{"id":86146,"date":"2026-04-10T10:48:03","date_gmt":"2026-04-10T01:48:03","guid":{"rendered":"https:\/\/011330.jp\/finance\/?page_id=86146"},"modified":"2026-04-10T10:55:17","modified_gmt":"2026-04-10T01:55:17","slug":"borrow-5man-recommendation","status":"publish","type":"page","link":"https:\/\/011330.jp\/finance\/borrow-5man-recommendation.html","title":{"rendered":"5\u4e07\u5186\u3092\u5373\u65e5\u878d\u8cc7\u53ef\u80fd\u306a\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f33\u9078"},"content":{"rendered":"\n
\"5\u4e07\u3092\u5373\u65e5\u3067\u501f\u308a\u308c\u308b\u6d88\u8cbb\u8005\u91d1\u878d3\u9078\"<\/figure>\n\n\n\n

\uff3c\u5373\u65e55\u4e07\u5186\u306e\u878d\u8cc7\u53ef\u80fd\uff01\u6d88\u8cbb\u8005\u91d1\u878d3\u9078<\/span>\uff0f<\/span><\/p>\n\n\n

\u30b9\u30af\u30ed\u30fc\u30eb\u3067\u304d\u307e\u3059 <\/i><\/span><\/div>\n
\u501f\u5165\u5148<\/th>\u00a0\u30a2\u30b3\u30e0<\/b>
\"\u30a2\u30b3\u30e0\u306e\u6700\u65b0\u30d0\u30ca\u30fc\"<\/a><\/th>		\u30d7\u30ed\u30df\u30b9
\"\u30d7\u30ed\u30df\u30b9\u306e\u30d0\u30ca\u30fc\"<\/a><\/th>		SMBC\u30e2\u30d3\u30c3\u30c8
<\/span>\"SMBC\u30e2\u30d3\u30c3\u30c8\u306e\u30d0\u30ca\u30fc\"<\/a><\/th><\/tr><\/thead>
 <\/span>\u7279\u5fb4<\/span><\/th> <\/span>30\u65e5\u9593\u306e\u7121\u5229\u606f\u30b5\u30fc\u30d3\u30b9<\/span><\/span>\u203b
\u2003<\/span>\u2003<\/span>\u2003<\/span>\u2003<\/span>\u2003<\/span><\/span><\/span>5.0<\/span><\/span><\/td>		\u6700\u77ed3\u5206\u3067\u5373\u65e5\u878d\u8cc7\u53ef\u80fd<\/span><\/span>\u203b1<\/span>
\u2003<\/span>\u2003<\/span>\u2003<\/span>\u2003<\/span>\u2003<\/span><\/span>4.5<\/span><\/span><\/td>		WEB\u5b8c\u7d50\u3067\u30d0\u30ec\u306b\u304f\u3044<\/span><\/span>
\u2003<\/span>\u2003<\/span>\u2003<\/span>\u2003<\/span>\u2003<\/span><\/span>4.0<\/span><\/td><\/tr>
 <\/span>\u5be9\u67fb\u901a\u904e\u7387<\/b><\/span><\/span><\/th> <\/span>  39.1%<\/b>\u203b3<\/span><\/td>  35.6\uff05<\/b><\/span>\u203b2<\/span><\/td>\u975e\u516c\u958b<\/span><\/span><\/span><\/td><\/tr>
\u5be9\u67fb\u6642\u9593<\/th> <\/span><\/span> <\/span>\u6700\u77ed20\u5206<\/span><\/span>\u203b1<\/span>
\u203b\u672c\u5be9\u67fb\uff5e\u632f\u8fbc<\/td>		\u6700\u77ed3\u5206<\/span><\/span>\u203b1<\/span>
\u203b\u672c\u5be9\u67fb\uff5e\u632f\u8fbc<\/span><\/td>		 <\/span>\u6700\u77ed15\u5206<\/span>\u203b1<\/span>
10\u79d2\u3067\u7c21\u6613\u5be9\u67fb\u7d50\u679c\u8868\u793a<\/span><\/span><\/td><\/tr>
\u7121\u5229\u606f\u671f\u9593<\/th> <\/span>\u521d\u56de30\u65e5\u9593\u203b<\/span><\/td> \u521d\u56de30\u65e5\u9593\u203b5<\/span><\/td>\u306a\u3057<\/td><\/tr>
 <\/span><\/span><\/span>\u5728\u7c4d\u78ba\u8a8d<\/th> <\/span>\u539f\u5247\u5728\u7c4d\u78ba\u8a8d\u306a\u3057<\/span>\u203b6<\/span><\/td>\u539f\u5247\u96fb\u8a71\u9023\u7d61\u306b\u3088\u308b\u5728\u7c4d\u78ba\u8a8d\u306a\u3057<\/span>\u203b6<\/span><\/td>\u539f\u5247\u96fb\u8a71\u9023\u7d61\u306b\u3088\u308b\u5728\u7c4d\u78ba\u8a8d\u306a\u3057<\/span><\/span>\u203b6<\/span><\/td><\/tr>
 <\/span><\/span>\u8a73\u7d30<\/span><\/span><\/td>\u00a0<\/span>\uff3c20\u5206\u3067\u5373\u65e5\u878d\u8cc7\u53ef\u80fd\uff0f<\/span>
\u516c\u5f0f\u30b5\u30a4\u30c8\u306f\u3053\u3061\u3089<\/a><\/span><\/td>		\u00a0<\/span>\uff3c\u6700\u77ed3\u5206\u3067\u53ef\u80fd<\/span>\uff0f<\/span>
\u8a73\u7d30\u306f\u3053\u3061\u3089<\/a><\/span><\/td>		\u00a0<\/span>\uff3c10\u79d2\u3067\u7c21\u6613\u5be9\u67fb\u7d50\u679c\u8868\u793a<\/b>\uff01<\/span>\uff0f<\/span>
\u8a73\u7d30\u306f\u3053\u3061\u3089<\/a><\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
\u6ce8\u91c8<\/summary>\n

