\u56e0\u3092\u7279\u5b9a\u3057\u3066\u9069\u5207\u306a\u671f\u9593\u3092\u7f6e\u3051\u3070\u3001\u518d\u7533\u8fbc\u3067\u901a\u904e\u3067\u304d\u308b\u53ef\u80fd\u6027\u306f\u5341\u5206\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u843d\u3061\u305f\u76f4\u5f8c\u306b\u5225\u306e\u91d1\u878d\u6a5f\u95a2\u3078\u6b21\u3005\u3068\u7533\u8fbc\u3080\u3068\u3001\u7533\u8fbc\u60c5\u5831\u304c\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u8a18\u9332\u3055\u308c\u3066<b><span class=\"swl-marker mark_yellow\">\u5be9\u67fb\u4e0a\u306e\u5370\u8c61\u304c\u60aa\u5316\u3059\u308b<\/span><\/b>\u305f\u3081\u3001\u518d\u7533\u8fbc\u306e\u524d\u306b\u539f\u56e0\u306e\u628a\u63e1\u3092\u512a\u5148\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 id=\"credit-history-impact\" class=\"wp-block-heading\">\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304c\u3042\u308b\u72b6\u614b\u3067\u306f\u5b8c\u6e08\u5f8c\u3082\u4e00\u5b9a\u671f\u9593\u306f\u5be9\u67fb\u304c\u901a\u308a\u306b\u304f\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u306b\u5ef6\u6ede\u30fb\u6ede\u7d0d\u30fb\u5f37\u5236\u89e3\u7d04\u306a\u3069\u306e\u8a18\u9332\u304c\u3042\u308b\u5834\u5408\u3001\u5b8c\u6e08\u5f8c\u3082\u4e00\u5b9a\u671f\u9593\u306f\u5be9\u67fb\u304c\u901a\u308a\u306b\u304f\u3044\u72b6\u614b\u304c\u7d9a\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3068\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u5171\u540c\u3067\u5229\u7528\u3059\u308b\u500b\u4eba\u306e\u501f\u5165\u30fb\u8fd4\u6e08\u5c65\u6b74\u306e\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u306e\u3053\u3068\u3067\u3001<b>CIC\u30fbJICC\u30fb\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc<\/b>\u306e3\u6a5f\u95a2\u304c\u4e3b\u306a\u7a93\u53e3\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ef6\u6ede\u3084\u5f37\u5236\u89e3\u7d04\u306e\u8a18\u9332\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u5b8c\u6e08\u65e5\u304b\u30895\u5e74\u9593<\/span><\/b>\u4fdd\u6709\u3055\u308c\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u671f\u9593\u4e2d\u306b\u65b0\u898f\u7533\u8fbc\u3092\u3057\u3066\u3082\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u5be9\u67fb\u30b7\u30b9\u30c6\u30e0\u304c\u8a18\u9332\u3092\u53c2\u7167\u3059\u308b\u305f\u3081\u3001\u901a\u904e\u304c\u96e3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u4fe1\u7528\u60c5\u5831\u306e\u50b7\u3068\u56de\u5fa9\u307e\u3067\u306e\u6d41\u308c<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u5ef6\u6ede\u30fb\u5f37\u5236\u89e3\u7d04<\/b>\uff1a\u5b8c\u6e08\u65e5\u304b\u30895\u5e74\u9593\u4fdd\u6709\uff08CIC\u30fbJICC\uff09<\/li>\n\n\n\n<li><b>\u50b5\u52d9\u6574\u7406\u30fb\u81ea\u5df1\u7834\u7523<\/b>\uff1a5\u301c10\u5e74\u9593\u4fdd\u6709\uff08\u6a5f\u95a2\u306b\u3088\u308a\u7570\u306a\u308b\uff09<\/li>\n\n\n\n<li><b>\u7533\u8fbc\u60c5\u5831\uff08\u7167\u4f1a\u5c65\u6b74\uff09<\/b>\uff1a6\u304b\u6708\u9593\u4fdd\u6709<\/li>\n\n\n\n<li><b>\u78ba\u8a8d\u65b9\u6cd5<\/b>\uff1aCIC\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u958b\u793a\u8acb\u6c42\uff08\u624b\u6570\u6599500\u5186\u7a0b\u5ea6\uff09<\/li>\n\n\n\n<li><b>\u6ce8\u610f<\/b>\uff1a\u50b7\u304c\u3042\u308b\u72b6\u614b\u3067\u306e\u7533\u8fbc\u3092\u7e70\u308a\u8fd4\u3059\u3068\u56de\u5fa9\u671f\u9593\u304c\u3055\u3089\u306b\u5ef6\u3073\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_info wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u306b\u50b7\u304c\u3042\u308b\u72b6\u614b\u3067\u306e\u7533\u8fbc\u3092\u7e70\u308a\u8fd4\u3059\u3068\u3001\u7533\u8fbc\u5c65\u6b74\u81ea\u4f53\u304c\u65b0\u305f\u306a\u50b7\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u3001\u56de\u5fa9\u307e\u3067\u306e\u671f\u9593\u304c\u3055\u3089\u306b\u5ef6\u3073\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b8c\u6e08\u304b\u30895\u5e74\u304c\u7d4c\u904e\u3057\u3066\u3044\u308c\u3070\u3001\u8a18\u9332\u304c\u6d88\u3048\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u524d\u306b\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078<b><span class=\"swl-marker mark_yellow\">\u958b\u793a\u8acb\u6c42\u3092\u884c\u3044\u3001\u81ea\u5206\u306e\u60c5\u5831\u3092\u78ba\u8a8d<\/span><\/b>\u3057\u3066\u304b\u3089\u7533\u8fbc\u5148\u3092\u5224\u65ad\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u958b\u793a\u8acb\u6c42\u306fCIC\u3067\u3042\u308c\u3070\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u7533\u8acb\u3067\u304d\u3001\u624b\u6570\u6599\u306f<b>500\u5186<\/b>\u7a0b\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<h3 id=\"unstable-income-application\" class=\"wp-block-heading\">\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u5834\u5408\u306f\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u3092\u63c3\u3048\u3066\u7533\u8fbc\u5148\u3092\u7d5e\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d1\u30fc\u30c8\u3084\u30a2\u30eb\u30d0\u30a4\u30c8\u3001\u6d3e\u9063\u793e\u54e1\u306a\u3069\u96c7\u7528\u5f62\u614b\u304c\u6b63\u898f\u3067\u306a\u3044\u5834\u5408\u3067\u3082\u3001\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308c\u3070\u5be9\u67fb\u306b\u7533\u8fbc\u3081\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u53ce\u5165\u306e\u8a3c\u660e\u304c\u4e0d\u5341\u5206\u3060\u3068\u5be9\u67fb\u62c5\u5f53\u8005\u304c\u8fd4\u6e08\u80fd\u529b\u3092\u5224\u65ad\u3057\u306b\u304f\u304f\u306a\u308b\u305f\u3081\u3001\u66f8\u985e\u3092\u63c3\u3048\u3066\u7533\u8fbc\u3080\u59ff\u52e2\u304c\u5be9\u67fb\u7d50\u679c\u306b\u5f71\u97ff\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u3068\u3057\u3066\u6709\u52b9\u306a\u3082\u306e\u306f\u3001<b>\u6e90\u6cc9\u5fb4\u53ce\u7968\u30fb\u7d66\u4e0e\u660e\u7d30\u30fb\u78ba\u5b9a\u7533\u544a\u66f8<\/b>\u306a\u3069\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u591a\u304f\u306f<b><span class=\"swl-inline-color has-swl-deep-01-color\">50\u4e07\u5186\u4ee5\u4e0b<\/span><\/b>\u306e\u501f\u5165\u3067\u3042\u308c\u3070\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306e\u63d0\u51fa\u3092\u7701\u7565\u3067\u304d\u307e\u3059\u304c\u3001\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u5834\u5408\u306f\u81ea\u4e3b\u7684\u306b\u63d0\u51fa\u3059\u308b\u3053\u3068\u3067\u5be9\u67fb\u62c5\u5f53\u8005\u306b\u8fd4\u6e08\u80fd\u529b\u3092\u793a\u3059\u6750\u6599\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u5834\u5408\u306e\u5be9\u67fb\u5bfe\u7b56<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u76f4\u8fd13\u304b\u6708\u5206\u306e\u7d66\u4e0e\u660e\u7d30\u3092\u81ea\u4e3b\u7684\u306b\u63d0\u51fa\u3057\u3066\u53ce\u5165\u306e\u7d99\u7d9a\u6027\u3092\u793a\u3059<\/li>\n\n\n\n<li>50\u4e07\u5186\u4ee5\u4e0b\u306e\u7533\u8fbc\u3067\u3082\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u3092\u6dfb\u4ed8\u3059\u308b\u3068\u5be9\u67fb\u62c5\u5f53\u8005\u306b\u8fd4\u6e08\u80fd\u529b\u3092\u793a\u305b\u308b<\/li>\n\n\n\n<li>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3088\u308a\u3001\u30d1\u30fc\u30c8\u30fb\u30a2\u30eb\u30d0\u30a4\u30c8\u306e\u7533\u8fbc\u5b9f\u7e3e\u304c\u8c4a\u5bcc\u306a\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u9078\u3076<\/li>\n\n\n\n<li>\u73fe\u5728\u306e\u52e4\u52d9\u5148\u3067\u306e\u5c31\u52b4\u671f\u9593\u304c\u534a\u5e74\u4ee5\u4e0a\u7a4d\u307f\u4e0a\u304c\u3063\u305f\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u7533\u8fbc\u3080<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u7d66\u4e0e\u660e\u7d30\u3092\u76f4\u8fd13\u30f6\u6708\u5206\u307e\u3068\u3081\u3066\u63d0\u51fa\u3059\u308b\u3068\u3001\u53ce\u5165\u306e\u7d99\u7d9a\u6027\u3092\u8a3c\u660e\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u5148\u306e\u7d5e\u308a\u8fbc\u307f\u3082\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5b89\u5b9a\u3057\u305f\u6b63\u898f\u96c7\u7528\u3092\u524d\u63d0\u3068\u3057\u305f\u5be9\u67fb\u8a2d\u8a08\u304c\u591a\u304f\u3001\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u72b6\u614b\u3067\u306f\u901a\u904e\u304c\u96e3\u3057\u3044\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u304c\u4e0d\u5b89\u5b9a\u306a\u5834\u5408\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u30d1\u30fc\u30c8\u3084\u30a2\u30eb\u30d0\u30a4\u30c8\u306e\u7533\u8fbc\u5b9f\u7e3e\u304c\u8c4a\u5bcc\u306a\u6d88\u8cbb\u8005\u91d1\u878d<\/span><\/b>\u304b\u3089\u7533\u8fbc\u5148\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 id=\"reapplication-waiting-period\" class=\"wp-block-heading\">\u5be9\u67fb\u843d\u3061\u5f8c\u306f\u6700\u4f4e6\u30f6\u6708\u3092\u76ee\u5b89\u306b\u671f\u9593\u3092\u7a7a\u3051\u3066\u304b\u3089\u518d\u7533\u8fbc\u3059\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u843d\u3061\u5f8c\u3059\u3050\u306b\u5225\u306e\u91d1\u878d\u6a5f\u95a2\u3078\u7533\u8fbc\u3080\u3053\u3068\u306f\u3001\u5be9\u67fb\u4e0a\u306e\u30ea\u30b9\u30af\u3092\u9ad8\u3081\u308b\u884c\u52d5\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u60c5\u5831\u306f\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b<b><span class=\"swl-inline-color has-swl-deep-01-color\">6\u30f6\u6708\u9593<\/span><\/b>\u8a18\u9332\u3055\u308c\u308b\u305f\u3081\u3001\u77ed\u671f\u9593\u306b\u8907\u6570\u793e\u3078\u7533\u8fbc\u3080\u3068\u3001\u91d1\u878d\u6a5f\u95a2\u5074\u304b\u3089\u300c\u8cc7\u91d1\u7e70\u308a\u306b\u56f0\u3063\u3066\u3044\u308b\u300d\u3068\u5224\u65ad\u3055\u308c\u308b\u6750\u6599\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u518d\u7533\u8fbc\u306e\u76ee\u5b89\u306f\u3001\u5be9\u67fb\u843d\u3061\u304b\u3089<b>\u6700\u4f4e6\u30f6\u6708<\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u671f\u9593\u3092\u4f7f\u3063\u3066\u3001\u843d\u3061\u305f\u539f\u56e0\u3092\u7279\u5b9a\u3057\u3066\u304b\u3089\u5bfe\u7b56\u3092\u8b1b\u3058\u308b\u3053\u3068\u304c<b><span class=\"swl-marker mark_yellow\">\u518d\u7533\u8fbc\u306e\u6210\u529f\u7387\u3092\u9ad8\u3081<\/span><\/b>\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u5be9\u67fb\u843d\u3061\u5f8c\u306e6\u304b\u6708\u5f85\u6a5f\u671f\u9593\u306b\u3084\u308b\u3053\u3068<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u4fe1\u7528\u60c5\u5831\u306e\u958b\u793a\u8acb\u6c42<\/b>\uff1a\u843d\u3061\u305f\u539f\u56e0\uff08\u5ef6\u6ede\u8a18\u9332\u30fb\u7533\u8fbc\u5c65\u6b74\uff09\u3092\u78ba\u8a8d\u3059\u308b<\/li>\n\n\n\n<li><b>\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u306e\u6574\u7406<\/b>\uff1a\u5e74\u53ce\u306e3\u5206\u306e1\u4ee5\u4e0b\u306b\u306a\u308b\u3088\u3046\u7e70\u308a\u4e0a\u3052\u8fd4\u6e08\u3092\u9032\u3081\u308b<\/li>\n\n\n\n<li><b>\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u306e\u6e96\u5099<\/b>\uff1a\u6e90\u6cc9\u5fb4\u53ce\u7968\u30fb\u7d66\u4e0e\u660e\u7d30\u3092\u6700\u65b0\u306e\u3082\u306e\u306b\u66f4\u65b0\u3057\u3066\u304a\u304f<\/li>\n\n\n\n<li><b>\u7533\u8fbc\u60c5\u5831\u306e\u898b\u76f4\u3057<\/b>\uff1a\u52e4\u52d9\u5148\u540d\u79f0\u30fb\u5e74\u53ce\u30fb\u5c45\u4f4f\u60c5\u5831\u306b\u8aa4\u308a\u304c\u306a\u3044\u304b\u518d\u78ba\u8a8d\u3059\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u539f\u56e0\u306e\u7279\u5b9a\u306b\u306f\u3001\u4fe1\u7528\u60c5\u5831\u306e\u958b\u793a\u8acb\u6c42\u30fb\u4ed6\u793e\u501f\u5165\u6b8b\u9ad8\u306e\u78ba\u8a8d\u30fb\u7533\u8fbc\u60c5\u5831\u306e\u8a18\u5165\u5185\u5bb9\u306e\u898b\u76f4\u3057\u306e3\u70b9\u304c\u6709\u52b9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u5be9\u67fb\u843d\u3061\u5f8c\u306b\u300c\u5be9\u67fb\u306a\u3057\u300d\u300c\u8ab0\u3067\u3082\u501f\u308a\u3089\u308c\u308b\u300d\u3092\u8b33\u3046\u696d\u8005\u306b\u7533\u8fbc\u3080\u3053\u3068\u306f\u907f\u3051\u3066\u304f\u3060\u3055\u3044\u3002\u8cb8\u91d1\u696d\u6cd5\u4e0a\u3001\u6b63\u898f\u306e\u8cb8\u91d1\u696d\u8005\u306b\u5be9\u67fb\u306e\u7701\u7565\u306f\u8a8d\u3081\u3089\u308c\u3066\u304a\u3089\u305a\u3001\u3053\u3046\u3057\u305f\u696d\u8005\u306f\u95c7\u91d1\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6\u30f6\u6708\u306e\u5f85\u6a5f\u671f\u9593\u4e2d\u306b\u4ed6\u793e\u501f\u5165\u3092\u6e1b\u3089\u3057\u3001\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u3092\u6574\u3048\u3066\u304a\u304f\u3068\u3001\u518d\u7533\u8fbc\u6642\u306e\u5be9\u67fb\u901a\u904e\u306e\u53ef\u80fd\u6027\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7126\u3089\u305a\u6e96\u5099\u3092\u6574\u3048\u3066\u304b\u3089\u7533\u8fbc\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 