\u203b1\u304a\u7533\u8fbc\u6642\u9593\u3084\u5be9\u67fb\u306b\u3088\u308a\u3054\u5e0c\u671b\u306b\u6dfb\u3048\u306a\u3044\u5834\u5408\u304c\u3054\u3056\u3044\u307e\u3059<\/span>
\u203b2\u30d7\u30ed\u30df\u30b9\u6708\u6b21\u55b6\u696d\u6307\u6a192024\u5e74
\u203b3\u30a2\u30b3\u30e0\u30de\u30f3\u30b9\u30ea\u30fc\u30ec\u30dd\u30fc\u30c82024\u5e74<\/a>
\u203b4\u30a2\u30a4\u30d5\u30eb\u6708\u6b21\u30c7\u30fc\u30bf2024\u5e74<\/a><\/span>
\u203b6\u96fb\u8a71\u3067\u306e\u78ba\u8a8d\u306f\u305b\u305a\u306b\u66f8\u9762\u3084\u3054\u7533\u544a\u5185\u5bb9\u3067\u306e\u78ba\u8a8d\u3092\u5b9f\u65bd<\/span>
\u203b\u3054\u5951\u7d04\u306e\u7fcc\u65e5\u304b\u3089
\u203b\u30a2\u30b3\u30e0\u3067\u306e\u3054\u5951\u7d04\u304c\u306f\u3058\u3081\u3066\u306e\u304a\u5ba2\u3055\u307e<\/span><\/p>\n<\/details>\n\n\n\n

\u6d88\u8cbb\u8005\u91d1\u878d\u7533\u8fbc\u524d\u306b\u4ee5\u4e0b\u3092\u78ba\u8a8d<\/span><\/span><\/div>
\n

\u5e74\u53ce\u30fb\u96c7\u7528\u5f62\u614b\u30fb\u4ed6\u793e\u501f\u5165\u306a\u3069\u306e\u60c5\u5831<\/span>\u3092\u4e8b\u5b9f\u3068\u7570\u306a\u308b\u5185\u5bb9\u3067\u7533\u544a\u3059\u308b\u3068\u3001\u865a\u507d\u7533\u544a\u3067\u3042\u308b\u3053\u3068\u304c\u30d0\u30ec\u3066\u5be9\u67fb\u843d\u3061\u3059\u308b\u5834\u5408\u304c\u3042\u308a<\/span><\/span>\u307e\u3059\u3002<\/p>\n\n\n\n

\u8aa4\u3063\u305f\u60c5\u5831\u304c\u8a18\u8f09\u3055\u308c\u3066\u3044\u306a\u3044\u304b\u78ba\u8a8d<\/span><\/span><\/strong><\/span>\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<\/div><\/div>\n\n\n\n

\"\u6d88\u8cbb\u8005\u91d1\u878d\u7533\u8fbc\u524d\u306b\u78ba\u8a8d\u3059\u308b\u5185\u5bb9\"<\/figure>\n\n\n\n
\u2003<\/span><\/span><\/span>\u91d1\u5229\u3092\u6291\u3048\u3066\u5373\u65e55\u4e07\u5186\u501f\u308a\u305f\u3044\u4eba\u306f\u30a2\u30b3\u30e0\u304c\u304a\u3059\u3059\u3081<\/span><\/span><\/span><\/span><\/div>
\n