id=\"part-dispatch-loan-conditions\" class=\"wp-block-heading\">\u4e3b\u5a66\u30fb\u30d1\u30fc\u30c8\u30fb\u6d3e\u9063\u793e\u54e1\u3067\u3082\u5be9\u67fb\u3092\u901a\u904e\u3067\u304d\u308b\u6761\u4ef6<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ce\u5165\u306e\u5f62\u614b\u304c\u6b63\u793e\u54e1\u3068\u7570\u306a\u308b\u5834\u5408\u3067\u3082\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u5bfe\u8c61\u304b\u3089\u5916\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u6cd5\u306f<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u5b89\u5b9a\u3057\u305f\u53ce\u5165<\/span><\/b>\u304c\u3042\u308b\u3053\u3068\u3092\u878d\u8cc7\u306e\u6761\u4ef6\u3068\u3057\u3066\u5b9a\u3081\u3066\u304a\u308a\u3001\u96c7\u7528\u5f62\u614b\u305d\u306e\u3082\u306e\u3092\u5be9\u67fb\u306e\u5408\u5426\u57fa\u6e96\u306b\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u4e3b\u5a66\u30fb\u30d1\u30fc\u30c8\u30fb\u6d3e\u9063\u793e\u54e1\u304c\u5be9\u67fb\u3092\u901a\u904e\u3059\u308b\u305f\u3081\u306e2\u3064\u306e\u30dd\u30a4\u30f3\u30c8<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#spouse-income-loan\">\u914d\u5076\u8005\u306e\u53ce\u5165\u3092\u5408\u7b97\u3067\u304d\u308b\u914d\u5076\u8005\u8cb8\u4ed8\u5236\u5ea6\u3092\u8a2d\u3051\u308b\u8cb8\u91d1\u696d\u8005\u3082\u3042\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#part-dispatch-stable-income\">\u30d1\u30fc\u30c8\u3084\u6d3e\u9063\u3067\u3082\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308c\u3070\u5be9\u67fb\u5bfe\u8c61\u306b\u306a\u308b<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3b\u5a66\u30fb\u30d1\u30fc\u30c8\u30fb\u6d3e\u9063\u793e\u54e1\u306e\u65b9\u304c\u5be9\u67fb\u3067\u554f\u308f\u308c\u308b\u306e\u306f\u3001<b><span class=\"swl-marker mark_yellow\">\u6708\u3005\u306e\u53ce\u5165\u304c\u7d99\u7d9a\u3057\u3066\u898b\u8fbc\u3081\u308b\u304b<\/span><\/b>\u3069\u3046\u304b\u3068\u3044\u3046\u70b9\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u7d99\u7d9a\u6027\u3092\u8a3c\u660e\u3067\u304d\u308c\u3070\u3001\u6b63\u793e\u54e1\u3068\u540c\u3058\u571f\u4ff5\u3067\u5be9\u67fb\u3092\u53d7\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u5c02\u696d\u4e3b\u5a66\u306e\u3088\u3046\u306b\u81ea\u8eab\u306b\u53ce\u5165\u304c\u306a\u3044\u5834\u5408\u306f\u3001\u8cb8\u91d1\u696d\u6cd5\u306e<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\uff08\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u306e\u7981\u6b62\uff09\u3068\u306e\u95a2\u4fc2\u3067\u3001\u5229\u7528\u3067\u304d\u308b\u5236\u5ea6\u3084\u7533\u8fbc\u5148\u304c\u9650\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u914d\u5076\u8005\u306e\u53ce\u5165\u3092\u6d3b\u7528\u3059\u308b\u65b9\u6cd5\u3084\u3001\u30d1\u30fc\u30c8\u30fb\u6d3e\u9063\u793e\u54e1\u3068\u3057\u3066\u53ce\u5165\u306e\u5b89\u5b9a\u6027\u3092\u793a\u3059\u65b9\u6cd5\u3092\u3001\u4ee5\u4e0b\u306e2\u70b9\u306b\u5206\u3051\u3066\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"spouse-income-loan\" class=\"wp-block-heading\">\u914d\u5076\u8005\u306e\u53ce\u5165\u3092\u5408\u7b97\u3067\u304d\u308b\u914d\u5076\u8005\u8cb8\u4ed8\u5236\u5ea6\u3092\u8a2d\u3051\u308b\u8cb8\u91d1\u696d\u8005\u3082\u3042\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u914d\u5076\u8005\u8cb8\u4ed8\u5236\u5ea6\u3068\u306f\u3001\u81ea\u8eab\u306b\u53ce\u5165\u304c\u306a\u3044\u5c02\u696d\u4e3b\u5a66\uff08\u592b\uff09\u304c\u3001\u914d\u5076\u8005\u306e\u53ce\u5165\u3092\u5408\u7b97\u3057\u3066\u501f\u5165\u9650\u5ea6\u984d\u3092\u7b97\u51fa\u3067\u304d\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u6cd5\u306e\u7dcf\u91cf\u898f\u5236\u306f\u539f\u5247\u3068\u3057\u3066\u7533\u8fbc\u8005\u672c\u4eba\u306e\u5e74\u53ce\u3092\u57fa\u6e96\u306b\u3057\u307e\u3059\u304c\u3001<b><span class=\"swl-marker mark_yellow\">\u914d\u5076\u8005\u3068\u5408\u7b97\u3057\u305f\u5e74\u53ce\u306e3\u5206\u306e1\u4ee5\u5185<\/span><\/b>\u3067\u3042\u308c\u3070\u501f\u5165\u304c\u8a8d\u3081\u3089\u308c\u308b\u4f8b\u5916\u898f\u5b9a\u304c\u8a2d\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u5236\u5ea6\u3092\u5229\u7528\u3059\u308b\u306b\u306f\u3001<b>\u914d\u5076\u8005\u306e\u540c\u610f\u66f8\u3068\u53ce\u5165\u8a3c\u660e\u66f8\u985e<\/b>\u306e\u63d0\u51fa\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u914d\u5076\u8005\u8cb8\u4ed8\u5236\u5ea6\u306e\u5229\u7528\u6761\u4ef6\u3068\u6ce8\u610f\u70b9<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u5bfe\u8c61\u8005<\/b>\uff1a\u6cd5\u5f8b\u4e0a\u306e\u5a5a\u59fb\u95a2\u4fc2\u306b\u3042\u308b\u914d\u5076\u8005\u304c\u3044\u308b\u5c02\u696d\u4e3b\u5a66\uff08\u592b\uff09<\/li>\n\n\n\n<li><b>\u501f\u5165\u4e0a\u9650<\/b>\uff1a\u914d\u5076\u8005\u3068\u5408\u7b97\u3057\u305f\u5e74\u53ce\u306e3\u5206\u306e1\u4ee5\u5185<\/li>\n\n\n\n<li><b>\u5fc5\u8981\u66f8\u985e<\/b>\uff1a\u914d\u5076\u8005\u306e\u540c\u610f\u66f8\u30fb\u914d\u5076\u8005\u306e\u53ce\u5165\u8a3c\u660e\u66f8\u985e<\/li>\n\n\n\n<li><b>\u6ce8\u610f<\/b>\uff1a\u4e8b\u5b9f\u5a5a\u30fb\u540c\u68f2\u30d1\u30fc\u30c8\u30ca\u30fc\u306f\u5bfe\u8c61\u5916\u3002\u914d\u5076\u8005\u306e\u4ed6\u793e\u501f\u5165\u304c\u591a\u3044\u3068\u501f\u5165\u53ef\u80fd\u984d\u304c\u4e0b\u304c\u308b<\/li>\n\n\n\n<li><b>\u78ba\u8a8d\u65b9\u6cd5<\/b>\uff1a\u7533\u8fbc\u5148\u306e\u516c\u5f0f\u30b5\u30a4\u30c8\u306e\u7533\u8fbc\u6761\u4ef6\u6b04\u3067\u5bfe\u5fdc\u6709\u7121\u3092\u78ba\u8a8d\u3059\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u914d\u5076\u8005\u8cb8\u4ed8\u5236\u5ea6\u3092\u5229\u7528\u3067\u304d\u308b\u306e\u306f\u3001\u6cd5\u5f8b\u4e0a\u306e\u5a5a\u59fb\u95a2\u4fc2\u306b\u3042\u308b\u914d\u5076\u8005\u304c\u3044\u308b\u5834\u5408\u306b\u9650\u3089\u308c\u307e\u3059\u3002\u4e8b\u5b9f\u5a5a\u3084\u540c\u68f2\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u306f\u5bfe\u8c61\u5916\u3068\u306a\u308b\u305f\u3081\u3001\u7533\u8fbc\u524d\u306b\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5236\u5ea6\u3092\u8a2d\u3051\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u306f\u8cb8\u91d1\u696d\u8005\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u3001\u3059\u3079\u3066\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3084\u4fe1\u8ca9\u7cfb\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u304c\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u5148\u3092\u9078\u3076\u969b\u306f\u3001\u516c\u5f0f\u30b5\u30a4\u30c8\u306e\u7533\u8fbc\u6761\u4ef6\u6b04\u3067\u914d\u5076\u8005\u8cb8\u4ed8\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u305f\u3001\u914d\u5076\u8005\u304c\u4ed6\u793e\u501f\u5165\u3092\u591a\u304f\u62b1\u3048\u3066\u3044\u308b\u5834\u5408\u3001\u5408\u7b97\u5f8c\u306e\u501f\u5165\u53ef\u80fd\u984d\u304c\u60f3\u5b9a\u3088\u308a\u4f4e\u304f\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 id=\"part-dispatch-stable-income\" class=\"wp-block-heading\">\u30d1\u30fc\u30c8\u3084\u6d3e\u9063\u3067\u3082\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308c\u3070\u5be9\u67fb\u5bfe\u8c61\u306b\u306a\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d1\u30fc\u30c8\u3084\u6d3e\u9063\u793e\u54e1\u3067\u3042\u3063\u3066\u3082\u3001\u6bce\u6708\u4e00\u5b9a\u984d\u306e\u53ce\u5165\u304c\u7d99\u7d9a\u3057\u3066\u898b\u8fbc\u3081\u308b\u72b6\u614b\u3067\u3042\u308c\u3070\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3092\u53d7\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u6a5f\u95a2\u304c\u91cd\u8996\u3059\u308b\u306e\u306f\u96c7\u7528\u5f62\u614b\u306e\u533a\u5206\u3067\u306f\u306a\u304f\u3001<b><span class=\"swl-marker mark_yellow\">\u53ce\u5165\u306e\u7d99\u7d9a\u6027\u3068\u8fd4\u6e08\u4f59\u529b<\/span><\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d3e\u9063\u793e\u54e1\u306e\u5834\u5408\u3001\u6d3e\u9063\u5951\u7d04\u306e\u66f4\u65b0\u304c\u7d9a\u3044\u3066\u304a\u308a\u5b9f\u8cea\u7684\u306b\u9577\u671f\u5c31\u52b4\u3057\u3066\u3044\u308b\u72b6\u614b\u3067\u3042\u308c\u3070\u3001\u5728\u7c4d\u78ba\u8a8d\u3068\u53ce\u5165\u8a3c\u660e\u306e\u63d0\u51fa\u3067\u5be9\u67fb\u306b\u9032\u3081\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d1\u30fc\u30c8\u306e\u5834\u5408\u3082\u3001<b>\u540c\u4e00\u306e\u52e4\u52d9\u5148\u3067\u534a\u5e74\u4ee5\u4e0a\u7d99\u7d9a<\/b>\u3057\u3066\u50cd\u3044\u3066\u3044\u308b\u5b9f\u7e3e\u304c\u3042\u308b\u3068\u3001\u53ce\u5165\u306e\u5b89\u5b9a\u6027\u3092\u793a\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-shadow\"><div class=\"cap_box_ttl\"><span>\u30d1\u30fc\u30c8\u30fb\u6d3e\u9063\u793e\u54e1\u304c\u5be9\u67fb\u3067\u53ce\u5165\u306e\u5b89\u5b9a\u6027\u3092\u793a\u3059\u65b9\u6cd5<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u76f4\u8fd13\u304b\u6708\u5206\u306e\u7d66\u4e0e\u660e\u7d30\u3092\u7528\u610f\u3057\u3066\u53ce\u5165\u306e\u7d99\u7d9a\u6027\u3092\u5177\u4f53\u7684\u306b\u793a\u3059<\/li>\n\n\n\n<li>\u540c\u4e00\u52e4\u52d9\u5148\u3067\u306e\u5c31\u52b4\u304c\u534a\u5e74\u4ee5\u4e0a\u7d9a\u3044\u3066\u3044\u308b\u72b6\u614b\u3067\u7533\u8fbc\u3080<\/li>\n\n\n\n<li>\u6d3e\u9063\u793e\u54e1\u306f\u5951\u7d04\u66f4\u65b0\u304c\u7d9a\u3044\u3066\u3044\u308b\u5b9f\u7e3e\u3092\u5728\u7c4d\u78ba\u8a8d\u30fb\u66f8\u985e\u3067\u8a3c\u660e\u3059\u308b<\/li>\n\n\n\n<li>\u52e4\u52d9\u958b\u59cb\u76f4\u5f8c\u3084\u52e4\u52d9\u5148\u304c\u983b\u7e41\u306b\u5909\u308f\u308b\u72b6\u6cc1\u3067\u306e\u7533\u8fbc\u306f\u907f\u3051\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_point wp-block-paragraph\">\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u3068\u3057\u3066\u3001\u76f4\u8fd13\u304b\u6708\u5206\u306e\u7d66\u4e0e\u660e\u7d30\u3092\u7528\u610f\u3057\u3066\u304a\u304f\u3068\u3001\u53ce\u5165\u306e\u7d99\u7d9a\u6027\u3092\u5177\u4f53\u7684\u306b\u793a\u305b\u308b\u305f\u3081\u5be9\u67fb\u304c\u30b9\u30e0\u30fc\u30ba\u306b\u9032\u3080\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u65b9\u3001\u52e4\u52d9\u958b\u59cb\u76f4\u5f8c\u3084\u5951\u7d04\u66f4\u65b0\u306e\u305f\u3073\u306b\u52e4\u52d9\u5148\u304c\u5909\u308f\u308b\u72b6\u6cc1\u3067\u306f\u3001\u53ce\u5165\u306e\u7d99\u7d9a\u6027\u304c\u4f4e\u3044\u3068\u5224\u65ad\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u306f\u3001\u73fe\u5728\u306e\u52e4\u52d9\u5148\u3067\u306e\u5c31\u52b4\u671f\u9593\u304c\u4e00\u5b9a\u7a0b\u5ea6\u7a4d\u307f\u4e0a\u304c\u3063\u305f\u6bb5\u968e\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 id=\"no-screening-illegal\" class=\"wp-block-heading\">\u5be9\u67fb\u306a\u3057\u30fb\u5be9\u67fb\u304c\u7518\u3044\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5b58\u5728\u3057\u306a\u3044<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306a\u3057\u3084\u5be9\u67fb\u304c\u7518\u3044\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u3001<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u6cd5\u5f8b\u4e0a\u5b58\u5728\u3057\u307e\u305b\u3093<\/span><\/b>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u6cd5\u306f\u3001\u3059\u3079\u3066\u306e\u8cb8\u91d1\u696d\u8005\u306b\u5bfe\u3057\u3066\u8fd4\u6e08\u80fd\u529b\u306e\u8abf\u67fb\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u304a\u308a\u3001\u3053\u306e\u898f\u5b9a\u3092\u7121\u8996\u3057\u3066\u878d\u8cc7\u3092\u884c\u3046\u3053\u3068\u306f\u9055\u6cd5\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u300c\u5be9\u67fb\u306a\u3057\u300d\u304c\u9055\u6cd5\u3067\u3042\u308b\u7406\u7531\u3068\u95c7\u91d1\u3092\u898b\u5206\u3051\u308b\u65b9\u6cd5<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#lending-law-screening-obligation\">\u8cb8\u91d1\u696d\u6cd5\u306b\u3088\u308a\u5168\u3066\u306e\u8cb8\u91d1\u696d\u8005\u306b\u5be9\u67fb\u7fa9\u52d9\u304c\u8ab2\u3055\u308c\u3066\u3044\u308b<\/a><\/li>\n\n\n\n<li><a href=\"#no-screening-illegal-lender\">\u5be9\u67fb\u306a\u3057\u3092\u8b33\u3046\u696d\u8005\u306f\u7121\u767b\u9332\u306e\u95c7\u91d1\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u5be9\u67fb\u306a\u3057\u300d\u300c\u8ab0\u3067\u3082\u501f\u308a\u3089\u308c\u308b\u300d\u3068\u3044\u3046\u6587\u8a00\u3092\u898b\u304b\u3051\u305f\u5834\u5408\u3001\u305d\u306e\u696d\u8005\u304c<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7121\u767b\u9332\u306e\u95c7\u91d1<\/span><\/b>\u3067\u3042\u308b\u53ef\u80fd\u6027\u3092\u771f\u5263\u306b\u8003\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u95c7\u91d1\u304b\u3089\u306e\u501f\u5165\u306f\u3001\u6cd5\u5b9a\u5916\u306e\u9ad8\u91d1\u5229\u3084\u66b4\u529b\u7684\u306a\u53d6\u7acb\u3066\u3068\u3044\u3063\u305f\u6df1\u523b\u306a\u88ab\u5bb3\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306b\u4e0d\u5b89\u3092\u611f\u3058\u3066\u3044\u308b\u3068\u304d\u307b\u3069\u3001\u3053\u3046\u3057\u305f\u696d\u8005\u306e\u5ba3\u4f1d\u6587\u53e5\u304c\u9b45\u529b\u7684\u306b\u6620\u308a\u3084\u3059\u3044\u305f\u3081\u3001<b><span