\uff3c\u5be9\u67fb\u901a\u904e\u7387\u304c\u9ad8\u3044\uff01\u521d\u56de\u7121\u5229\u606f\u671f\u9593\u3042\u308a<\/span>\uff0f<\/span>

\"\u30a2\u30b3\u30e0\u306e\u6700\u65b0\u30d0\u30ca\u30fc\"<\/a><\/p>\n\n\n\n

\u00a0<\/span>\u7121\u5229\u606f\u671f\u9593<\/span>
\"\u7121\u5229\u606f\"
\u521d\u56de30\u65e5\u9593<\/span><\/span><\/span>\u203b4<\/span><\/td>		\u00a0<\/span>\u5be9\u67fb\u901a\u904e\u7387<\/span>
\"\u7537\u6027\"
39.1%<\/span><\/span><\/span><\/b><\/td>		\u00a0<\/span>\u5be9\u67fb\u6642\u9593<\/span>
\"\u6642\u8a08\"
\u6700\u77ed20\u5206<\/span><\/span>\u203b1<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u203b1\u304a\u7533\u8fbc\u6642\u9593\u3084\u5be9\u67fb\u306b\u3088\u308a\u3054\u5e0c\u671b\u306b\u6dfb\u3048\u306a\u3044\u5834\u5408\u304c\u3054\u3056\u3044\u307e\u3059<\/span>
\u203b\uff14\u3054\u5951\u7d04\u306e\u7fcc\u65e5\u304b\u3089\u3002\u30a2\u30b3\u30e0\u3067\u306e\u3054\u5951\u7d04\u304c\u306f\u3058\u3081\u3066\u306e\u304a\u5ba2\u3055\u307e<\/span><\/p>\n\n\n\n

\u5be9\u67fb\u901a\u904e\u7387\u304c\u9ad8\u304f\u3059\u3050\u306b\u501f\u5165\u53ef\u80fd<\/span><\/span><\/p>\n\n\n\n

\u30a2\u30b3\u30e0\u306f\u5be9\u67fb\u901a\u904e\u738739.1\uff05<\/span>\u3068\u9ad8\u304f\u3001\u6700\u77ed20\u5206\u3067\u5373\u65e5\u878d\u8cc7\u304c\u53ef\u80fd<\/p>\n\n\n\n

 <\/span>\u30b5\u30fc\u30d3\u30b9\u540d<\/th>\u5be9\u67fb\u901a\u904e\u7387<\/b>\u2074<\/th><\/tr>
 <\/span> \u30a2\u30b3\u30e0<\/b><\/td> <\/span>  39.1%<\/b>\u203b2<\/td><\/tr>
\u30d7\u30ed\u30df\u30b9<\/th>  35.6\uff05<\/b>\u203b3<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u203b2\u30a2\u30b3\u30e0\u30de\u30f3\u30b9\u30ea\u30fc\u30ec\u30dd\u30fc\u30c82024\u5e74<\/a><\/span>
\u203b3\u30d7\u30ed\u30df\u30b9\u6708\u6b21\u55b6\u696d\u6307\u6a192024\u5e74<\/span>
\u203b5\u96fb\u8a71\u3067\u306e\u78ba\u8a8d\u306f\u305b\u305a\u306b\u66f8\u9762\u3084\u3054\u7533\u544a\u5185\u5bb9\u3067\u306e\u78ba\u8a8d\u3092\u5b9f\u65bd<\/span><\/p>\n\n\n\n

\u5229\u606f\u3092\u6291\u3048\u30665\u4e07\u5186\u501f\u5165\u53ef\u80fd<\/span><\/span><\/span><\/p>\n\n\n\n

\u521d\u56de\u5229\u7528\u306e\u5834\u540830\u65e5\u9593\u306e\u5229\u606f\u7121\u6599\u671f\u9593<\/span>\u304c\u8a2d\u3051\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u5b89\u5fc3\u3057\u30665\u4e07\u5186\u3092\u501f\u308a\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n

<\/th>\u30a2\u30b3\u30e0\u306e\u8a73\u7d30<\/th><\/tr><\/thead>
 <\/span>\u7279\u5fb4<\/span><\/span><\/td> <\/span>30\u65e5\u9593\u306e\u7121\u5229\u606f\u671f\u9593<\/span><\/span>\u203b4<\/span><\/td><\/tr>
 <\/span><\/span>\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9<\/span><\/span><\/td>\u6700\u77ed20\u5206<\/span><\/span>\u203b1<\/span>
\u203b\u672c\u5be9\u67fb\uff5e\u632f\u8fbc<\/td><\/tr>
 <\/span>\u5728\u7c4d\u78ba\u8a8d<\/span><\/b><\/td> <\/span>\u539f\u5247\u5728\u7c4d\u78ba\u8a8d\u306a\u3057\u203b5<\/span><\/span><\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\uff3c\u6700\u77ed20\u5206\u30675\u4e07\u5186\u501f\u5165\u53ef\u80fd<\/span><\/span>\uff0f<\/p>\n\n\n\n