class=\"swl-marker mark_yellow\">\u4ed5\u7d44\u307f\u3092\u6b63\u78ba\u306b\u7406\u89e3\u3057\u3066\u304a\u304f\u3053\u3068<\/span><\/b>\u306f\u3001\u81ea\u885b\u7b56\u3068\u3057\u3066\u6709\u52b9\u3067\u3059\u3002<\/p>\n\n\n\n<h3 id=\"lending-law-screening-obligation\" class=\"wp-block-heading\">\u8cb8\u91d1\u696d\u6cd5\u306b\u3088\u308a\u5168\u3066\u306e\u8cb8\u91d1\u696d\u8005\u306b\u5be9\u67fb\u7fa9\u52d9\u304c\u8ab2\u3055\u308c\u3066\u3044\u308b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><b>\u8cb8\u91d1\u696d\u6cd5\u7b2c13\u6761<\/b>\u306f\u3001\u8cb8\u91d1\u696d\u8005\u306b\u5bfe\u3057\u3066\u878d\u8cc7\u524d\u306e\u8fd4\u6e08\u80fd\u529b\u8abf\u67fb\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u8cb8\u91d1\u696d\u8005\u306f\u3001\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u3092\u7de0\u7d50\u3057\u3088\u3046\u3068\u3059\u308b\u5834\u5408\u306b\u306f\u3001\u9867\u5ba2\u7b49\u306e\u53ce\u5165\u53c8\u306f\u53ce\u76ca\u305d\u306e\u4ed6\u306e\u8cc7\u529b\u3001\u4fe1\u7528\u3001\u501f\u5165\u308c\u306e\u72b6\u6cc1\u3001\u8fd4\u6e08\u8a08\u753b\u305d\u306e\u4ed6\u306e\u8fd4\u6e08\u80fd\u529b\u306b\u95a2\u3059\u308b\u4e8b\u9805\u3092\u8abf\u67fb\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">\u5f15\u7528\uff1a<a href=\"https:\/\/hourei.net\/law\/358AC1000000032\" target=\"_blank\" rel=\" noopener\">\u8cb8\u91d1\u696d\u6cd5\uff5c\u6761\u6587\uff5c\u6cd5\u4ee4\u30ea\u30fc\u30c9<\/a><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u8abf\u67fb\u7fa9\u52d9\u306f\u3059\u3079\u3066\u306e\u8cb8\u91d1\u696d\u8005\u306b\u9069\u7528\u3055\u308c\u308b\u305f\u3081\u3001\u8cb8\u91d1\u696d\u3092\u53d6\u308a\u6271\u3046\u4f1a\u793e\u306f\u5fc5\u305a\u5be9\u67fb\u3092\u5b9f\u65bd\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd4\u6e08\u80fd\u529b\u306e\u8abf\u67fb\u3067\u306f\u3001\u7533\u8fbc\u8005\u306e\u53ce\u5165\u30fb\u52e4\u52d9\u5148\u30fb\u4ed6\u793e\u501f\u5165\u306e\u72b6\u6cc1\u3092\u78ba\u8a8d\u3057\u3001<b>\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e\u7167\u4f1a<\/b>\u3082\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u8cb8\u91d1\u696d\u6cd5\u304c\u5b9a\u3081\u308b\u5be9\u67fb\u7fa9\u52d9\u306e\u6982\u8981<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><b>\u6839\u62e0\u6cd5\u4ee4<\/b>\uff1a\u8cb8\u91d1\u696d\u6cd5\u7b2c13\u6761\uff08\u8fd4\u6e08\u80fd\u529b\u8abf\u67fb\u306e\u7fa9\u52d9\uff09<\/li>\n\n\n\n<li><b>\u5bfe\u8c61<\/b>\uff1a\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u4fe1\u8ca9\u7cfb\u3092\u554f\u308f\u305a\u5168\u3066\u306e\u8cb8\u91d1\u696d\u8005<\/li>\n\n\n\n<li><b>\u8abf\u67fb\u5185\u5bb9<\/b>\uff1a\u53ce\u5165\u30fb\u52e4\u52d9\u5148\u30fb\u4ed6\u793e\u501f\u5165\u306e\u78ba\u8a8d\uff0b\u6307\u5b9a\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e\u7167\u4f1a<\/li>\n\n\n\n<li><b>\u7dcf\u91cf\u898f\u5236<\/b>\uff1a\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u878d\u8cc7\u306f\u539f\u5247\u7981\u6b62\uff08\u8cb8\u91d1\u696d\u6cd5\u7b2c13\u6761\u306e2\uff09<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u878d\u8cc7\u3092\u884c\u3046\u3053\u3068\u306f\u7dcf\u91cf\u898f\u5236\u306b\u3088\u308a\u7981\u6b62\u3055\u308c\u3066\u304a\u308a\u3001\u3053\u306e\u4e0a\u9650\u3092\u7121\u8996\u3059\u308b\u884c\u70ba\u306f\u8cb8\u91d1\u696d\u6cd5\u306b\u62b5\u89e6\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6cd5\u5f8b\u304c\u5be9\u67fb\u3092\u7fa9\u52d9\u3068\u3057\u3066\u8ab2\u3057\u3066\u3044\u308b\u4ee5\u4e0a\u3001\u6b63\u898f\u306e\u8cb8\u91d1\u696d\u8005\u304c\u300c\u5be9\u67fb\u306a\u3057\u300d\u3067\u878d\u8cc7\u3059\u308b\u3053\u3068\u306f\u3042\u308a\u5f97\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u5be9\u67fb\u304c\u7518\u3044\u300d\u3068\u3044\u3046\u8868\u73fe\u306b\u3064\u3044\u3066\u3082\u540c\u69d8\u3067\u3001\u6b63\u898f\u696d\u8005\u306f<b><span class=\"swl-marker mark_yellow\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e\u7167\u4f1a\u3092\u7701\u7565\u3067\u304d\u306a\u3044<\/span><\/b>\u69cb\u9020\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306e\u96e3\u6613\u5ea6\u306b\u5dee\u306f\u3042\u3063\u3066\u3082\u3001\u5be9\u67fb\u305d\u306e\u3082\u306e\u3092\u7701\u7565\u3057\u3066\u3044\u308b\u6b63\u898f\u696d\u8005\u306f\u5b58\u5728\u3057\u306a\u3044\u3068\u7406\u89e3\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 id=\"no-screening-illegal-lender\" class=\"wp-block-heading\">\u5be9\u67fb\u306a\u3057\u3092\u8b33\u3046\u696d\u8005\u306f\u7121\u767b\u9332\u306e\u95c7\u91d1\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u5be9\u67fb\u306a\u3057\u300d\u300c\u30d6\u30e9\u30c3\u30af\u3067\u3082\u501f\u308a\u3089\u308c\u308b\u300d\u3092\u5ba3\u4f1d\u6587\u53e5\u306b\u3057\u3066\u3044\u308b\u696d\u8005\u306f\u3001\u91d1\u878d\u5e81\u3084\u90fd\u9053\u5e9c\u770c\u306b\u767b\u9332\u3057\u3066\u3044\u306a\u3044<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7121\u767b\u9332\u696d\u8005<\/span><\/b>\u3001\u3044\u308f\u3086\u308b\u95c7\u91d1\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u6975\u3081\u3066\u9ad8\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b63\u898f\u306e\u8cb8\u91d1\u696d\u8005\u306f\u91d1\u878d\u5e81\u306e\u767b\u9332\u756a\u53f7\u3092\u6301\u3061\u3001\u305d\u306e\u756a\u53f7\u306f<b>\u91d1\u878d\u5e81\u306e\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8<\/b>\u3067\u8ab0\u3067\u3082\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53c2\u7167\uff1a<a href=\"https:\/\/clearing.fsa.go.jp\/kashikin\/\" target=\"_blank\" rel=\" noopener\">\u767b\u9332\u8cb8\u91d1\u696d\u8005\u60c5\u5831\u691c\u7d22\u5165\u529b\u30da\u30fc\u30b8\uff5c\u91d1\u878d\u5e81<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u696d\u8005\u306e\u767b\u9332\u756a\u53f7\u304c\u898b\u5f53\u305f\u3089\u306a\u3044\u3001\u307e\u305f\u306f\u691c\u7d22\u3057\u3066\u3082\u78ba\u8a8d\u3067\u304d\u306a\u3044\u5834\u5408\u306f\u3001\u7533\u8fbc\u3092\u6b62\u3081\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-inner\"><div class=\"cap_box_ttl\"><span>\u6b63\u898f\u696d\u8005\u3068\u95c7\u91d1\u3092\u898b\u5206\u3051\u308b\u30c1\u30a7\u30c3\u30af\u30dd\u30a4\u30f3\u30c8<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list -list-under-dashed\">\n<li>\u91d1\u878d\u5e81\u306e\u767b\u9332\u756a\u53f7\u304c\u516c\u5f0f\u30b5\u30a4\u30c8\u306b\u660e\u8a18\u3055\u308c\u3066\u3044\u308b\u304b\u78ba\u8a8d\u3059\u308b<\/li>\n\n\n\n<li>\u91d1\u878d\u5e81\u306e\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u3067\u767b\u9332\u756a\u53f7\u3092\u691c\u7d22\u3057\u3066\u5b9f\u5728\u3092\u78ba\u8a8d\u3059\u308b<\/li>\n\n\n\n<li>\u300c\u5be9\u67fb\u306a\u3057\u300d\u300c\u30d6\u30e9\u30c3\u30af\u3067\u3082\u501f\u308a\u3089\u308c\u308b\u300d\u3068\u3044\u3046\u6587\u8a00\u306f\u95c7\u91d1\u306e\u30b5\u30a4\u30f3<\/li>\n\n\n\n<li>\u88ab\u5bb3\u306b\u906d\u3063\u305f\u5834\u5408\u306f\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u30fb\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u30fb\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc\u306b\u76f8\u8ac7\u3059\u308b<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"is-style-icon_info wp-block-paragraph\">\u95c7\u91d1\u304b\u3089\u306e\u501f\u5165\u306f\u3001\u6cd5\u5b9a\u5229\u606f\uff08\u5e74\u522920%\uff09\u3092\u306f\u308b\u304b\u306b\u8d85\u3048\u308b\u91d1\u5229\u306e\u8acb\u6c42\u3001\u57f7\u62d7\u306a\u53d6\u7acb\u3066\u3001\u500b\u4eba\u60c5\u5831\u306e\u60aa\u7528\u3068\u3044\u3063\u305f\u88ab\u5bb3\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002\u4e00\u5ea6\u3067\u3082\u501f\u5165\u3059\u308b\u3068\u95a2\u4fc2\u3092\u65ad\u3061\u5207\u308b\u3053\u3068\u304c\u6975\u3081\u3066\u56f0\u96e3\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u95c7\u91d1\u88ab\u5bb3\u306b\u906d\u3063\u305f\u5834\u5408\u306f\u3001\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u3078\u306e\u76f8\u8ac7\u304c\u89e3\u6c7a\u3078\u306e\u73fe\u5b9f\u7684\u306a\u624b\u6bb5\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a<\/b>\u3084<b>\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc<\/b>\u3067\u3082\u76f8\u8ac7\u7a93\u53e3\u3092\u8a2d\u3051\u3066\u3044\u308b\u305f\u3081\u3001\u88ab\u5bb3\u3092\u53d7\u3051\u305f\u969b\u306f\u901f\u3084\u304b\u306b\u9023\u7d61\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u306b\u4e0d\u5b89\u304c\u3042\u308b\u5834\u5408\u306f\u3001\u307e\u305a<b><span class=\"swl-marker mark_yellow\">\u6b63\u898f\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u7533\u8fbc\u6761\u4ef6\u3092\u78ba\u8a8d\u3059\u308b<\/span><\/b>\u3053\u3068\u304c\u3001\u30ea\u30b9\u30af\u3092\u56de\u907f\u3059\u308b\u3046\u3048\u3067\u78ba\u5b9f\u306a\u65b9\u6cd5\u3067\u3059\u3002<\/p>\n\n\n\n<h2 id=\"card-loan-faq\" class=\"wp-block-heading\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u5be9\u67fb\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306b\u95a2\u3057\u3066\u306f\u3001\u7533\u8fbc\u524d\u306b\u7591\u554f\u3092\u62b1\u3048\u305f\u307e\u307e\u624b\u7d9a\u304d\u3092\u9032\u3081\u3066\u3057\u307e\u3046\u30b1\u30fc\u30b9\u304c\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u6642\u9593\u306e\u76ee\u5b89\u3084\u5728\u7c4d\u78ba\u8a8d\u306e\u65b9\u6cd5\u3001\u4fe1\u7528\u60c5\u5831\u3078\u306e\u5f71\u97ff\u306a\u3069\u3001\u4e8b\u524d\u306b\u628a\u63e1\u3057\u3066\u304a\u304f\u3079\u304d\u60c5\u5831\u306f\u8907\u6570\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u5be9\u67fb\u306b\u95a2\u3059\u308b\u3088\u304f\u3042\u308b\u8cea\u554f5\u9078<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a href=\"#review-time\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306f\u4f55\u5206\u30fb\u4f55\u65e5\u3067\u7d50\u679c\u304c\u51fa\u307e\u3059\u304b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#workplace-confirmation\">\u5728\u7c4d\u78ba\u8a8d\u3092\u8077\u5834\u3078\u306e\u96fb\u8a71\u306a\u3057\u3067\u6e08\u307e\u305b\u308b\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#credit-card-impact\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5be9\u67fb\u306b\u5f71\u97ff\u3057\u307e\u3059\u304b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#credit-info-check\">\u4fe1\u7528\u60c5\u5831\u3092\u81ea\u5206\u3067\u78ba\u8a8d\u3059\u308b\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#no-income-loan\">\u7121\u8077\u3084\u53ce\u5165\u30bc\u30ed\u3067\u3082\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3092\u501f\u308a\u3089\u308c\u307e\u3059\u304b\uff1f<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u3067\u306f\u3001\u7533\u8fbc\u8005\u304b\u3089\u7279\u306b\u591a\u304f\u5bc4\u305b\u3089\u308c\u308b\u7591\u554f\u306b\u3064\u3044\u3066\u3001\u4e8b\u5b9f\u30d9\u30fc\u30b9\u3067\u56de\u7b54\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-faq is-style-faq-stripe\" data-q=\"fill-main\" data-a=\"col-main\">\n<div class=\"swell-block-faq__item\" id=\"review-time\"><h3 class=\"faq_q\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306f\u4f55\u5206\u30fb\u4f55\u65e5\u3067\u7d50\u679c\u304c\u51fa\u307e\u3059\u304b\uff1f<\/h3><div class=\"faq_a\">\n<p