\u30a2\u30b3\u30e0\u306e\u8a73\u7d30\u306f\u3053\u3061\u3089<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n
\u2003<\/span><\/span>\u30d7\u30ed\u30df\u30b9\u306a\u3089\u6700\u77ed3\u5206\u203b1\u30675\u4e07\u5186\u501f\u5165\u53ef\u80fd<\/span><\/span><\/span><\/div>
\n

\uff3c\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9\u304c\u6700\u77ed3\u5206<\/b><\/span>\uff01\u203b1<\/span><\/span><\/b><\/span>\uff0f<\/span>
\"\u30d7\u30ed\u30df\u30b9\u306e\u30d0\u30ca\u30fc\"<\/a><\/p>\n\n\n\n

\u00a0<\/span>\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9<\/b><\/span>
\"\u6642\u8a08\"
\u6700\u77ed3\u5206<\/span><\/span><\/b>\u203b1<\/span><\/td>		\u00a0<\/span>\u5728\u7c4d\u78ba\u8a8d<\/b><\/span>
\"\u66f8\u985e\"
WEB\u3067\u66f8\u985e\u63d0\u51fa<\/b><\/span><\/span>
\u203b4<\/span>\u539f\u5247\u96fb\u8a71\u9023\u7d61\u30fb\u90f5\u9001\u7269\u306a\u3057<\/b>\u3067\u501f\u5165\u53ef\u80fd<\/span><\/td>		\u00a0<\/span>\u7121\u5229\u606f\u671f\u9593<\/span>
\"\u7121\u5229\u606f\"
\u521d\u56de30\u65e5\u9593<\/span><\/span>
\u203b\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u767b\u9332\u3068Web\u660e\u7d30\u5229\u7528\u306e\u767b\u9332\u304c\u5fc5\u8981\u3067\u3059<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u203b1\u304a\u7533\u8fbc\u6642\u9593\u3084\u5be9\u67fb\u306b\u3088\u308a\u3054\u5e0c\u671b\u306b\u6dfb\u3048\u306a\u3044\u5834\u5408\u304c\u3054\u3056\u3044\u307e\u3059<\/span><\/p>\n\n\n\n

\u6700\u77ed3\u5206\u878d\u8cc7\u53ef\u80fd<\/span>\u203b1<\/span><\/sup>\u30b9\u30d4\u30fc\u30c9\u91cd\u8996\u3067\u878d\u8cc7\u53ef\u80fd<\/b><\/p>\n\n\n\n

1\u79d2\u3067\u7c21\u6613\u5be9\u67fb\u7d50\u679c\u304c\u8868\u793a\u3055\u308c\u308b<\/b>\u305f\u3081\u4eca\u3059\u30505\u4e07\u5186\u501f\u308a\u305f\u3044\u4eba\u306b\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n\n\n\n

 <\/span>\u30b5\u30fc\u30d3\u30b9\u540d<\/th>\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9<\/b><\/th><\/tr>
 <\/span> \u30d7\u30ed\u30df\u30b9<\/b><\/td> <\/span> \u6700\u77ed3\u5206<\/b>\u203b1<\/span><\/td><\/tr>
\u30a2\u30b3\u30e0<\/th> \u6700\u77ed20\u5206\u203b1<\/span><\/td><\/tr>
\u30a2\u30a4\u30d5\u30eb
<\/span><\/th>		\u6700\u77ed18\u5206\u203b1<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u539f\u5247\u96fb\u8a71\u9023\u7d61\u30fb\u90f5\u9001\u7269\u306a\u3057<\/b>\u3067\u501f\u5165\u53ef\u80fd<\/span><\/span><\/p>\n\n\n\n

WEB\u3067\u66f8\u985e\u63d0\u51fa\u3067\u304d\u90f5\u9001\u7269\u304c\u5bb6\u306b\u5c4a\u304f\u3053\u3068\u3082\u306a\u3044\u305f\u3081\u5468\u56f2\u306b\u30d0\u30ec\u308b\u3053\u3068\u306a\u304f5\u4e07\u5186\u306e\u501f\u5165\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n

<\/th>\u30d7\u30ed\u30df\u30b9\u306e\u8a73\u7d30<\/th><\/tr><\/thead>
 <\/span>\u7279\u5fb4<\/span><\/span><\/td> <\/span>30\u65e5\u9593\u306e\u7121\u5229\u606f\u671f\u9593<\/span><\/span>
\u203b\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u767b\u9332\u3068Web\u660e\u7d30\u5229\u7528\u306e\u767b\u9332\u304c\u5fc5\u8981\u3067\u3059\u3002<\/span><\/td><\/tr>
 <\/span><\/span>\u5be9\u67fb\u901a\u904e\u7387<\/span><\/span><\/td>35.6\uff05<\/b><\/span><\/span><\/span><\/span>\u203b2<\/span><\/td><\/tr>
 <\/span><\/span>\u7121\u5229\u606f\u671f\u9593<\/span><\/b><\/td> <\/span>\u521d\u56de30\u65e5\u9593\u203b\uff13<\/span>
\u203b\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u767b\u9332\u3068Web\u660e\u7d30\u5229\u7528\u306e\u767b\u9332\u304c\u5fc5\u8981\u3067\u3059\u3002<\/span><\/td><\/tr>
 <\/span>\u5728\u7c4d\u78ba\u8a8d<\/span><\/b><\/td>\u539f\u5247\u96fb\u8a71\u9023\u7d61\u30fb\u90f5\u9001\u7269\u306a\u3057\uff01<\/span><\/span><\/b><\/span><\/span>\u203b4<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u203b2\u30d7\u30ed\u30df\u30b9\u6708\u6b21\u55b6\u696d\u6307\u6a192024\u5e74<\/span>
\u203b\uff13\u521d\u3081\u3066\u306e\u3054\u5951\u7d04\u306e\u65b9\u306b\u9650\u308b<\/span>
\u203b4\u96fb\u8a71\u3067\u306e\u78ba\u8a8d\u306f\u305b\u305a\u306b\u66f8\u9762\u3084\u3054\u7533\u544a\u5185\u5bb9\u3067\u306e\u78ba\u8a8d\u3092\u5b9f\u65bd<\/span><\/p>\n\n\n\n

\uff3cWEB\u3067\u5b8c\u7d50\uff01<\/span><\/span>\u6700\u77ed3\u5206\u878d\u8cc7\u53ef\u80fd<\/b><\/span><\/span>\u203b1<\/span>\uff0f<\/p>\n\n\n\n

\u8a73\u7d30\u306f\u3053\u3061\u3089<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n
\u2003<\/span><\/span>SMBC\u30e2\u30d3\u30c3\u30c8\u306a\u3089\u5468\u56f2\u306b\u30d0\u30ec\u305a\u4eca\u3059\u30505\u4e07\u5186\u501f\u5165\u53ef\u80fd<\/span><\/span><\/span><\/div>
\n

\uff3c\u539f\u5247\u96fb\u8a71\u9023\u7d61\u30fb\u90f5\u9001\u7269\u306a\u3057\uff01<\/span><\/span><\/b><\/span>\uff0f<\/span>
\"SMBC\u30e2\u30d3\u30c3\u30c8\u306e\u30d0\u30ca\u30fc\"<\/a><\/p>\n\n\n\n

\u00a0<\/span>\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9<\/b><\/span>
\"\u6642\u8a08\"
\u6700\u77ed15\u5206<\/span><\/span><\/b>\u203b1<\/span><\/td>		\u00a0<\/span>\u5728\u7c4d\u78ba\u8a8d<\/b><\/span>
\"\u66f8\u985e\"
WEB\u3067\u66f8\u985e\u63d0\u51fa<\/b><\/span><\/span>
\u203b4<\/span>\u539f\u5247\u96fb\u8a71\u9023\u7d61\u30fb\u90f5\u9001\u7269\u306a\u3057<\/b>\u3067\u501f\u5165\u53ef\u80fd<\/span><\/td>		\u00a0<\/span>\u7121\u5229\u606f\u671f\u9593<\/span>
\"\u7121\u5229\u606f\"
\u306a\u3057<\/span><\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u203b1\u304a\u7533\u8fbc\u6642\u9593\u3084\u5be9\u67fb\u306b\u3088\u308a\u3054\u5e0c\u671b\u306b\u6dfb\u3048\u306a\u3044\u5834\u5408\u304c\u3054\u3056\u3044\u307e\u3059<\/span><\/p>\n\n\n\n

SMBC\u30e2\u30d3\u30c3\u30c8\u306e\u304a\u3059\u3059\u3081\u30dd\u30a4\u30f3\u30c8<\/span><\/div>
\n