class=\"wp-block-paragraph\">\u5be9\u67fb\u7d50\u679c\u304c\u51fa\u308b\u307e\u3067\u306e\u6642\u9593\u306f\u3001\u7533\u8fbc\u5148\u306e\u7a2e\u985e\u3068\u7533\u8fbc\u6642\u9593\u5e2f\u306b\u3088\u3063\u3066\u5927\u304d\u304f\u7570\u306a\u308b\u306e\u304c\u73fe\u72b6\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">\u6d88\u8cbb\u8005\u91d1\u878d<\/span><\/b>\u306e\u5834\u5408\u3001\u6700\u77ed\u3067\u7533\u8fbc\u304b\u3089<b>30\u5206\u7a0b\u5ea6<\/b>\u3067\u5be9\u67fb\u7d50\u679c\u304c\u901a\u77e5\u3055\u308c\u308b\u696d\u8005\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u3053\u308c\u306f\u66f8\u985e\u306e\u63d0\u51fa\u3068\u5728\u7c4d\u78ba\u8a8d\u304c\u554f\u984c\u306a\u304f\u5b8c\u4e86\u3057\u305f\u5834\u5408\u306e\u76ee\u5b89\u3067\u3042\u308a\u3001\u66f8\u985e\u306e\u4e0d\u5099\u3084\u78ba\u8a8d\u4f5c\u696d\u306e\u9045\u308c\u304c\u751f\u3058\u308b\u3068\u7fcc\u65e5\u4ee5\u964d\u306b\u305a\u308c\u8fbc\u3080\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3<\/span><\/b>\u306f\u5be9\u67fb\u306b<b>1\u301c3\u55b6\u696d\u65e5<\/b>\u7a0b\u5ea6\u304b\u304b\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3001\u4fe1\u7528\u60c5\u5831\u306e\u7167\u5408\u306b\u6642\u9593\u3092\u304b\u3051\u308b\u5206\u3001\u7d50\u679c\u304c\u51fa\u308b\u307e\u3067\u306e\u30b9\u30d1\u30f3\u304c\u9577\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4fe1\u8ca9\u7cfb\u306f\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u306e\u4e2d\u9593\u7a0b\u5ea6\u306e\u6240\u8981\u6642\u9593\u304c\u76ee\u5b89\u3067\u3001\u5373\u65e5\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u696d\u8005\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u6642\u9593\u5e2f\u3082\u7d50\u679c\u306e\u901f\u3055\u306b\u5f71\u97ff\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u5348\u5f8c2\u6642\u4ee5\u964d\u3084\u571f\u65e5\u30fb\u795d\u65e5\u306e\u7533\u8fbc\u306f\u3001\u7fcc\u55b6\u696d\u65e5\u4ee5\u964d\u306e\u5bfe\u5fdc\u306b\u306a\u308b\u696d\u8005\u304c\u591a\u3044\u305f\u3081\u3001\u6025\u3044\u3067\u3044\u308b\u5834\u5408\u306f<b><span class=\"swl-marker mark_yellow\">\u5e73\u65e5\u306e\u5348\u524d\u4e2d\u306b\u7533\u8fbc\u3092\u6e08\u307e\u305b<\/span><\/b>\u307e\u3057\u3087\u3046\u3002<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-faq__item\" id=\"workplace-confirmation\"><h3 class=\"faq_q\">\u5728\u7c4d\u78ba\u8a8d\u3092\u8077\u5834\u3078\u306e\u96fb\u8a71\u306a\u3057\u3067\u6e08\u307e\u305b\u308b\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/h3><div class=\"faq_a\">\n<p class=\"wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u3092\u96fb\u8a71\u4ee5\u5916\u306e\u65b9\u6cd5\u3067\u884c\u3046\u91d1\u878d\u6a5f\u95a2\u306f\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5065\u5eb7\u4fdd\u967a\u8a3c\u30fb\u793e\u54e1\u8a3c\u30fb\u7d66\u4e0e\u660e\u7d30\u306a\u3069\u3001\u5728\u7c4d\u4e8b\u5b9f\u3092\u8a3c\u660e\u3067\u304d\u308b\u66f8\u985e\u306e\u63d0\u51fa\u3092\u96fb\u8a71\u9023\u7d61\u306e\u4ee3\u66ff\u624b\u6bb5\u3068\u3057\u3066\u8a8d\u3081\u3066\u3044\u308b\u696d\u8005\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u4e2d\u306b\u306f\u3001\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u3092\u539f\u5247\u3068\u3057\u3066\u884c\u308f\u305a\u3001<b><span class=\"swl-marker mark_yellow\">\u66f8\u985e\u63d0\u51fa\u306e\u307f\u3067\u624b\u7d9a\u304d\u3092\u5b8c\u7d50<\/span><\/b>\u3055\u305b\u308b\u65b9\u91dd\u3092\u660e\u793a\u3057\u3066\u3044\u308b\u696d\u8005\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8fbc\u6642\u306b\u300c\u96fb\u8a71\u9023\u7d61\u306a\u3057\u300d\u306e\u5e0c\u671b\u3092\u4f1d\u3048\u308b\u3053\u3068\u3067\u3001\u66f8\u985e\u63d0\u51fa\u306b\u5207\u308a\u66ff\u3048\u3066\u3082\u3089\u3048\u308b\u5834\u5408\u3082\u3042\u308b\u305f\u3081\u3001\u7533\u8fbc\u30d5\u30a9\u30fc\u30e0\u306e\u5099\u8003\u6b04\u3084\u554f\u3044\u5408\u308f\u305b\u7a93\u53e3\u3067\u4e8b\u524d\u306b\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u5728\u7c4d\u78ba\u8a8d\u306f\u8cb8\u91d1\u696d\u6cd5\u306b\u57fa\u3065\u304f\u8fd4\u6e08\u80fd\u529b\u8abf\u67fb\u306e\u4e00\u74b0\u3067\u3059\u3002\u66f8\u985e\u63d0\u51fa\u3078\u306e\u5207\u308a\u66ff\u3048\u3092\u8a8d\u3081\u308b\u304b\u3069\u3046\u304b\u306f\u696d\u8005\u3054\u3068\u306b\u7570\u306a\u308b\u305f\u3081\u3001\u7533\u8fbc\u524d\u306b\u5404\u793e\u306e\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u3092\u884c\u3046\u30b1\u30fc\u30b9\u304c\u591a\u304f\u3001\u66f8\u985e\u63d0\u51fa\u3060\u3051\u3067\u4ee3\u66ff\u3067\u304d\u308b\u696d\u8005\u306f\u6d88\u8cbb\u8005\u91d1\u878d\u306b\u6bd4\u3079\u3066\u5c11\u306a\u3044\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-faq__item\" id=\"credit-card-impact\"><h3 class=\"faq_q\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5be9\u67fb\u306b\u5f71\u97ff\u3057\u307e\u3059\u304b\uff1f<\/h3><div class=\"faq_a\">\n<p class=\"wp-block-paragraph\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306b\u7533\u8fbc\u3080\u3068\u3001\u305d\u306e\u8a18\u9332\u304c\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7167\u4f1a\u5c65\u6b74<\/span><\/b>\u3068\u3057\u3066\u6b8b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u7167\u4f1a\u5c65\u6b74\u306f\u7533\u8fbc\u60c5\u5831\u3068\u3057\u3066<b>\u7d046\u30f6\u6708\u9593<\/b>\u4fdd\u6709\u3055\u308c\u308b\u305f\u3081\u3001\u305d\u306e\u671f\u9593\u4e2d\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5be9\u67fb\u3092\u53d7\u3051\u308b\u3068\u3001\u5be9\u67fb\u62c5\u5f53\u8005\u304b\u3089\u8907\u6570\u793e\u3078\u306e\u7533\u8fbc\u304c\u3042\u3063\u305f\u3068\u5224\u65ad\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8907\u6570\u306e\u7167\u4f1a\u5c65\u6b74\u304c\u77ed\u671f\u9593\u306b\u96c6\u4e2d\u3057\u3066\u3044\u308b\u72b6\u614b\u306f\u3001\u8cc7\u91d1\u9700\u8981\u304c\u9ad8\u307e\u3063\u3066\u3044\u308b\u30b5\u30a4\u30f3\u3068\u89e3\u91c8\u3055\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5be9\u67fb\u7d50\u679c\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3068\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u7533\u8fbc\u3092\u540c\u6642\u671f\u306b\u9032\u3081\u308b\u3053\u3068\u306f\u907f\u3051\u3001<b><span class=\"swl-marker mark_yellow\">\u5be9\u67fb\u7d50\u679c\u304c\u51fa\u3066\u304b\u3089\u6b21\u306e\u7533\u8fbc\u306b\u9032\u3080<\/span><\/b>\u306e\u304c\u8ce2\u660e\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u7167\u4f1a\u5c65\u6b74\u306e\u5f71\u97ff\u306f\u7533\u8fbc\u304b\u3089\u7d046\u30f6\u6708\u3067\u6d88\u3048\u307e\u3059\u304c\u3001\u305d\u306e\u9593\u306b\u8907\u6570\u793e\u3078\u7533\u8fbc\u3080\u3068\u300c<b>\u7533\u8fbc\u30d6\u30e9\u30c3\u30af<\/b>\u300d\u3068\u547c\u3070\u308c\u308b\u72b6\u614b\u306b\u306a\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002\u7533\u8fbc\u5148\u306f\u7d5e\u3063\u3066\u614e\u91cd\u306b\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-faq__item\" id=\"credit-info-check\"><h3 class=\"faq_q\">\u4fe1\u7528\u60c5\u5831\u3092\u81ea\u5206\u3067\u78ba\u8a8d\u3059\u308b\u65b9\u6cd5\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/h3><div class=\"faq_a\">\n<p class=\"wp-block-paragraph\">\u4fe1\u7528\u60c5\u5831\u306f\u3001\u672c\u4eba\u3067\u3042\u308c\u3070\u5404\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b<b>\u958b\u793a\u8acb\u6c42<\/b>\u3059\u308b\u3053\u3068\u3067\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e5\u672c\u306b\u306f\u4e3b\u306b3\u3064\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u4f1a\u793e\u304c\u4e3b\u306b\u52a0\u76df\u3059\u308b<b><span class=\"swl-inline-color has-swl-deep-01-color\">CIC<\/span><\/b>\u3001\u9280\u884c\u30fb\u4fe1\u7528\u91d1\u5eab\u304c\u52a0\u76df\u3059\u308b<b><span class=\"swl-inline-color has-swl-deep-01-color\">KSC<\/span><\/b>\uff08\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\uff09\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u30fb\u4fdd\u8a3c\u4f1a\u793e\u304c\u52a0\u76df\u3059\u308b<b><span class=\"swl-inline-color has-swl-deep-01-color\">JICC<\/span><\/b>\uff08\u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff09\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CIC\u3068JICC\u306f\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3084\u30d1\u30bd\u30b3\u30f3\u304b\u3089\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u958b\u793a\u8acb\u6c42\u304c\u53ef\u80fd\u3067\u3001\u624b\u6570\u6599\u306f<b>1\u4ef6\u3042\u305f\u308a500\u301c1,000\u5186\u7a0b\u5ea6<\/b>\u3067\u3059\u3002<\/p>\n\n\n<div class=\"c-scrollHint sp_\"><span>\u30b9\u30af\u30ed\u30fc\u30eb\u3067\u304d\u307e\u3059 <i class=\"icon-more_arrow\"><\/i><\/span><\/div>\n<figure data-table-scrollable=\"sp\" data-cell1-fixed=\"sp\" class=\"wp-block-table min_width20_ is-all-centered\"><table style=\"--table-width:800px;--swl-cell1-width:120px;font-size:13px;\"><thead><tr><th>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2<\/th><th>\u4e3b\u306a\u52a0\u76df\u696d\u8005<\/th><th>\u958b\u793a\u8acb\u6c42\u65b9\u6cd5<\/th><th>\u624b\u6570\u6599<\/th><\/tr><\/thead><tbody><tr><th>CIC<\/th><td>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e<br>\u6d88\u8cbb\u8005\u91d1\u878d<\/td><td>\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8<br>\u90f5\u9001<\/td><td>500\u5186<br>\uff08\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u306e\u5834\u5408\uff09<\/td><\/tr><tr><th>JICC<\/th><td>\u6d88\u8cbb\u8005\u91d1\u878d<br>\u4fe1\u8ca9\u4f1a\u793e<\/td><td>\u30b9\u30de\u30db\u30a2\u30d7\u30ea<br>\u90f5\u9001<\/td><td>1,000\u5186<br>\uff08\u30b9\u30de\u30db\u30a2\u30d7\u30ea\u306e\u5834\u5408\uff09<\/td><\/tr><tr><th>KSC<\/th><td>\u9280\u884c<br>\u4fe1\u7528\u91d1\u5eab<\/td><td>\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8<br>\u90f5\u9001<\/td><td>800\u5186<br>\uff08\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u306e\u5834\u5408\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">KSC\u306f\u90f5\u9001\u3067\u306e\u8acb\u6c42\u304c\u57fa\u672c\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8907\u6570\u306e\u6a5f\u95a2\u306b\u52a0\u76df\u3057\u3066\u3044\u308b\u696d\u8005\u3082\u3042\u308b\u305f\u3081\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u7533\u8fbc\u524d\u306b<b><span class=\"swl-marker mark_yellow\">\u8907\u6570\u6a5f\u95a2\u306e\u60c5\u5831\u3092\u307e\u3068\u3081\u3066\u78ba\u8a8d<\/span><\/b>\u3057\u3066\u304a\u304f\u3068\u3001\u81ea\u8eab\u306e\u4fe1\u7528\u72b6\u614b\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_announce wp-block-paragraph\">\u904e\u53bb\u306b\u5ef6\u6ede\u6b74\u304c\u3042\u308b\u65b9\u306f\u3001\u60c5\u5831\u306e\u4fdd\u6709\u671f\u9593\u304c\u7d42\u4e86\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3092\u958b\u793a\u8acb\u6c42\u3067\u78ba\u304b\u3081\u3066\u304b\u3089\u7533\u8fbc\u306b\u9032\u3093\u3067\u304f\u3060\u3055\u3044\u3002<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"swell-block-faq__item\" id=\"no-income-loan\"><h3 class=\"faq_q\">\u7121\u8077\u3084\u53ce\u5165\u30bc\u30ed\u3067\u3082\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3092\u501f\u308a\u3089\u308c\u307e\u3059\u304b\uff1f<\/h3><div class=\"faq_a\">\n<p class=\"wp-block-paragraph\">\u73fe\u6642\u70b9\u3067\u53ce\u5165\u304c\u306a\u3044\u5834\u5408\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u901a\u904e\u306f<b>\u6975\u3081\u3066\u56f0\u96e3<\/b>\u3067\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b><span class=\"swl-inline-color has-swl-deep-01-color\">\u8cb8\u91d1\u696d\u6cd5<\/span><\/b>\u306f\u3001\u8cb8\u91d1\u696d\u8005\u306b\u5bfe\u3057\u3066\u7533\u8fbc\u8005\u306e\u8fd4\u6e08\u80fd\u529b\u3092\u8abf\u67fb\u3057\u305f\u3046\u3048\u3067\u878d\u8cc7\u3092\u884c\u3046\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u304a\u308a\u3001\u53ce\u5165\u304c\u306a\u3044\u72b6\u614b\u3067\u306e\u878d\u8cc7\u306f\u6cd5\u5f8b\u4e0a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3057\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c02\u696d\u4e3b\u5a66\uff08\u4e3b\u592b\uff09\u306e\u5834\u5408\u306f\u3001\u914d\u5076\u8005\u306e\u53ce\u5165\u3092\u5408\u7b97\u3057\u3066\u5be9\u67fb\u3092\u884c\u3046<b><span class=\"swl-marker mark_yellow\">\u914d\u5076\u8005\u8cb8\u4ed8\u5236\u5ea6<\/span><\/b>\u3092\u8a2d\u3051\u3066\u3044\u308b\u6d88\u8cbb\u8005\u91d1\u878d\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u305f\u3060\u3057\u3001\u914d\u5076\u8005\u8cb8\u4ed8\u3092\u5229\u7528\u3059\u308b\u306b\u306f\u914d\u5076\u8005\u306e\u540c\u610f\u304c\u5fc5\u8981\u3067\u3001\u592b\u5a66\u5408\u7b97\u306e\u5e74\u53ce\u306b\u5bfe\u3057\u3066<b><span class=\"swl-inline-color has-swl-deep-01-color\">\u7dcf\u91cf\u898f\u5236<\/span><\/b>\uff08\u5e74\u53ce\u306e3\u5206\u306e1\uff09\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6c42\u8077\u4e2d\u30fb\u8ee2\u8077\u6d3b\u52d5\u4e2d\u306e\u65b9\u306f\u3001\u5185\u5b9a\u5f8c\u306b\u96c7\u7528\u5951\u7d04\u66f8\u3084\u5185\u5b9a\u901a\u77e5\u66f8\u3092\u7528\u610f\u3057\u305f\u3046\u3048\u3067\u7533\u8fbc\u3080\u65b9\u304c\u3001\u5be9\u67fb\u7d50\u679c\u306b\u826f\u3044\u5f71\u97ff\u3092\u4e0e\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"is-style-icon_info 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